Vandra Braswell is a Wealth Management Advisor with Merrill Lynch Wealth Management. She focuses on family wealth management strategies, legacy planning, and personal retirement planning. In her role, Vandra follows a disciplined approach to provide tailored financial strategies, working closely with clients and their trusted advisors to help align all aspects of their financial lives with their priorities and goals. Vandra holds the CERTIFIED FINANCIAL PLANNER® certification, the Chartered Retirement Planning Counselor™ designation, the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) credential, as well as the Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA) designations. She earned her bachelor's degree from the University of North Carolina at Chapel Hill. Residing in Raleigh, North Carolina, Vandra is involved with the community as a member of Christ Church (Episcopal) and participates in organizations such as NCFC and F3. She serves on the board of Family Promise of the Triangle and enjoys activities including hunting, reading, soccer, tennis, yoga, and spending time with her family.

Maureen Lord is a financial advisor with Merrill in Vero Beach, FL, holding a Series 66 credential and 14 years of industry experience. She has been with Merrill since 2006. She serves as a back-up signer on bank accounts for two family-owned LLCs that are not investment related. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alexis Dergalis is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Outside of his advisory role, he volunteers at Graceway Village assisting disadvantaged and homeless individuals, serves as president of his local homeowners association, and is an author of fiction. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and provides both advisory and brokerage/insurance channels to implement client recommendations.

Mitchell Burns is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2018. Prior to joining Wells Fargo, he was employed at Discount Aluminum and Screening and Florida Wine and Spirits. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Lawrence Brashears is a financial advisor at Merrill with Series 63 and Series 65 credentials and 49 years of industry experience. He has been with Merrill since 1978 and is currently affiliated with Bank of America, NA since 2025. Brashears serves as trustee for several personal trusts in Vero Beach, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Susan Milanak is a CFP®-certified financial advisor with 19 years of industry experience. She is currently with Morgan Stanley and has previously worked at Gem Financial Advisors, Inc. and LPL Financial, LLC. Milanak serves on the board of the Emily Brooks Foundation, a community and charitable organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and resources.

Louis Capezza is a financial advisor at LPL Financial with 28 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at LPL Financial since 2017. Prior to that, he was associated with Invest Financial Corp from 2014 to 2017 and has been involved with Seacoast National Bank since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, with a variety of management and portfolio solutions supported by both internal and third-party research.

Pamela Punkar is a financial advisor with Merrill in Vero Beach, FL, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. She has been with Merrill since 1994 and has concurrently worked at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michelle Davis is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds the Series 63, Series 65, and Series 66 licenses. Her prior experience includes roles at Wells Fargo Advisors and Wells Fargo Clearing, and she has been with Morgan Stanley since 2021. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Kevin Federico is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He previously worked at UBS Financial Services Inc. for nine years before joining Wells Fargo in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with options for both non-discretionary and discretionary plan-level investment management.

Richard Garrity is a financial advisor with Morgan Stanley in Vero Beach, FL, holding Series 66, Series 63, and Series 65 credentials and bringing 29 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Global Investment Committee Secular Return Estimates and Monte Carlo simulations to model client outcomes.

Razvan Ilie is a financial advisor with Wells Fargo Advisors in Vero Beach, FL, holding Series 63 and Series 66 registrations and 10 years of industry experience. He previously worked at Bank of America, N.A. and Merrill from 2015 to 2022. Outside of advising, he owns and operates Vero Beach Sportiv LLC. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and utilizes proprietary research and tools to develop tailored recommendations for clients that meet certain net-worth criteria.

Ellie Sexton is a Planning Consultant at Fidelity Investments, a position she has held since 2024. Prior to this, she worked at Fidelity in roles including Financial Consultant from 2021 to 2024 and Investment Consultant from 2020 to 2021. Before joining Fidelity, Ellie was a Financial Advisor at Merrill Lynch in 2019 and 2020. Ellie has a background in banking, wealth planning, and small business, which provides her with a broad perspective in financial planning. She is dedicated to understanding her clients' priorities and working with them to build financial plans aimed at achieving their life goals. Outside of her professional work, Ellie enjoys family activities, fishing, football, golf, caring for pets, and writing.

Joseph Rinchack is a Senior Financial Advisor with Merrill Lynch Wealth Management. He utilizes a disciplined wealth management process to provide financial advice and guidance for individuals, families, and business owners. Joseph offers access to the investment insights of Merrill and the banking convenience of Bank of America to help address various aspects of clients' financial lives, including investment selection, retirement planning, college savings strategies, legacy planning, and philanthropic giving. Prior to joining Merrill in 2011, Joseph served in the United States Marine Corps from 1989 to 1993, attending boot camp at Parris Island, South Carolina, and serving at Marine Corps Air Station El Toro, Okinawa, Japan, and Camp Pendleton. He attended the University of Maryland while serving and holds a High School Diploma from Ithaca High School. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Joseph resides in Vero Beach, Florida, with his wife Cassie and their eight children. He is active in his community, serving as President on the board of the Navy League of the United States Treasure Coast Council. Alongside his family, he supports foster families and raises awareness of autism. In his personal time, Joseph enjoys golfing, running, swimming, and spending time with his family.

Victor Padilla is a financial advisor at Fidelity with Series 63 and Series 65 credentials and one year of industry experience. His prior work includes roles at PNC Bank, DoorDash, Bank of America, AT&T, and Best Buy. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Samuel Mingear is a financial advisor at Edward Jones with 9 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Edward Jones in 2024, he worked at Bank of America and Merrill Lynch from 2017 to 2024 and previously was affiliated with the University of Central Florida from 2015 to 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Sydney O'haire is a Financial Advisor at Merrill Lynch Wealth Management, where she works within the O'Haire Group. She joined Merrill Lynch in 2020 and serves clients by supporting their financial goals and planning needs. Sydney's client focus areas include education planning, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Sydney earned a Bachelor of Arts degree in Political Science and Sustainability Studies from the University of Florida in 2014 and a Master of Fine Arts degree in Cinema Directing from DePaul University in 2018. She holds the designation of Personal Investment Advisor (PIA). Bilingual in English and Spanish, Sydney began her financial advisory career under the mentorship of her mother, Baerbel O'Haire, and has since developed a focus on helping clients achieve financial and broader personal goals. As a member of the LGBTQ+ community, she also serves clients within this community and beyond.

Dylan Flinchum is a financial advisor with Raymond James Financial Services Advisors, Inc. in Vero Beach, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Raymond James, he worked at Addepar and PowerPlan. Outside of his advisory role, he owns Flinchum Financial Services LLC, providing financial planning and investment services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs non-discretionary planning tailored to client goals using analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Robert Finan is a financial advisor with Morgan Stanley in Vero Beach, FL, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley since 2013, including a role with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he serves on the finance committees of Holy Cross Catholic Church and the Diocese of Trenton and is a board member of Frictionless Enterprises LLC, a technology firm focused on business development. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee.

Cole Gillespie is a financial advisor with LPL Financial in Vero Beach, FL, holding a Series 66 designation and six years of industry experience. His prior work includes roles with professional baseball organizations such as the Miami Marlins, San Diego Padres, and Sugar Land Skeeters, as well as a position at Oregon State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, combining discretionary and non-discretionary management with research-supported model portfolios and technology-driven solutions.