Scott Conroy is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He has held roles within Wells Fargo Advisors and Wells Fargo Clearing since 2009. Outside of his advisory work, he is the head coach of the Ponte Vedra High School flag football team. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute with modern portfolio theory to evaluate investment options and offers both brokerage and advisory solutions.

Joel Frost is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2020, including time at Fidelity Investments and prior roles outside the financial industry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, utilizing both internal and third-party management teams.

Benjamin Oxnard IV is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides comprehensive wealth management services tailored to the unique goals of his clients, focusing on family wealth management strategies, liquidity management, retirement planning, portfolio management, and tax minimization. He emphasizes a disciplined planning process grounded in clear analysis, designed to adapt as clients' lives and market conditions evolve. Prior to joining Merrill Lynch in 2012, Benjamin worked as a management consultant in Washington, D.C., advising institutional clients on organizational and strategic challenges. He holds a Bachelor of Science degree in Psychology with a concentration in Behavioral Analysis from James Madison University. He is a Personal Investment Advisor (PIA) and is originally from Savannah, Georgia. Benjamin resides in the Venetia area of Jacksonville with his wife, Whitney, and their son, Benjamin. His community involvement includes serving as an assistant wrestling coach at the Episcopal School of Jacksonville and as a director for St. Johns Riverkeeper. Outside of work, he enjoys spending time with his family, coaching wrestling, golfing, and activities near the water.

Josef Young is a CFP® professional with 14 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked with Wells Fargo Advisors LLC and Wells Fargo Bank NA, where he has been employed since 2010. Based in Jacksonville, FL, Young holds Series 63 and Series 66 licenses in addition to his CFP® designation. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes unique offerings such as insurance-related vehicles and bank deposit sweep options within its investment menus.

Nathanial Collins is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and nine years of industry experience. He previously worked at Fidelity Brokerage Services LLC for ten years before joining Morgan Stanley Smith Barney LLC in 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Kylie Kall is a financial advisor at Merrill with nine years of industry experience and holds a Series 66 designation. She has been with Merrill since 2016 and is also involved with Painting with a Twist, an outside business activity she has participated in since 2014. Kylie previously served at The Cummer Museum of Art & Gardens from 2014 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christine Caldwell is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo entities since 2011, including her current role at Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Evonne Heykens is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds the Series 66 designation and previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for 13 years before joining Wells Fargo in 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ryan Goodwin is a financial advisor with Equitable Advisors in Neptune Beach, FL, holding a Series 66 designation and 16 years of industry experience. He has been with Equitable Advisors since 2009, previously working under Axa Advisors, LLC. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both firm-offered and third-party advisory solutions.

Andrew Frederick is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds Series 63 and Series 65 licenses and has prior work history including roles at Congruent Wealth and VyStar Credit Union. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

David Marr is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining LPL Enterprise in 2026, he worked at several First Command entities, including advisory and brokerage services, from 2023 to 2026. His background includes experience in manufacturing and retail sectors. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, model portfolio programs, and access to brokerage and insurance products through its integrated platform.

Janet Shatto is a financial advisor at UBS Financial Services with 28 years of industry experience. She has been with UBS since 2005 and holds the Series 63 and Series 65 credentials. Outside of her advisory role, she is involved in a small business, The Purple Winged Pop Up, which sells crafts and miscellaneous items online and at local craft fairs. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, including portfolio management and financial planning. The firm integrates institutional trading capabilities with wealth management and offers both proprietary research and a broad range of capital markets services.

James Hobson is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He joined Cambridge in 2017 after a prior role at Signator Investors. Outside of advisory work, he serves as a law enforcement officer with the Jacksonville Sheriff’s Office and engages in charitable fundraising for the Fraternal Order of Police. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers a range of financial planning, investment management, and retirement advisory services through independent Financial Professionals and utilizes both proprietary and third-party model strategies across multiple platform arrangements.

Wesley Stapp is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo in various capacities since 2009, including roles at Wells Fargo Bank NA and Wells Fargo Advisors LLC. He is based in Jacksonville, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional financial products.

Cory Wilcox Vasquez is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial since 2019, with prior experience at Merrill and VyStar Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options supported by proprietary research and third-party subadvisors.

Robert Yarbrough is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2024. He previously worked at Bank of America and Merrill for 11 years. Yarbrough serves on the Board of Directors for Family Renew Community and is a past board president. Ameriprise is an institutional firm offering retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling to provide tailored, tax-efficient retirement recommendations.

Carmen North is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Her prior experience includes roles at Bank of America and Merrill. She serves as a board member of the Nassau County Board of Economic Development, focusing on donor development for the community organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and government entities, offering financial planning and consulting through a variety of portfolio management styles and affiliated research resources.

Craig Walker Jr. is a financial advisor with Merrill who holds the Series 66 designation and has eight years of industry experience. He has worked at Merrill and Bank of America since 2018 and previously held roles at Trademark Sports Management, Foreside Fund Services, and Angel Oak Capital Advisors. Outside of his advisory work, he serves as president and advisory board member of the River City United Foundation, a charitable organization focused on engaging young professionals in Jacksonville-based philanthropy, and is a board member of the University of Georgia Young Alumni Board. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individual, high-net-worth, institutional, and charitable clients.

Olajide Amoran is a Financial Advisor at Merrill Lynch Wealth Management. He is engaged in providing financial advisory services within the wealth management sector. Specific details about his experience, areas of expertise, education, credentials, or personal interests were not provided.

Robert Walls is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with LPL Financial since 2013 and previously worked at Space Coast Credit Union for six years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and model portfolios.