Samuel Mingear is a financial advisor at Edward Jones with 9 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Edward Jones in 2024, he worked at Bank of America and Merrill Lynch from 2017 to 2024 and previously was affiliated with the University of Central Florida from 2015 to 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Sydney O'haire is a Financial Advisor at Merrill Lynch Wealth Management, where she works within the O'Haire Group. She joined Merrill Lynch in 2020 and serves clients by supporting their financial goals and planning needs. Sydney's client focus areas include education planning, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Sydney earned a Bachelor of Arts degree in Political Science and Sustainability Studies from the University of Florida in 2014 and a Master of Fine Arts degree in Cinema Directing from DePaul University in 2018. She holds the designation of Personal Investment Advisor (PIA). Bilingual in English and Spanish, Sydney began her financial advisory career under the mentorship of her mother, Baerbel O'Haire, and has since developed a focus on helping clients achieve financial and broader personal goals. As a member of the LGBTQ+ community, she also serves clients within this community and beyond.

Dylan Flinchum is a financial advisor with Raymond James Financial Services Advisors, Inc. in Vero Beach, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Raymond James, he worked at Addepar and PowerPlan. Outside of his advisory role, he owns Flinchum Financial Services LLC, providing financial planning and investment services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs non-discretionary planning tailored to client goals using analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Robert Finan is a financial advisor with Morgan Stanley in Vero Beach, FL, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley since 2013, including a role with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he serves on the finance committees of Holy Cross Catholic Church and the Diocese of Trenton and is a board member of Frictionless Enterprises LLC, a technology firm focused on business development. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee.

Ryan Rodriguez is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2018, progressing through various roles including Planning Consultant, Stock Plan Consultant, Stock Plan Associate, High Net Worth Associate, and Customer Relationship Advocate. Throughout his career at Fidelity, Ryan has developed expertise in investment consulting and financial planning, focusing on educating and empowering clients to prioritize their family's financial goals. He is committed to placing clients' priorities at the center of financial decisions to work towards a stronger financial future. Outside of his professional work, Ryan has interests in baseball, beach activities, fishing, fitness, and parenthood.

Kyle Morgan is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with the firm since November 1991, providing wealth management services to high-net-worth individuals and families. Kyle focuses on delivering personalized financial strategies and offers expertise in qualified retirement plans for corporations and non-profit organizations, including plan sponsor consulting services such as investment tracking, provider selection, and employee investment education. Kyle holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc., the Certified Plan Fiduciary Advisor® designation, and maintains Series 7, 66, 9, and 10 FINRA registrations. He earned a Bachelor of Science degree in Business Administration from the University of Florida. In his community involvement, Kyle has served in leadership roles with the United Way of Indian River County, including co-chairing the 2016-2017 annual capital campaign and serving as Board Chair for the United Way Foundation of Indian River County from 2014 to 2017. He has also served on the boards of the VNA of the Treasure Coast and United Way of Indian River County. Kyle resides in Vero Beach with his wife Debbie and their two daughters.

Henry Thomas is a financial advisor with Equitable Advisors in Vero Beach, FL, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors and Osaic FA, Inc. Outside of his advisory role, Thomas is a partner in a family farm and owns Cornerstone Financial, LLP, an insurance-related business. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm employs a model-based approach to client investment management with access to both proprietary and third-party solutions.

William Johnson is a financial advisor with Morgan Stanley in Vero Beach, Florida, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2013. Johnson serves on the boards of Women's Ski Jumping USA and Skullcandy and is a member of the National Advisory Council for Utah Valley University's Business School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and firm-approved tools, supporting clients in creating and updating personalized plans.

Erik Starks is a Planning Consultant at Fidelity Investments, where he collaborates with individuals and families to help identify their financial goals and develop strategies to achieve them. He emphasizes understanding clients on both personal and professional levels to tailor retirement plans utilizing Fidelity's resources. Erik also leverages partnerships and resources within the firm to provide informed guidance. He began his career at Fidelity Investments as a Financial Services Representative in 2023, progressing through roles including Financial Representative and Relationship Manager before becoming a Planning Consultant in 2026. This progression has contributed to his experience in financial planning and client relationship management. Outside of his professional role, Erik enjoys activities such as beach outings, exploring culinary experiences, golf, snowboarding, tennis, and traveling.

Robert Tarlov is a CFP® with 51 years of industry experience, currently affiliated with Cetera since 2021. His prior experience includes roles at Voya Financial Advisors and his own firms, Harrison, Tarlov & Associates and Paragon Financial Group. He serves as secretary of the Meriden Rotary Club and participates in equine training and breeding through a family-owned business. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures.

Austin Churchel is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Equitable Advisors and NNN Capital, as well as experience in education at the University of Central Florida and Eastern Florida State College. Outside of finance, he was involved with Valor Renovations LLC for three years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by Wells Fargo Investment Institute’s research and analytics.

Kenneth Wathen is a financial advisor at Raymond James Financial in Vero Beach, FL, with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James Financial and its affiliate since 2009. From 2017 to 2020, he served as an advisor at Rosemare L Spytek Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, with specialized capabilities in municipal finance and employer advisory services.

Douglas Prezzano is a financial advisor with UBS Financial Services in Vero Beach, FL, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. He has been with UBS Financial Services Inc. since 2015. Outside of his advisory role, he is the proprietor and owner of CGP Sandy Lane LLC, a real estate business. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor solutions for clients.

Marsha Peterson is a financial advisor with Merrill, holding a Series 66 designation and over 37 years of industry experience. She has been with Merrill since 1985. Outside of her advisory role, she is associated with a family-owned property management business, although she has no active responsibilities there. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering both model-based and discretionary investment strategies.

John Rice is a financial advisor with Stifel in Vero Beach, FL, holding a Series 63 designation and over 31 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2017 and previously held positions at Wells Fargo Clearing and A. G. Edwards & Sons. Outside of his advisory work, he is the sole owner of a photography business. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Shannon Andresen is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm supports its advisory process with centralized due diligence that combines quantitative and qualitative research, incorporating ESG considerations and a range of derivatives and commodities capabilities.

John Orcutt Jr. is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and 42 years of industry experience. His prior roles include positions at A. G. Edwards & Sons, Inc., Wells Fargo Clearing, and Stanford Group Company. Outside of his advisory work, he is involved with environmental land preservation in Indian River County, Florida, serves on the finance committee of the Association for the Sciences of Limnology and Oceanography, and participates in leadership activities for a Domino's Pizza franchise. Stifel serves a broad client base, including individuals, institutions, charitable organizations, and municipal entities, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Daniel Ingraldi is a financial advisor with UBS Financial Services in Vero Beach, FL, holding Series 65 and Series 66 licenses and bringing nine years of industry experience. He has worked at UBS since 2016, with a two-year period at Merrill between 2020 and 2022. UBS Financial Services Inc. serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management through its multi-service platform and proprietary research.

Kimberly Rivers is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for nine years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to support its investment approach.

Kurt Deacon is a Vice President and Financial Consultant at Fidelity Investments. He has held various roles at Fidelity since 2002, including Financial Consultant, Senior Relationship Manager, and Retirement Plan Specialist. Prior to joining Fidelity, Kurt worked as a Client Service Specialist at Raymond James & Associates from 1998 to 2002. Kurt leverages his experience in investment, retirement, tax-efficient investing, and legacy planning to assist clients in developing and executing financial plans tailored to their needs. He works one-on-one with clients and teams to provide professional guidance or support self-directed investors. Outside of his professional work, Kurt enjoys cars, concerts, family activities, fitness, outdoor adventures, and traveling.