Lane Wilson is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has more than 25 years of experience in asset management, specializing in working with high-net-worth individuals and business owners. Lane's responsibilities include constructing, tracking, and analyzing client portfolios tailored to individual goals and needs. He is particularly skilled in exit planning, holding the Certified Exit Planning Advisor (CEPA) designation, and serving business owners with their exit planning strategies. Lane holds a Bachelor's Degree from Huntingdon College. His professional certifications also include the Personal Investment Advisor (PIA) designation. He is a member of the Exit Planning Institute and is involved in several community organizations, including Northeast Alabama FCA, Not One More Alabama, and Wellstone. Based in Huntsville, Alabama, Lane spends time volunteering with local charities. He enjoys hunting, fishing, and traveling. Lane and his wife Cheri have four daughters and enjoy spending time at the lake and hosting their large families.

William Heyward Jr. is a financial advisor with Morgan Stanley in Huntsville, AL, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2017 and previously spent four years with Raymond James & Associates. Outside of his advisory work, he serves as a part-time Assistant Pastor at Valley Presbyterian Church. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services based on structured discovery and firm-approved planning tools.

Devon Richardson is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise, he worked at Edward Jones for one year and spent a decade at Landers McLarty Nissan. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Rickey Gosa is a financial advisor at Edward Jones in Huntsville, AL, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a national network of over 23,700 financial advisors.

Patrick Shields is a financial advisor with Morgan Stanley in Huntsville, AL, holding a Series 66 designation and 27 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2020, and previously held roles at Bank of America and Merrill. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning through its network of advisors and specialized planning groups. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market simulations.

Anthony Humphres is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior experience includes roles at Wells Fargo Clearing Services, LLC and Wells Fargo Bank NA. Humphres is also associated with Redstone Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing diverse investment strategies and proprietary research.

Jennifer Yarbrough is a financial advisor with Raymond James Financial in Huntsville, Alabama, holding a Series 66 designation and 16 years of industry experience. She has been with Raymond James Financial since 2011 and has prior experience with Arbonne from 2016 to 2022. Outside of her advisory role, she supports financial advisors by managing branch operations and client services at Financial Strategies Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individual, high-net-worth, institutional, and corporate clients. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a wide network of advisors with specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Christopher Miller is a financial advisor with Edelman Financial Engines in Huntsville, AL, holding a Series 66 designation and 10 years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2017 and previously held roles at Transamerica Financial Advisors, Inc. and United Financial Services Inc. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven modeling process with planner delivery and online tools, offering diversified model portfolios and various advisory services, managing approximately $326 billion for about 477,000 clients.

Charlton Rochester is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with LPL Financial and its predecessor since 2007. Outside of his advisory role, he is also an insurance agent with Dixon Wells. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside research and model portfolios.

Billy Brown is a CFP® with 31 years of industry experience, currently serving as an advisor at Osaic since 2023. He has spent significant portions of his career with Brown Professional Group Inc. and Avantax entities in various advisory and insurance roles dating back to 1995. In addition to his advisory work, Brown is president of Brown Professional Group Inc., where he is involved in tax preparation, payroll, bookkeeping, and management activities. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth individuals, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services and employs various asset-allocation tools and third-party platforms to construct and manage portfolios across a range of investment types.

Frank Drake is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been a financial advisor for over 30 years and joined Merrill Lynch in 2007. Frank specializes in helping clients define long-term financial goals and develop customized investment strategies that align with their personal and professional lives. His approach involves a disciplined process that aims to provide a consistent and personalized wealth management experience. He conducts regular reviews with clients to monitor progress and adjust strategies as needed to reflect any life or business changes. Frank holds the CERTIFIED FINANCIAL PLANNER™ (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., and the Certified Investment Management Consultant℠ (CIMC) designation. He earned a Bachelor of Science degree in Business and Management from the University of Maryland. In addition to his financial career, Frank is retired from the U.S. Navy Reserve as a Senior Chief Petty Officer after 26 years of service on active duty and reserve. He is an active member of the Madison Rotary Club and has served as President of the Spring Lake-Brielle Rotary Club. Frank also volunteers with local food banks. Outside of his professional activities, he enjoys cooking, golfing, and reading.

Dane Block is a financial advisor with Morgan Stanley in Huntsville, AL, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously with Citigroup Global Markets starting in 2002. Outside of his advisory role, Block serves on the boards of Huntsville Downtown Redevelopment and the Huntsville and Madison County Railroad Authority, and is Executive Director of the Rocket City Bowl LLC. Morgan Stanley Wealth Management offers advisory programs to individuals and institutions, providing tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services including estate planning and corporate financial planning agreements.

Charles Jones is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2007. With a career in financial services beginning in 1995, Charles brings extensive experience in asset allocation, investment management, and retirement planning. He employs a consultative approach to wealth management, aligning financial strategies with clients' income and growth objectives. Charles is also a qualified Portfolio Manager, capable of developing personalized investment strategies that may include individual securities and third-party models. He holds the CERTIFIED FINANCIAL PLANNER™ certification, alongside designations as a Chartered Retirement Planning Counselor and Personal Investment Advisor. A native of Huntsville, Charles earned his bachelor's degree from the University of Alabama System. His community involvement includes leadership roles such as President Emeritus of the Kiwanis Club of Huntsville and service on the boards of several organizations like the New Hope Children's Clinic and the Huntsville Inner City Learning Center. Throughout his life, he has volunteered with various nonprofits and churches, contributing to community strengthening initiatives. Outside of his professional and community work, Charles enjoys fishing, gardening, music, and spending time with his family. He is married to Andrea Nelson Jones and they have one daughter, Ruby Claire Jones.

Nickolas Walton is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has previously worked at Redstone Federal Credit Union, First Horizon Bank, Avadian Credit Union, Regions Bank, Enterprise Holdings, the University of North Alabama, and State Farm. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research from LPL and third-party providers.

G Scott Newsom is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he operates a horse farm in Hazelgreen, Alabama. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a broad range of financial product options, including insurance-related vehicles and bank deposit sweep programs.

Stephen Cundiff is a financial advisor with Edward Jones in Huntsville, Alabama, holding a Series 63 designation and bringing 28 years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Miles Stumb is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. He has four years of industry experience, including prior roles at UBS Financial Services and The Retirement Advantage, Inc. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Tammy Gaddes is a financial advisor at Raymond James Financial with six years of industry experience. She holds a Series 66 designation and previously worked at Investor's Resource for five years before joining Raymond James in 2019. Outside of her advisory role, she is associated with Poiteving Financial, a client services business unrelated to investment. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and uses analytical tools to support client goals, with specialized services including municipal advisory and SIMPLE IRA employer consulting programs.

Stephen Kincer is a financial advisor with Osaic, holding the CFP® designation and Series 63 license, and has 30 years of industry experience. His prior roles include positions at Avantax Advisory Services and Avantax Investment Services. In addition to his advisory work, he is a partner in Kincer Business Group Inc., a CPA firm focused on accounting and tax preparation. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing a range of portfolio management tools and third-party platforms.

Philip Crosby is a financial advisor at Morgan Stanley with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and modeling techniques.