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Christine B

Series 63, Series 65

Falmouth, ME

Commonwealth Financial Network

Christine Byrne is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been associated with Commonwealth since 1992 and has worked at Back Cove Financial since 2004. Outside of her advisory work, she is involved in fixed insurance sales through Back Cove Financial. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and customized investment solutions, while enabling advisors to offer advice under Commonwealth’s supervision.

Passive / index investing Active portfolio management Tax-loss harvesting Wealth management Retirement income strategy Founder/Business Owner Executive Retired
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Everett C

CFP®, Series 65

Portland, ME

Corient

Everett Coulter is a CFP® and Series 65 registered advisor at Corient with experience spanning several firms since 2017, including Atlantic Trust and Bangor Savings Bank. He began his career after graduating from the University of Maine Orono and has been with Corient since 2026. Corient provides investment advisory and financial planning services to a diverse client base including individuals, trusts, pension plans, and charitable organizations. The firm uses a goals-based, team approach combining in-house strategies with third-party managers, supported by continuous portfolio monitoring and risk management tools.

Wealth management Private / alternative investments Tax-loss harvesting Active portfolio management
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Connor B

Series 66

Portland, ME

TIAA-CREF

Connor Baldwin is a financial advisor with TIAA-CREF in Portland, ME, holding a Series 66 designation and four years of industry experience. His work history includes roles at TIAA and TIAA-CREF Individual & Institutional Services, LLC. Prior to his financial advisory career, Baldwin held various positions including roles in hospitality and education. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, frequently serving clients with existing relationships through TIAA-administered employer retirement plans. The firm operates within a vertically integrated structure and provides both planning and ongoing portfolio management services under a fiduciary standard.

General estate planning guidance Retirement plans for business owners (SEP, solo 401k) Educators, Teachers, and Academics Founder/Business Owner Approaching retirement Mid-Career Professionals
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Anne P

Series 66

Portland, ME

TIAA-CREF

Anne Perley is a financial advisor at TIAA-CREF with seven years of industry experience. She holds a Series 66 designation and has worked previously at Robinson Smith Wealth Advisors, LLC, RBC Capital Markets, LLC, and TIAA. Outside of her financial advisory role, she performs stand-up comedy on an ad hoc basis. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, and other entities. The firm offers both point-in-time planning and ongoing discretionary portfolio management using model or customized portfolios, and also serves as adviser to a donor-advised fund.

General estate planning guidance Retirement plans for business owners (SEP, solo 401k) Educators, Teachers, and Academics Founder/Business Owner Approaching retirement Mid-Career Professionals
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Joseph C

CFP®, Series 63, Series 66

Scarborough, ME

Commonwealth Financial Network

Joseph Cote is a CFP® professional with 13 years of industry experience. He is currently affiliated with Commonwealth Financial Network and Casco Bay Wealth Advisors. His prior experience includes roles at Charles Schwab Bank, Charles Schwab, and Fidelity Investments. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and back-office support including operations, trading, technology, compliance, and practice management. The firm offers discretionary model portfolios and customizable investment solutions across various program structures.

Passive / index investing Active portfolio management Tax-loss harvesting Wealth management Retirement income strategy Founder/Business Owner Executive Retired
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Christine B

Series 63, Series 66

Portland, ME

Steward Partners Investment Advisory, LLC

Christine Balfour is a financial advisor at Steward Partners Investment Advisory, LLC with 25 years of industry experience. Her career includes roles at Raymond James Financial Services and Wells Fargo Advisors. She is based in Portland, ME and holds Series 63 and Series 66 designations. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, corporations, trusts, and charitable organizations, offering a range of advisory and portfolio management services through both proprietary and third-party solutions.

ESG / Sustainable investing Private / alternative investments Concentrated stock management Business sale tax planning Retirement income strategy Executive Founder/Business Owner Retired HENRY (High Earners, Not Rich Yet) Mid-Career Professionals
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Lucas L

Series 63, Series 66

Portland, ME

TD private Client Wealth LLC

Lucas Legler is a financial advisor at TD Private Client Wealth LLC with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Merrill, Bank of America, Fisher Investments, and LPL Financial. Legler is based in Tampa, FL. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm constructs portfolios using a combination of strategic and tactical asset allocation with investments from affiliated and third-party sub-managers, providing ongoing portfolio management, financial planning support, and custody through third-party custodians.

Wealth management Passive / index investing Active portfolio management Tax-loss harvesting Founder/Business Owner
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Zachary L

CFP®, Series 66

South Portland, ME

Savant Wealth Management

Zachary Lauzon is a CFP® and holds a Series 66 license with 12 years of experience in the financial industry. He has worked at Savant Wealth Management since 2026 and previously spent 14 years with Richard Brothers Securities and Richard Brothers Financial Advisors. Lauzon serves as a relationship manager supporting insurance sales and client account management at Richard Brothers Financial Advisors. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and sub-advised mandates, supported by affiliated accounting, legal, and trust services.

Equity Recipients (RS/RSU, SOP, ESPP) Options & derivatives strategies ESG / Sustainable investing Real estate investing Tax-loss harvesting Executive Founder/Business Owner Retired Women Professionals Divorced
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Grey T

CFP®, Series 66

Falmouth, ME

Hightower Advisors

Grey Terry is a CFP® with 18 years of industry experience, currently serving at Hightower Advisors since 2011. He holds the Series 66 designation and is based in Falmouth, ME. Terry has been associated with both Hightower Advisors and Hightower Securities, LLC over the past 15 years. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors such as pension plans, charitable organizations, corporations, and trusts. The firm focuses on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a range of portfolio management strategies alongside financial planning and retirement consulting.

Wealth management Retirement plans for business owners (SEP, solo 401k) Tax-loss harvesting Founder/Business Owner Executive
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Fabricio C

Series 63, Series 65

Portland, ME

TD private Client Wealth LLC

Fabricio Cruz is a financial advisor with TD Private Client Wealth LLC in Portland, ME, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior work includes roles at TD Bank N.A. and Royal Alliance. TD Private Client Wealth LLC provides discretionary wrap‑fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail accounts. The firm offers portfolio management, access to mutual funds, ETFs, and separately managed accounts, combining strategic and tactical asset allocation through both affiliated and third-party managers.

Wealth management Passive / index investing Active portfolio management Tax-loss harvesting Founder/Business Owner
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Margo R

Series 66

Yarmouth, ME

Key Investment Services LLC

Margo Reis is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and having 23 years of industry experience. She has worked at Key Investment Services since 2011 and previously spent three years at KeyBanc Capital Markets Inc. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and managed accounts. The firm emphasizes client direction in investment strategy selection and provides ongoing monitoring, with a product due diligence process and connections to affiliated banking and capital markets entities.

ESG / Sustainable investing Tax-loss harvesting Passive / index investing Active portfolio management
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Jeffrey C

Series 66

Portland, ME

Hightower Advisors

Jeffrey Carlisle is a financial advisor with Hightower Advisors, holding a Series 66 designation and bringing 24 years of industry experience. He previously spent 21 years with VIGILANT Capital Management, LLC before joining Hightower in 2023. Outside of his advisory role, he holds membership units in Market View, LLC, a New Hampshire real estate holding entity. Hightower Advisors provides investment advisory and planning services to a broad range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles, including mutual funds, ETFs, and alternative investments.

Wealth management Retirement plans for business owners (SEP, solo 401k) Tax-loss harvesting Founder/Business Owner Executive
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Cynthia M

Series 63, Series 65

Portland, ME

Janney Montgomery Scott

Cynthia Morris is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Janney Montgomery Scott since 2015. Outside of her advisory role, she serves on the Internal Review Committee for the Episcopal Diocese of Maine and is Vice President of a condominium association in Portland, both unpaid positions. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage services, financial planning, and advisory programs supported by both in-house and third-party portfolio management.

ESG / Sustainable investing Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Wealth management Executive Founder/Business Owner
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Harry K

Series 63, Series 66

Portland, ME

Farther

Harry Krigman is a financial advisor at Farther with 42 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Wealthshield Partners and Harborview Investments. Krigman also manages several real estate properties through multiple LLCs. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary model portfolios and algorithmic rebalancing, combining various asset classes and AI tools with advisor judgment.

Passive / index investing Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies
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Kevin S

ChFC®, Series 66

Scarorough, ME

First Command Advisory Services

Kevin Shilling is a ChFC® and Series 66 credentialed financial advisor with eight years of industry experience. He has worked with First Command Advisory Services, Inc. and its affiliated entities since 2017, following a prior role with Naval Recruiting District New England. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs that utilize model portfolios managed by an internal Investment Management Team and Wealth Portfolio Managers.

Passive / index investing Active portfolio management Retirement income strategy Tax-loss harvesting ESG / Sustainable investing Self-Employed Young Professionals
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Joshua L

Series 66

Scarborough, ME

Bankers Life Advisory Services, Inc.

Joshua Labrie is an investment advisor at Bankers Life Advisory Services, Inc. He holds the Series 66 designation and has recently begun his career in financial advising. Prior to joining Bankers Life, he held various roles including positions at MEMIC and the University of Maine. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan services. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and manage portfolios according to client goals and risk tolerances.

Wealth management Retired
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Richard A

Series 63, Series 65

Portland, ME

TD private Client Wealth LLC

Richard Andrade is a financial advisor at TD Private Client Wealth LLC with six years of industry experience. He holds the Series 63 and Series 65 designations. His career includes roles at TD Bank N.A., Huntington Bank, BB&T, and Citizens Bank, as well as experience with Aceti's Wine & Spirits. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth individuals, and retail clients. The firm combines strategic and tactical asset allocation with investments from affiliated and third-party managers, offering portfolio management, financial planning, and custodial services.

Wealth management Passive / index investing Active portfolio management Tax-loss harvesting Founder/Business Owner
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Edward D

Series 66

Portland, ME

TD private Client Wealth LLC

Edward Donohue is a financial advisor at TD Private Client Wealth LLC with 21 years of industry experience. He holds a Series 66 designation and has worked at TD Bank N.A. since 2010, including his current role at TD Private Client Wealth LLC since 2012. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients. The firm utilizes a combination of strategic and tactical asset allocation with investments from affiliated and third-party sub-managers, providing portfolio management, financial planning support, and custody through third-party custodians.

Wealth management Passive / index investing Active portfolio management Tax-loss harvesting Founder/Business Owner
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Sophie H

CFP®, Series 66

Falmouth, ME

Commonwealth Financial Network

Sophie Halpin is a CFP® and Series 66-registered financial advisor with eight years of experience, currently affiliated with Commonwealth Financial Network and Back Cove Financial. She previously worked with The Danforth Group of Wells Fargo Advisors and Maine Conservation Voters. Halpin is also the owner of Halpin With Your Money, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm manages over $212 billion in assets and offers a broad adviser-support platform including discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and comprehensive back-office services.

Passive / index investing Active portfolio management Tax-loss harvesting Wealth management Retirement income strategy Founder/Business Owner Executive Retired
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Love O

Series 63, Series 65

Portland, ME

TD private Client Wealth LLC

Love Olowu is a financial advisor at TD Private Client Wealth LLC with Series 63 and Series 65 licenses and four years of industry experience. He has worked primarily with TD Bank and its affiliates since 2019, with prior experience at Verizon. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients, using a combination of strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers.

Wealth management Passive / index investing Active portfolio management Tax-loss harvesting Founder/Business Owner
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