Ramone Givens is a financial advisor at Eagle Strategies (NY Life) based in Charlotte, NC, holding a Series 66 designation with 12 years of industry experience. His prior experience includes roles at Morgan Stanley Private Bank, Morgan Stanley, Bank of America, and Merrill Lynch. Outside of his advisory work, Givens owns and operates a handyman services business providing basic maintenance and home project assistance. Eagle Strategies serves a diverse client base including individuals, institutional investors, and retirement plans, offering financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through multiple program types and maintains a primarily non-discretionary asset base, operating within the integrated New York Life affiliate structure.

William Ozburn is a CFP® and ChFC® with 42 years of industry experience. He has been with Kestra Advisory since 2017, following a 17-year tenure at National Planning Corp. Ozburn is also the owner of Ozburn Financial Services Inc., through which he provides consulting and investment advisory services under Kestra. Kestra Advisory Services offers investment advisory and retirement plan consulting to institutional and individual clients, including fiduciary services, plan design, and employee education. The firm serves a wide range of clients, including large institutional investors, and supports multiple management platforms and third-party solutions.

Gabrielle Baylog is an advisor at Bankers Life Advisory Services, Inc. with Series 66 credentials and one year of industry experience. Prior to her advisory role, she spent nine years in full-time education. She is also a licensed insurance agent for Bankers Life and Casualty Company, authorized to write Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management aligned with clients’ goals and risk tolerances.

Rhonda Gilliam is a financial advisor at Fifth Third Securities, Inc. in Charlotte, NC, with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Fifth Third Securities since 2016. Outside of her advisory role, she works part-time as an Uber driver. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate and business clients, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and tax-overlay services, operating as a subsidiary of Fifth Third Bank with integrated relationships among its bank, platform sponsor, and clearing firm.

Chance Williams is a financial advisor with Truist Advisory Services, holding a Series 66 designation and nine years of industry experience. His prior work includes roles at TRUIST Investment Services, First Citizens Bank, and BB&T. In addition to his advisory work, he serves as a varsity basketball coach for Union County Public Schools. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base that includes individuals, corporations, plan sponsors, and charitable organizations. The firm employs a comprehensive approach combining client goal-setting, asset allocation strategies, and manager selection through the Envestnet platform, supported by traditional research and AI-enabled tools.

Tania Cabrera is a financial advisor with Principal Financial Services holding a Series 66 designation and 22 years of industry experience. She has worked at several firms including LPL Financial and SunTrust Advisory Services before joining Principal in 2018. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Timothy Bailey is a financial advisor at PNC Wealth Management with 21 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at The Vanguard Group from 2013 to 2021 before joining PNC Investments LLC in 2021. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a Portfolio Solutions Strategist Digital Offering that uses algorithm-driven risk assessment and approved model strategies to manage investments primarily through mutual funds and ETFs.

Frank Owen III is a ChFC® credentialed financial advisor with 45 years of industry experience, currently affiliated with GWN Securities Inc. since 2004. He has held roles at The Lincoln National Life Insurance Company, F.R. Owen & Associates, and Mutual of New York. Outside of his advisory work, he facilitates seasonal tax preparation and serves as president of US Retirement Partners, focusing on financial services in the 403(b) nonprofit sector. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a network of approximately 423 advisors and manages about $3.65 billion across more than 37,000 accounts, offering a range of investment programs including SMA, UMA, and fund-strategist options.

George Irby Jr. is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with Independent Advisor Alliance and LPL Financial since 2016. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans. The firm offers a range of services such as asset management, financial planning, and retirement plan consulting, utilizing model portfolios, sub-advisors, and various analytical techniques, supported by technology platforms for asset aggregation and estate planning.

Brian Kasbek is a Series 66-registered financial advisor with D.A. Davidson & Co., based in Fort Mill, SC. He has 18 years of industry experience, including 15 years at LPL Financial prior to joining D.A. Davidson in 2024. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers comprehensive financial planning and fiduciary investment management, with specialized services such as municipal advising and private wealth programs for high-net-worth clients.

Jonathan Mills is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with various affiliates of Bankers Life since 2008 and serves as a Unit Field Trainer, recruiting and training insurance agents in retirement planning products. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs fundamental, technical, and cyclical analysis to create tailored asset allocations and manages portfolios across multiple security types with periodic rebalancing and performance reviews.

Zachary Mc Donald is a CFP® with four years of industry experience, currently advising at Creative Planning in Charlotte, NC. His prior roles include positions at Hornor, Townsend & Kent, LLC and Equitable Distributors, LLC. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, pension plans, trusts, foundations, and corporations. The firm emphasizes a financial-planning-led investment approach using low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by other specialized strategies and has more than 1,100 advisors managing approximately $295.6 billion in client assets.

Jordan Hamilton is a financial advisor with Brookstone Capital Management LLC in Charlotte, NC. He holds a Series 65 designation and has experience working at AmeriLife of North Carolina and FedEx Freight. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other business entities. The firm employs a range of investment strategies including strategic and dynamic asset allocation models, Unified Managed Accounts, and a mix of ETFs, mutual funds, individual securities, and options-enhanced strategies.

Shamecia Carter is a financial advisor with Truist Advisory Services in Charlotte, NC. She holds the Series 66 designation and has four years of industry experience, including roles at Wells Fargo Clearing, Merrill, Bank of America, and Truist Investment Services. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm combines traditional research and AI-enabled tools to support asset allocation, manager selection, and ongoing portfolio monitoring, operating within a broad affiliate network that includes banking and clearing relationships.

Daniel Ratajczak is a financial advisor with Eagle Strategies (NY Life) based in Charlotte, NC, holding Series 63 and Series 66 licenses and possessing five years of industry experience. His career includes roles at New York Life Insurance Company since 2020 and WRHI Radio since 2021. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of advisors. The firm offers multiple program types tailored to client objectives, with a focus on non-discretionary asset management and fiduciary responsibilities to retirement investors.

George Estes Jr. is a financial advisor at Mercer Global Advisors Inc. in Fort Mill, SC, holding Series 63 and Series 65 credentials with 25 years of industry experience. His prior roles include positions at Harrisdirect LLC and TD Ameritrade Investment Management, LLC. Outside of financial advising, he is a co-owner and vice president of a company in Columbia, SC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost ETFs, index funds, separate accounts, and private funds across various platforms.

Jean Elzayek is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and 23 years of industry experience. His prior roles include positions at LPL Financial, Gladstone Institutional Advisory, and Householder Group Estate and Retirement Specialists. Outside of his advisory work, he operates an Etsy store specializing in woodturned items. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a wide range of clients, including individuals, trusts, estates, and institutions. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Ernest Ross III is a CFP®-designated financial advisor with 17 years of industry experience. He is currently with Independent Advisor Alliance, LLC and LPL Financial, having previously worked at Fifth Third Securities, Bank of America, and Merrill Lynch. His experience spans various roles within financial services in the Charlotte, NC area. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting services. The firm offers both discretionary and non-discretionary portfolio management, utilizes multiple investment strategies, and integrates technology platforms to support client asset aggregation and estate planning.

Matthew Dellinger is a financial advisor with Bankers Life Advisory Services, Inc. in Charlotte, NC. He holds the Series 66 designation and has experience working with Bankers Life entities since 2025. Prior to his financial services career, he served with the Navy Region Mid-Atlantic Fire Department and worked at Prime Coatings. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis to guide investment decisions.

William Baylog is a ChFC®-designated financial advisor with 26 years of industry experience. He has worked with Bankers Life Advisory Services, Inc. since 2016 and has been involved with Bankers Life & Casualty since 1996, where he manages agents, managers, and administrators in addition to providing insurance sales and services. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management according to clients’ goals and risk tolerances.