James Mari Jr. is a CFP® with 18 years of experience in financial planning and asset management. He is currently affiliated with Cetera and its related entities, having joined in 2025 after eight years at CliftonLarsonAllen Wealth Advisors, LLC, and prior roles at Sun National Bank and INVEST Financial Corp. He is also involved with Flagship Financial LLC as a financial professional. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of advisory services to individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers multiple portfolio management options, including model portfolios, third-party managers, and customized strategies, supported by a large network of over 10,000 advisors and approximately $256 billion in assets under management.

Kevin Henley is a CFP® professional with 39 years of industry experience. He currently works at OSAIC, joining the firm in 2023, after prior roles at Sagepoint Financial, Inc. and Cornerstone Financial Services, Inc. Outside of advising, Henley volunteers as a Taekwondo instructor for children and adults. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment process focuses on model-based asset allocation, portfolio optimization, and risk management, supported by discretionary and third-party management options.

Cali Keller is a financial advisor with Merrill based in Wyomissing, PA, holding a Series 66 designation and eight years of industry experience. She has worked at Merrill since 2013 and has also been associated with Bank of America, N.A. since 2024. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Joshua Hirneisen is a financial advisor with Wells Fargo Clearing in Wyomissing, PA, holding a Series 63 designation and seven years of industry experience. He previously worked for Fulton Bank, N.A. from 2016 to 2019 before joining Wells Fargo Clearing in 2019. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Ross Harter is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and five years of industry experience. His prior work includes roles at New York Life Insurance Co and NYLIFE Securities LLC. He has also worked in educational institutions including Alvernia University and Reading Area Community College. Equitable Advisors serves a wide range of clients, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes both proprietary and third-party investment programs, focusing on aligning client risk tolerance with appropriate advisory models.

David Marshall is a Certified Financial Planner® with 20 years of industry experience. He has been with UBS Financial Services Inc. since 2005. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and distributes mutual funds and alternative products supported by proprietary research and capital market assumptions.

Steven Mcnabb is a financial advisor with LPL Enterprise, holding CFP® and CFA® designations and 15 years of industry experience. He previously worked with Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a broad client base including individual investors, retirement plans, and corporate entities through a network of investment adviser representatives. The firm’s model-driven investment approach emphasizes access to third-party asset managers and participates in a wrap program, while also providing non-securities services such as affiliated trust custody and insurance agency activities.

Sean Mest is a financial advisor with LPL Financial and holds the Series 66 designation. He has 12 years of industry experience, with previous roles at Guardian Life Insurance Company, Park Avenue Securities, Key Investment Services, and Wells Fargo Clearing. Mest also provides administrative support to Good Life Advisors LLC, an independent investment advisor firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Jeremiah Locascio is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and Adams & Associates. Outside of his advisory work, he owns Wireframe Websites, a business specializing in web design, programming, and 3D printing services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, delivering advice through a large network of investment adviser representatives.

John Schlegel is a financial advisor at Cambridge Investment Research Advisors with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Cambridge Investment Research Advisors since 2009. Outside of his advisory role, he is president and owner of Wyomissing Financial Group and serves as an assistant coach for Buxmont Water Polo, as well as a director at Norco Polo. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors such as pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through multiple platforms and proprietary model strategies.

Preston Walker is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. He previously worked at Citizens Securities, Inc. for seven years before joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

James Middleton is a financial advisor at Merrill with 28 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 1998. Middleton also has experience with Bank of America, where he has been employed since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Severo Sales III is affiliated with Wells Fargo Clearing and holds Series 63 and Series 66 credentials. He has 34 years of industry experience, including 10 years with Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Erica Hower is a financial advisor with OSAIC in Wyomissing, PA, holding Series 63 and Series 65 credentials and 14 years of industry experience. She has been with Royal Alliance since 2014. In addition to her advisory role, she operates Butterworth Financial Services, a sole proprietorship providing life insurance and fixed rate annuities, and is also a notary. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a model-based investment process focused on asset allocation and portfolio optimization.

David Wood is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 35 years of industry experience. His prior roles include positions at Securities America Advisors and National Planning Corporation. He is also the owner of SEA BUDDY ENTERPRISES LLC, a business registered in Doylestown, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory services and investment strategies, supported by extensive resources and a large network of advisors.

Kevin Cavanna is a CFP® professional with 21 years of industry experience, currently affiliated with LPL Financial since 2017. He previously worked at Wells Fargo Clearing for one year. Cavanna operates under the business names Good Life Financial Advisors and Cavanna Stone Retirement Wealth Management within his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and portfolio management services through a large network of advisors to individuals, retirement plans, and institutions. The firm offers a range of investment strategies including model portfolios and customized approaches, supported by technology tools and complemented by non-advisory financial products and partnerships.

David Boyer is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services including investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and other sources to guide its investment strategies.

Timothy Mogford is a financial advisor at Cetera with six years of industry experience. He holds the Series 66 designation and previously worked at First Allied Advisory Services and First Allied Securities. Prior to his advisory career, he spent ten years with the Schuylkill Valley School District. Outside of his advisory role, Mogford is employed by Stone Financial LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and retirement services through a multi-manager platform, supporting various investment strategies and program structures.

Stacy Mensch is a financial advisor with Morgan Stanley in Wyomissing, PA, holding a Series 66 designation and eight years of industry experience. She has been with Morgan Stanley since 2006. Outside of her advisory role, she operates a small business making and selling handcrafted jewelry on Etsy. Morgan Stanley Wealth Management provides advisory services and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets and offering a range of investment programs supported by structured planning tools.

Kevin Miller is a CFP® professional with 12 years of experience in the financial industry, currently serving at LPL Financial in Wyomissing, PA since 2014. His credentials include the Series 65 and Series 63 licenses. Outside of his advisory role, he also performs notary services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a broad range of financial planning and investment management services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports its network of over 22,900 advisors with diverse investment solutions and operational tools while maintaining a large platform that includes affiliated financial services beyond advisory offerings.