Keith Henriquez is a financial advisor at Empower Advisory Group with 11 years of industry experience. He has previously worked at Bank of America and Merrill. His credentials include the Series 63 and Series 66 licenses. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm delivers services through an integrated model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Andrew Woods is a financial advisor at Commonwealth Financial Network with one year of industry experience. He holds a Series 66 designation and has a background in law, having worked at several law firms including Hahn Loeser & Parks LLP and Grant Fridkin Pearson, P.A. Woods also operates his own legal practice, Andrew M. Woods, P.A., in Jacksonville, FL. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, technology, compliance, and practice-management support. The firm offers advisors access to discretionary portfolio construction and proprietary model portfolios, along with various program structures tailored to client needs.

Jeffrey Simmons is a financial advisor at Empower Advisory Group with 17 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Fidelity Investments, GWFS Equities, Advised Assets Group, Bank of America, and Merrill. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage clients. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Bruce Schilling is a financial advisor with Commonwealth Financial Network, holding CFP® and ChFC® designations and possessing 41 years of industry experience. His career includes roles at Lincoln Financial Advisors, Purshe Kaplan Sterling Investments, and leadership positions at his own firms, Schilling Private Wealth Services, LLC, and The Schilling Group. He is also co-owner of Farb and Schilling, LLC, involved in commercial real estate management. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm emphasizes operational support, compliance, and technology platforms while offering various discretionary model portfolios and customized investment solutions.

Alan Sejalbo is a financial advisor at Empower Advisory Group with 20 years of industry experience. He holds the Series 66 designation and has worked at Advised Assets Group, LLC, GWFS Equities, Inc., Bank of America, N.A., and Merrill. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients, delivering services through an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm’s planning emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates rather than short-term forecasts.

Michael Cirino is a financial advisor at Commonwealth Financial Network with 41 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Commonwealth in 2023, he spent 25 years at Lincoln Financial Advisors Corporation. Cirino is also co-owner of Aegis Consulting Group, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing advisory programs, wealth management, and retirement plan consulting. The firm supports advisors with operations, technology, investment management, and compliance while offering a variety of customizable portfolio solutions.

Tien Pham is a financial advisor with Transamerica Financial Advisors in Jacksonville, FL, holding Series 65 and Series 63 licenses and having four years of industry experience. His work history includes roles at Garcia Sahni, Better Taxshield Corp. d/b/a Innochamp Advisors, and Pham Tax Prep. He has been involved with organizations such as the National Association of Registered Social Security Analysts and World System Builders. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services featuring both proprietary and third-party model portfolios, with program choices that can be discretionary or non-discretionary.

Robert Rodriguez is a financial advisor with Principal Financial Services in Jacksonville, FL, holding Series 63 and 66 licenses and 10 years of industry experience. His prior roles include positions at Equitable Advisors, Morgan Stanley, and Deutsche Bank Securities. He is also the owner of Opes Wealth Management, a business providing holistic financial planning and related services. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm provides direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Erin Eiras is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She has been with Independent Advisor Alliance since 2018 and concurrently worked at LPL Financial since 2012. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, providing services such as asset management, financial planning, and retirement plan consulting. The firm utilizes a network model of advisory representatives and combines discretionary and non-discretionary portfolio management with various analytical techniques and technology platforms.

Daniel Dearing is a financial advisor with SPC in Jacksonville, FL, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has worked at Parkland Securities since 2014 and has been involved with Professional Retirement Services since 2005. Outside of his advisory work, he owns a company that buys and sells sports cards online. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary management through a network of over 460 advisers.

Dwight Larkin is a financial advisor with Principal Financial Services, holding the ChFC® designation and Series 63 and Series 65 licenses, with 22 years of industry experience. His prior roles include positions at Northwestern Mutual and Associated Bank. Outside of his advisory work, he plays bass in a rock band called The Dad Bodz. Principal Securities offers brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm focuses on direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Clell Tatum is a financial advisor at Empower Advisory Group with Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at Bank of America, Merrill, and Fidelity Brokerage Services. He is also a co-owner and silent partner of Upfresh Kitchen, a meal prep service. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm offers integrated services connected to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates.

Yacoub Snober is a financial advisor with Independent Financial Partners in Jacksonville, FL, holding a Series 66 credential and 27 years of industry experience. He has previously worked at LPL Financial and IFP Securities, LLC. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform managing over $12 billion in assets, with a notable focus on retirement-plan advisory and pension consulting services.

Christine Helms is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. She has worked at PNC Investments LLC since 2024 and previously held roles at PNC Bank and BBVA entities spanning from 2005 to 2021. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an online discretionary model account offered via an invitation-only employee pilot. The firm uses algorithm-driven risk assessments and delegates portfolio implementation and proxy voting to third parties, focusing on mutual funds and ETFs with annual rebalancing.

Christopher Gardner is a financial advisor at Lincoln Investment with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Lincoln Investment Planning since 2013. Gardner is also Chief Investment Officer at Capital Analysts of Jacksonville, where he conducts research and makes investment recommendations. Additionally, he serves on the investment sub-committee of Mandarin Presbyterian Church, providing expertise on the church’s asset management. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, employing both strategic and tactical approaches through an in-house Investment Management & Research team.

Devan Sef is a financial advisor at Empower Advisory Group with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Investments and Fidelity Brokerage Services LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Rajendra Donepudi is a financial advisor at Transamerica Financial Advisors with one year of industry experience. He holds a Series 65 designation and has prior experience at Wfgia, Florida Homes Realty and Mortgage, and Florida Blue Inc. In addition to his advisory role, he works as a real estate agent, facilitating property transactions on a part-time basis. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services, offering proprietary model portfolios alongside access to third-party money managers and a mix of fee-based and commission-based investment products.

Taylor Lloyd is a financial advisor at Farther with nine years of industry experience. He holds a Series 66 designation and has previously worked at Commonwealth Financial Network, Lincoln Financial Advisors, and SunTrust Investment Services. Lloyd is also the owner of Lloyd Private Wealth Services, LLC, a private entity facilitating securities, advisory, and insurance business. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, primarily investing in ETFs, mutual funds, individual equities, and fixed income.

John Thompson is a financial advisor at NewEdge Advisors with 25 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Advisors and Wells Fargo Clearing. Thompson also manages a separate business entity, JFT Ventures, LLC. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a wide range of services including portfolio management, financial planning, retirement plan consulting, and access to sponsored advisory programs, utilizing multiple program structures and technology tools to support advisor and client needs.

Liam Downs is a financial advisor at Principal Financial Services with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Northwestern Mutual and service with the Jacksonville Sheriff's Office. He is also involved in the sale of various insurance products including life, disability, annuities, health, and Medicare insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under advisory and promoter arrangements.