James Keller III is a financial advisor at Key Investment Services LLC with 10 years of industry experience. He holds Series 63 and Series 65 designations. His work history includes roles at Principal Securities and KeyBank before joining Key Investment Services LLC. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client-directed investment strategy selection, provides access to third-party discretionary managers, and operates within the KeyCorp group with affiliated banking and capital markets entities.

Brendan Dunuwila is a CFP® professional with 17 years of experience in financial advising. He is currently affiliated with Commonwealth Financial Network and leads Dunuwila Wealth Management, LLC. Prior to his current roles, he spent eight years at VOYA Financial Advisors. Commonwealth Financial Network supports a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers operational, trading, technology, investment management, compliance, and practice-management support to its affiliated advisors.

William Zaika is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Farther since 2025. He previously worked for 15 years at Commonwealth Financial Network. Zaika is also involved in fixed insurance sales through Diversified Wealth Strategies, LLC. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke and algorithmic model portfolios, focusing primarily on ETFs, mutual funds, equities, and fixed income.

Sarah Puff is a financial advisor at GWN Securities Inc. with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at GWN Securities since 2013. In addition to her advisory role, she is licensed as an agent for life, health, disability, and long-term care insurance, assisting clients in selecting suitable insurance policies as part of their overall financial plans. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning offerings. The firm uses a combination of affiliated and unaffiliated sub-advisers and employs both traditional and momentum-based investment strategies.

Jackson Denue is a financial advisor at TIAA-CREF based in Syracuse, NY, holding a Series 66 designation with two years of industry experience. Prior to joining TIAA-CREF in 2026, he worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. from 2024 to 2026. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals with existing TIAA employer retirement plan relationships, as well as trusts, estates, partnerships, and small retirement plans. The firm operates a vertically integrated advisory model that includes both point-in-time planning and ongoing discretionary portfolio management.

Cindy Ziegler is a financial advisor with Citizens Securities, Inc. in Syracuse, NY, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Citizens Securities since 2005. Outside of her advisory role, she serves as a power of attorney for two individuals and assists with bookkeeping and administration for a family business on a limited basis. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program featuring ETF-based portfolios tailored through proprietary algorithms and client risk assessments, in addition to a Managed Account program.

Kristian Vartabedian is a financial advisor with Key Investment Services LLC and holds the Series 66 designation. He has nine years of industry experience, with prior roles at LPL Financial, M&T Securities, Empower Federal Credit Union, CUSO Financial Services, Morgan Stanley, and Bankers Healthcare Group. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection and provides access to third-party discretionary managers, supported by ongoing product due diligence and supervisory oversight.

Sean Oconnor is a financial advisor at Principal Financial Services with seven years of industry experience. He holds a Series 63 designation and has worked at Principal Securities Inc since 2018, following prior roles at Principal Life Insurance Company, Ephesus, and Time Warner. Outside of his advisory work, he is also licensed as an insurance agent focusing on life, disability, annuities, health, long-term care, and Medicare-related products. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions through various adviser and promoter arrangements.

Justin Owens is a financial advisor with Citizens Securities, Inc. in Syracuse, NY, holding a Series 66 credential and five years of industry experience. Before joining Citizens Securities in 2023, he worked at Thrivent Financial and Thrivent Investment Management Inc. from 2021 to 2023. He serves as a mentor for adults with developmental disabilities through Advocates Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s investment approach includes a digital advisory program using ETF-based portfolios guided by proprietary algorithms and client risk profiles.

Michael Murphy is a financial advisor with Eagle Strategies (NY Life) based in Fayetteville, NY, holding Series 63 and Series 65 credentials and 36 years of industry experience. He has worked with Eagle Strategies and affiliated entities since 2009 and operates Murphy Financial Group, focusing on New York Life products and brokering non-registered insurance products. Murphy serves on the Upstate Foundation Professional Advisory Board and the Upstate University Hospital Foundation Board. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individuals, defined contribution and benefit plans, and institutional clients. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, with the majority of its assets under management held on a non-discretionary basis.

Annie Baker is a financial advisor with Commonwealth Financial Network based in Syracuse, NY. She holds a Series 66 designation and has six years of industry experience, all of which have been with PBJ Wealth Management. Outside of her advisory role, she serves as a board member of Geddes Federal Savings & Loan Association. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors. The firm offers discretionary and nondiscretionary managed account programs and access to third-party asset managers while providing custody, clearing, and back-office services.

Noble Cator Szymanski is a financial advisor at Lincoln Investment with a Series 66 designation and one year of industry experience. His background includes service in the United States Marine Corps, as well as coaching at Greek Peak Mountain Resort. Prior to joining Lincoln Investment, he worked at LPL Enterprise and the University at Buffalo. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of investment programs through both discretionary and non-discretionary strategies, managing approximately $22.9 billion in advisory assets as of December 2025.

Marie Norkett is a CFP® professional with five years of industry experience, currently serving at Creative Planning since 2025. Her prior roles include positions at Sageview Advisory Group, Capital One, United Income, Blue Ocean Strategic Capital, and The Carta Group/Community Bank. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, institutional clients, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by selective private market exposure and tax-efficient techniques.

Travis Walls is a financial advisor with Citizens Securities, Inc. in Syracuse, NY, holding a Series 66 designation and seven years of industry experience. His prior positions include roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, Merrill, and Bank of America. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage services, and insurance solutions. The firm provides digital and managed account advisory options and operates as both a broker-dealer and insurance agency.

Howard Moskow is a financial advisor with Lincoln Investment in Syracuse, NY, holding a Series 63 designation and bringing 40 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent over two decades at Legend Equities Corporation and Legend Advisory Corporation. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a variety of managed portfolio programs, utilizing both strategic and dynamic investment approaches.

David Rutkowski is a CFP® with 39 years of industry experience, currently serving at Lincoln Investment since 2017. He previously worked at Legend Advisory Corporation and Legend Equities Corporation. Outside of his advisory role, he owns and operates an income tax preparation business and serves as a co-trustee and investment advisor for a family trust. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and retirement plan services supported by a combination of in-house and third-party investment strategies overseen by a dedicated Investment Management & Research team.

Thomas Westers is a financial advisor with Commonwealth Financial Network based in East Syracuse, NY. He holds the Series 66 designation and has one year of industry experience. Prior to his advisory role, he worked at Pennsylvania State University, Harrisburg Campus, and has experience in education and recreational services. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and operational support, allowing advisors discretion in portfolio construction alongside managed model portfolios developed by its Investment Management and Research team.

Julie Carr is a financial advisor with Lincoln Investment in Baldwinsville, NY, holding a Series 63 designation and 14 years of industry experience. She has worked at Lincoln Investment since 2017 and previously held roles with Legend Advisory Corporation and Legend Equities Corporation. Outside of advising, Carr is vice president of Michel Tax & Accounting Service, where she manages operations and prepares income tax returns. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of investment programs, employing both strategic and tactical management approaches.

Michael Jennings is a financial advisor with Stratos Wealth Partners, Ltd. He holds the Series 63 and Series 66 designations and has six years of industry experience. His prior work experience includes roles at Equitable Advisors, AxA Advisors, and the U.S. Department of Homeland Security. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise wealth management firm serving over 24,000 clients through approximately 366 advisors. The firm offers advisor-managed and model portfolios, third-party manager access, and a variety of financial planning services, utilizing an open-architecture approach with multiple platform integrations.

Reanna Wenham is a financial advisor at TIAA-CREF with 20 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at RBC Capital Markets, LLC for 13 years. She is based in Syracuse, NY. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm distinguishes between point-in-time planning and ongoing managed account services, employing a fiduciary standard for its registered investment advisory services.