Niklas Oskarsson is a CFA® charterholder with 10 years of industry experience, currently serving as a financial advisor at Truist Advisory Services since 2021. He previously worked at Bb&T Wealth from 2016 to 2021. Oskarsson serves as a board member of the Virginia Symphony Foundation, which focuses on symphonic performances, music education, and community engagement in Southeastern Virginia. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships, non-discretionary consulting, and AI-supported research in its manager selection and oversight processes.

Larry Altman is a financial advisor at Steward Partners Investment Advisory, LLC with two years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Freedom Street Partners and other Steward Partners entities. Outside of finance, he owns and operates a tattoo business, Altman Creations, Inc., in Virginia Beach. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in assets, serving individuals, pension plans, corporations, and other entities with investment advisory and financial planning services. The firm offers a range of portfolio management solutions, including discretionary and non-discretionary services, with partnerships involving Pershing, Raymond James, and others.

David Calliott is a CFP® certificant and Series 66 license holder with 14 years of industry experience. He has been with Davenport & Company LLC since 2011. Outside of his advisory role, he is a limited partner involved in real estate investment and property flipping ventures. Davenport & Company LLC serves individual and institutional clients, including banks, pension plans, trusts, and nonprofits, offering asset management, brokerage, fixed income, public finance, and investment banking services. The firm organizes its asset management around portfolio manager teams and research functions, and it acts as adviser to multiple mutual funds and fixed-income strategies.

Mary Mckenna is a CFP® professional with 17 years of industry experience. She is currently with Oppenheimer and has prior experience at Wells Fargo Clearing Services LLC, Bank of America, Merrill, and Edward Jones. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a broad range of programs and advisory services, including discretionary and non-discretionary portfolio management, consulting, and retirement services.

Jacinta Gauvin is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 65 designations. She has five years of industry experience, including prior roles at Raymond James and Securities America. Outside of finance, she owns and operates a wedding officiant business in Virginia Beach. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients. The firm offers financial planning, portfolio management, and brokerage solutions through a network of 477 independent advisors, utilizing an open-architecture platform with multiple custodians and third-party money managers.

Cay Prescott is a ChFC® credentialed financial advisor with one year of industry experience. He is currently with Focus Partners Wealth, LLC and previously worked at Lincoln Financial and M2M Partners. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial and tax planning, retirement plan consulting, and access to private and registered pooled vehicles. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds.

Caroline Good is a financial advisor at Cerity Partners LLC in Norfolk, VA, holding a Series 65 license with three years of industry experience. Prior to joining Cerity Partners, she worked at Palladium Partners LLC, TowneBank Mortgage, and Lincoln Financial Advisers. Before her advisory career, she spent eight years in full-time education. Cerity Partners provides customized wealth management services to a diverse national client base, including individuals, families, trusts, business entities, and institutional investors. The firm employs a tailored approach to asset allocation and manager selection, combining proprietary quantitative screens with third-party managers and individual securities.

Alexander Aponte is a financial advisor with First Command Advisory Services in Virginia Beach, VA, holding Series 63 and Series 65 licenses. He has one year of industry experience and a background that includes eight years of service in the United States Coast Guard. He is also involved in the Active Reserve Program SELRES. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers various financial planning and wrap-fee asset management programs, utilizing a centralized Investment Management Team to manage model portfolios and third-party managers.

Brandon Terkeltaub is a financial advisor at Focus Partners Wealth, LLC with 13 years of industry experience. He holds the CFP®, ChFC®, and Series 66 credentials. His prior work includes roles at Buckingham Strategic Wealth, Royal Alliance Associates, and Jhfn Sii. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services focused on long-term, tax- and fee-sensitive portfolio construction using a blend of active and passive strategies, third-party managers, and private funds.

Stephen Clarke is a financial advisor with United Planners Financial Services of America and holds the Series 63 and Series 65 licenses. He has 27 years of industry experience and has worked with United Planners since 2004. Clarke has operated under his own business names, including Clarke and Company and Stephen Bennett Clarke, for over two decades. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base that includes individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm offers advisory and brokerage services through independent representatives and employs a combination of custodians, third-party money managers, and platform programs to support its investment solutions.

Roy Martin IV is a CFP®-designated financial advisor at &Partners with 22 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, and has been associated with Capes Capital Management, Inc. since 2007. &Partners serves a diverse range of individual and institutional clients, offering investment management, financial and tax planning, ERISA consulting, and brokerage services. The firm employs a combination of fundamental, technical, and quantitative analysis, utilizing both proprietary and third-party strategies.

Margaret Little is a financial advisor with United Planners Financial Services of America and holds the Series 63 and Series 65 designations. She has 31 years of industry experience, including roles at Greenwich Partners, LLC and Virginia Financial Planning. Outside of finance, she serves as a licensed equestrian sports judge and is involved with the US Equestrian Federation. United Planners Financial Services serves a diverse client base, including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm operates an open-architecture platform utilizing multiple custodians and third-party money managers, with a notable focus on largely non-discretionary asset management.

Jamie Kerr is a financial advisor at Truist Advisory Services with 11 years of industry experience. He holds a Series 66 designation and has worked at various Truist entities and their predecessors since 2013. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and the AMC Advantage manager-selection program, utilizing both discretionary and non-discretionary strategies supported by third-party platforms and AI-enabled research tools.

Scott Mccluney is a CFP® and Series 65 credentialed advisor with 19 years of industry experience. He currently works at Clearstead Advisory Solutions and previously spent 25 years with Wilbanks, Smith & Thomas Asset Management LLC. Clearstead serves both affluent private clients and institutional clients, providing investment management, financial planning, tax planning, family office administration, and institutional consulting services. The firm manages approximately $33.9 billion in assets across over 4,300 client relationships, using institutional disciplines and a mix of investment strategies including a proprietary Direct Indexing approach.

Wayne Wilbanks is a CFA® charterholder with 35 years of experience in the financial industry. He is currently with Clearstead Advisory Solutions and has been president of Wilbanks, Smith & Thomas Asset Management LLC since 1990. Outside of his advisory work, he is involved as a member of Guest House Holdings LLC, a substance abuse facility in Florida. Clearstead serves affluent private clients and institutional investors, providing investment management, financial planning, tax compliance, and family office services. The firm manages approximately $33.9 billion in assets and employs a disciplined investment approach using portfolio analytics, manager research, and strategic asset allocation across various investment vehicles.

Sarah Navarre is a CFP® with 20 years of experience in the financial services industry. She currently works at \&Partners, LLC and has previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, she serves as treasurer for the Southeastern VA Women's Soccer Association and holds leadership and board roles with the Safe House Project and the Hampton Roads Soccer Council. \&Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management and financial planning through discretionary and non-discretionary approaches, utilizing a combination of proprietary and third-party strategies.

Russell Clarke is a CFP® professional with 29 years of experience in the financial services industry. He has been with First Command Advisory Services since 2015 and has worked at affiliated First Command entities since 1996. Outside of his advisory role, he serves as comptroller for Hope Lutheran Church in Virginia Beach, where he tracks financial expenditures and income. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to select and monitor model portfolios and third-party managers.

Kimberley Mcmillan is a CFP® professional with 31 years of industry experience, currently serving at Davenport & Company LLC since 1998. She holds Series 63 and Series 65 licenses and is based in Norfolk, VA. Outside of her advisory role, Kimberley serves as Finance Chair on the Church Council of St. Michael Lutheran Church. Davenport & Company LLC provides asset management, brokerage, and advisory services to individual and institutional clients, including banks, pension plans, trusts, and nonprofits. The firm offers a range of investment programs and manages multiple mutual funds, combining broker-dealer resources with a full advisory platform.

Virginia Darden is a financial advisor at Cerity Partners LLC with a Series 65 credential and no prior industry experience. Before joining Cerity Partners in 2023, she spent several years in full-time education and was involved with Cavalier Land, Inc. Cerity Partners is an SEC-registered investment adviser serving a diverse client base, including high-net-worth individuals, families, trusts, corporations, and institutional investors. The firm offers a broad range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolio solutions.

Audre Robertson is a CFP® with 27 years of experience in the financial services industry. She is currently with Oppenheimer and has previously worked at Carlson & Company Financial Services and Raymond James Financial Services. Outside of her advisory role, Robertson creates and sells artwork through her Artistry By Suzanne hobby and is a Notary Public for the Commonwealth of Virginia. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of investment programs and advisory services, including discretionary and non-discretionary management, across various asset classes.