Francis Demeno is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 credentials and has 30 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and also leads Demeno & Associates, Inc. Outside of his advisory role, he is involved in the sale of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm employs a model portfolio approach with third-party managers and platform sub-advisors and operates an integrated retirement plan ecosystem involving affiliated entities.

Juan Martinez is a financial advisor at TD Private Client Wealth LLC with 19 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley, Empower Financial Services, and E*TRADE. Martinez is based in Jacksonville, FL. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients. The firm emphasizes strategic and tactical asset allocation through portfolios combining affiliated and third-party managers, supported by a comprehensive advisory and technology platform.

James Blackwell Jr. is a financial advisor at Truist Advisory Services with 13 years of industry experience. He holds a Series 66 designation and has worked at various Truist and BB&T affiliated firms since 2012. Outside of his advisory role, he serves on the boards of the Hayes-Taylor Memorial YMCA and the Renae Kimble Academy Elementary Charter School. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary manager relationships supported by AI-enabled research and inter-affiliate integration.

Rogers Joseph Jr. is a financial advisor with Guardian Life, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 33 years of industry experience, including more than three decades with Guardian Life and its affiliates. Guardian Life's subsidiary, Park Avenue Securities LLC, offers brokerage services, financial planning, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm provides discretionary and non-discretionary advisory services using both proprietary and third-party model portfolios, supported by technology-driven solutions like VestWise™.

Michele Wolfe is a financial advisor with TD Private Client Wealth LLC in Jacksonville, FL, holding Series 63 and Series 66 licenses and 15 years of industry experience. Her career includes roles at Morgan Stanley, Fidelity, Bankers Life, and Prudential. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients. The firm uses a combination of proprietary and third-party investment strategies and provides portfolio management, financial planning, and custody services through a technology platform supported by Envestnet and Pershing.

Marico Walker is a financial advisor with Transamerica Financial Advisors in Jacksonville, FL, holding Series 65 and Series 63 credentials and 14 years of industry experience. His background includes roles related to estate planning services and client referrals, and he serves as a board member of Hopewell Church. Walker is also involved in community and estate planning activities outside his advisory role. Transamerica Financial Advisors serves a broad client base ranging from individual investors to corporations, offering both advisory and broker-dealer services with a variety of proprietary and third-party investment programs.

Deidre Williams is a financial advisor with Truist Advisory Services who holds Series 63 and Series 66 licenses and has 11 years of industry experience. She has worked at several firms, including Fidelity Brokerage Services LLC, Bank of America, Merrill, and currently at Truist Investment Services and Truist Advisory Services since 2022. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to deliver investment solutions.

Gregory Lewis is a financial advisor with Transamerica Retirement Advisors, LLC based in Jacksonville, FL. He holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has worked at Diversified Investors Securities Corp. and Diversified Investment Advisors, Inc. since 2004. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice, advisor managed advice, and investment education services. The firm emphasizes asset allocation and retirement planning, using proprietary technology and third-party model portfolios to deliver personalized recommendations to a broad client base.

Zachary Brown is a financial advisor with Focus Partners Wealth, LLC in Jacksonville, FL, holding a Series 65 designation and two years of industry experience. He previously worked at The Colony Group, LLC and has longstanding experience with McClow Clark and Berk PA since 2010. Focus Partners Wealth serves individuals, high-net-worth families, family offices, corporate, and institutional clients, offering a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Margaret Holt is a financial advisor with Truist Advisory Services in Jacksonville, FL, holding Series 63 and Series 66 licenses and 23 years of industry experience. Her career includes roles at Truist Investment Services, BBVA Securities Inc., BBVA Compass Insurance Agency, Inc., and COMPASS Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation, investment policy analysis, and fiduciary support. The firm combines discretionary manager relationships and non-discretionary consulting, utilizing third-party platforms and manager arrangements, supported by AI-enabled research tools and supervisory oversight.

William Grub is a financial advisor with Eagle Strategies (NY Life) in Jacksonville, FL, holding Series 63 and Series 66 licenses and with 29 years of industry experience. He has been with Eagle Strategies since 2019 and has worked with NYLife Securities Inc. and New York Life Insurance Company since 1997. He serves as a board member of NAIFA Northeast Florida, an organization focused on legislative advocacy and professional development for its members. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers advice through various programs tailored to client objectives and maintains a predominately non-discretionary asset base, working closely within the New York Life affiliate structure.

Mark Thomas is a financial advisor with Bankers Life Advisory Services, Inc. in Jacksonville, FL, holding a Series 66 designation and 15 years of industry experience. He has been associated with the Bankers Life family of companies since 2010. Outside of his advisory role, he serves as a minister conducting occasional weddings and funerals, and holds a leadership position as corporate secretary and trustee of a Christian discipleship ministry. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and manage portfolios aligned with clients’ goals, risk tolerances, and time horizons.

Titus Pittman is a CFP® professional affiliated with Independent Advisor Alliance, LLC, based in Jacksonville, FL, with 24 years of industry experience. He has been with Independent Advisor Alliance since 2018 and also has extensive tenure with Independent Financial Partners and LPL Financial. His business activities include serving as president of a tax-related entity established for administrative purposes. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting services. The firm offers both discretionary and non-discretionary portfolio management and utilizes various investment strategies and technology platforms to support client needs.

Jon Fletcher is a financial advisor with Money Concepts Capital Corp in Jacksonville, FL, holding Series 63, 65, and 66 licenses and having 40 years of industry experience. His prior roles include positions at Eagle Strategies, NYLife Securities LLC, New York Life Insurance Co, and Ausdal Financial Partners. Outside of financial advising, he is a 50% owner of a family-run fast-service bagel business in Jacksonville. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm offers multiple managed programs and employs a combination of model portfolios, advisor-designed portfolios, and third-party sub-advisers to manage approximately $3.33 billion across about 14,700 clients.

William Laird Jr. is a CFP®, CFA®, and Series 66-licensed financial advisor with 18 years of industry experience. He is currently with NewEdge Advisors, where he has worked since 2023, following roles at FORVIS Wealth Advisors LLC and Dixon Hughes Wealth Advisors LLC. Outside of his advisory career, Mr. Laird is active in several community and nonprofit organizations, including serving on the boards of Lutheran Social Services, Clarke School for the Deaf, and Stetson University Alumni Board of Directors. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of portfolio management, financial planning, and consulting services through a network of independent investment adviser representatives, utilizing multiple program structures and technology tools to support diverse client needs.

Sandra Esquierdo is a financial advisor with Empower Advisory Group, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at GWFS Equities, Advised Assets Group, Bank of America, Merrill, and Citibank. Based in Jacksonville, FL, she has been with Empower Advisory Group since 2024. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns, annual rebalancing, and client savings rates.

William Nichols is a financial advisor with Principal Financial Services in Jacksonville, FL, holding a Series 66 designation and seven years of industry experience. He has previously worked at Green Wealth Management and Union Financial, Inc., and served ten years in the United States Navy. Outside of his advisory role, Nichols is the founding partner and lead wealth advisor at Executive Private Wealth, where he provides financial planning, insurance services, and educational seminars. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm provides financial planning, retirement consulting, and access to third-party money manager solutions through direct advisory programs and promoter arrangements.

Jason Sanders is a financial advisor with Principal Financial Services in Jacksonville, FL, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked at Principal Securities Inc. since 2016 and with Principal Life Insurance Co. since 2009. Sanders serves as an advisory board member at the University of North Florida and is involved in fixed insurance sales, including fixed life, annuities, and health-related insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Brandon Hogue is a financial advisor with Truist Advisory Services in Jacksonville, FL, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has worked within the Truist and SunTrust organizations since 2012. Outside of his advisory role, he owns a second home used for short-term rental income. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing both discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Allahyar Nejad is a financial advisor with NewEdge Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at LPL Financial and SunTrust Advisory Services LLC. NewEdge Advisors is an enterprise-scale registered investment adviser serving high-net-worth individuals, pension plans, corporations, trusts, estates, and charitable organizations through a network of independent representatives. The firm offers a range of portfolio management, financial planning, and consulting services, utilizing both in-house and third-party investment strategies, and incorporates technology tools and centralized due diligence in its approach.