Richard Elliott is a CFP® with 26 years of experience in the financial services industry. He has worked at Facet since 2020 and previously held positions at Citizens Securities, Citizens Bank, Price Waterhouse Coopers, Mercer Global Advisors, and TIAA-CREF. Facet Wealth provides subscription-based financial planning and discretionary investment management to individual clients, serving both non-high-net-worth and high-net-worth households primarily through phone, video, and a proprietary web platform. The firm uses model-based asset allocations focused on exchange-traded funds and employs technology-driven processes, including machine learning, to optimize tax efficiency and portfolio management.

Andrew Tupler is a CFP® with 30 years of industry experience. He is currently with Kintra Wealth, LLC and Mutual Securities, Inc., having previously worked at Tupler Financial and Commonwealth Financial Network for 24 years. Outside of his advisory roles, he serves as an expert witness in investment-related matters. Kintra Wealth serves individuals, families, trusts, charitable organizations, foundations, pension plans, and corporations, offering wealth management, financial planning, retirement-plan consulting, and portfolio management. The firm combines client interviews and fundamental security analysis with model-driven asset allocation, implementing strategies on a household basis to optimize tax efficiency.

Francis Bermudez is a financial advisor at Capital Analysts with two years of industry experience. He holds a Series 66 designation and has a background that includes concurrent roles at Lincoln Investment since 2023 and longstanding experience in education and community activities, including teaching music in the Palm Beach County School District and managing lifeguards at Rapids Water Park. Bermudez also operates as a music teacher and performer. Capital Analysts serves a diverse client base of retail and institutional investors, providing portfolio management, custom and model portfolios, and retirement-plan advice. The firm employs a proprietary mutual fund screening process and offers both discretionary and non-discretionary investment management through its in-house team, advisors, and third-party managers.

Howard Friedman is a financial advisor with Private Client Services, LLC, holding the ChFC® designation along with Series 65 and Series 63 licenses. He has 17 years of industry experience, including prior roles at Bright Futures Wealth Management, Brightline Financial, and Bb&T Securities. Outside of finance, he is the owner and operator of Baltimore Steel Knifemakers LLC, a manufacturer of handmade knives. Private Client Services is an independent investment adviser serving individuals, families, trusts, pension plans, corporations, and charities through a network of advisers and multiple advisory platforms. The firm employs a discovery-driven process that emphasizes risk profiling and tailored platform selection, offering a mix of advisory and commission-based brokerage services.

Mark Samson is a financial advisor at XML Financial Group with 36 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Advisors from 2012 to 2022. Samson is a principal at BR Financial Associates Management Company, LLC, involved in managing entities related to XML Financial. XML Financial Group is a multi-advisor wealth management firm overseeing approximately $3.3 billion in client assets. The firm serves nearly 2,900 clients with a range of services including discretionary and non-discretionary investment management, financial planning, retirement plan advisory, and access to alternative investment opportunities.

Luken Cisick is a financial advisor at ON Investment Management Company with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked in several firms including Chelsea Financial Services and Evershore Financial Group. Outside of his advisory role, he is involved in insurance sales. ON Investment Management Company is a SEC-registered adviser serving individuals, families, trusts, charitable organizations, businesses, and plan sponsors with financial planning, portfolio management, and retirement-plan services. The firm offers a mix of discretionary and non-discretionary investment programs and operates a dual-registration model that includes broker-dealer activities.

Daniel Limmer is a CFP® professional with 33 years of industry experience, currently serving with Procyon. His prior roles include positions at Purshe Kaplan Sterling Investments, American Portfolios Financial Services, and Innovative Planning Services. Outside of his advisory work, Limmer consults on health and wellness services through Supreme Self Wellness. Procyon serves a diverse client base that includes individual and high-net-worth households, families, trusts, businesses, institutional investors, and retirement plans. The firm offers comprehensive investment management and advisory services, employing a primarily long-term, fundamental-analysis approach, with a notable emphasis on non-discretionary asset management and the use of AI tools alongside human oversight.

Michele Miranda is a financial advisor with Gradient Advisors, LLC in Wellington, FL, holding a Series 65 credential and four years of industry experience. She has held roles at multiple firms, including Guardian Financial Partners and Tax & Financial Group. Outside of her advisory work, she is president and owner of Pre-Planning Solutions, Inc., where she provides educational seminars and marketing materials focused on funeral cremation and estate planning. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model supported by risk analysis and market research methodologies.

Ralph Tumolo is a financial advisor with Capital Analysts in Wellington, FL, holding 44 years of industry experience. He previously worked at Lincoln Investment, Legend Equities Corporation, and Osaic FA, Inc. Since 1992, he has also served as President of Teacher's Financial Services, focusing on insurance sales and consulting. Capital Analysts serves retail and institutional clients, including individual and high-net-worth investors, trusts, and charitable organizations, offering portfolio management, custom and model portfolios, and retirement-plan advice through a nationwide network of advisors and firm-managed programs. The firm uses a proprietary mutual-fund screening process and provides both discretionary and non-discretionary investment management.

Massimo Santicchia is a financial advisor with Procyon, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Cypress Capital Group, Alpha Quant Advisors, and Crest Investment Partners, among others. In addition to his advisory role, he is involved with Alpha Quant Models LLC, an entity that designs and licenses quantitative investment strategies. Procyon serves a diverse client base including individuals, high-net-worth households, trusts, businesses, institutional investors, and retirement plans. The firm offers tailored investment management and advisory services, primarily using a long-term, fundamental analysis approach across discretionary and non-discretionary mandates.

Saralynn Golob is a financial advisor with Chelsea Advisory Services, Inc. in Lake Worth, FL, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. She previously worked at Park Avenue Securities and Guardian Life and has operated The Tax Coach, LLC, a tax preparation service for individuals and corporate entities, since 2004. Chelsea Advisory provides financial planning, investment advisory, and consulting services to individuals, including high-net-worth clients, trusts, and some corporate entities. The firm follows a fundamental, long-term investment approach and generally manages diversified portfolios on a discretionary basis.

Sharon Bautz is a financial advisor at Merit Financial Advisors with 23 years of industry experience. She holds the Series 66 designation and has previously worked at LPL Financial, Stratos Wealth Partners, and PKS Investments. Bautz also provides insurance advice based on clients’ needs. Merit Financial Advisors is a multi-team registered investment adviser with 264 advisors serving approximately 20,040 clients across 66 offices. The firm offers coordinated wealth-management services and employs a long-term, diversified investment approach using centrally managed portfolios alongside customizable models.

Moise Derosier is a ChFC® and Series 65 credentialed advisor with Global View Capital Management LLC in West Palm Beach, FL. He joined the firm in 2026 and has over two decades of experience working with the School District of Palm Beach. Global View Capital Management provides discretionary investment management and financial planning services to individuals, trusts, corporations, and retirement plans. The firm uses algorithmic research and quantitative methods to manage portfolios according to client risk profiles and objectives.

Blaine Minton is a financial advisor with New Edge Wealth, holding a Series 66 designation and 26 years of industry experience. Prior to joining New Edge Wealth in 2024, he worked at Bank of America and Merrill from 2016 to 2024. Outside of his advisory role, he is a partner and investor in Bounce, a sports bar located in Delray Beach, FL. New Edge Wealth primarily serves ultra-high-net-worth individuals, family offices, foundations, trusts, and institutional clients. The firm offers a broad range of advisory services, focusing on asset allocation and investor behavior, and integrates third-party model platforms alongside proprietary investment solutions.

Sean Burke is a financial advisor at Pine Valley Investments with nine years of industry experience. He holds the Series 63 and Series 66 designations and has worked at several firms, including AE Wealth Management, Kirsner Wealth Management, and Fidelity. Pine Valley Investments provides discretionary portfolio management, financial planning, and pension consulting services to individual and high-net-worth clients, as well as pension plans, charitable organizations, and corporations. The firm employs a range of investment strategies and serves both directly managed accounts and referred clients through Tri-Party Agreements.

Edward Durkin Jr. is a financial advisor at Jefferies Investment Advisers LLC with 30 years of industry experience. He has worked at Jefferies LLC since 2017 and was previously with Merrill from 1996 to 2017. Durkin holds Series 63 and Series 65 licenses. Jefferies Investment Advisers LLC provides fee-based financial planning services to individuals, trusts, estates, and various organizations. The firm offers a customized, collaborative planning process covering topics such as tax and estate planning, executive compensation, and philanthropic planning, utilizing third-party software and scenario analysis to support its recommendations.

Scott Graver is a CFP® and holds a Series 66 license with 14 years of industry experience. He is currently with New Edge Wealth, having joined the firm in 2024 after eight years at Bank of America and Merrill. New Edge Wealth primarily serves ultra-high-net-worth individuals, families, and institutional clients, offering a variety of advisory services including wealth strategy, portfolio management, and institutional consulting. The firm emphasizes asset allocation and investor behavior, utilizing a combination of independent managers, model strategies, and technology tools such as AI-assisted analytics.

Kevin Schneider is a financial advisor at Royal Fund Management, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at United Financial Freedom and First Advisors National, LLC. Outside of advising, he is involved in software development related to debt reduction, refers clients to CPA and credit repair services, and advises on estate planning software. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm develops customized Investment Policy Statements and employs a range of strategies from long-term investing to options writing, with regular portfolio monitoring based on client risk tolerances.

Suzanne Katz Riesner is a financial advisor with Mutual of Omaha Investor Services, Inc., holding Series 63 and 65 licenses and over 32 years of industry experience. She has been with Mutual of Omaha and its affiliated insurance company since 1991. In addition to her advisory role, she is part owner of a consulting firm focused on HR compliance related to ERISA and the Affordable Care Act and owns an insurance agency specializing in life, health, vision, and other related products. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm works primarily through an Envestnet platform and integrates broker-dealer and insurance services within the Mutual of Omaha group.

Joel Yudenfreund is a financial advisor with Advisory Services Network who holds a Series 66 designation and has 15 years of industry experience. His career includes roles at Stifel Nicolaus & Co Inc and Calton & Associates, Inc. Outside of advisory work, he serves as a board member for the Dame Jillian & Dr. Arthur Sackler Foundation for the Arts, Sciences & Humanities and the Mandel JCC, and acts as an expert witness in trust and estate litigation. Advisory Services Network provides investment advisory and planning services to individuals, families, corporations, and retirement plans through a large network of independent advisers. The firm offers a range of portfolio management and consulting services, employing diverse investment strategies and third-party manager oversight.