Richard Townsend is a financial advisor at BFC Planning, Inc. with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at BFC Planning since 2019, alongside roles at Securities Management and Research Inc. and American National Insurance Co dating back to 2007. Townsend is also involved in insurance-related business activities, including serving as a principal agent for Townsend Insurance. BFC Planning, Inc. serves a diverse client base including individuals, corporations, banks, and pension plans through approximately 200 investment adviser representatives. The firm offers a range of financial planning and portfolio management services utilizing various platforms and strategies tailored to client needs.

Ramon Fracchia Jr. is a financial advisor with Nations Financial Group, Inc. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. Prior to joining Nations Financial Group in 2022, he spent 13 years with Wells Fargo Advisors Financial Network LLC. He is also the owner of ATKINGS CAPITAL MGMT LLC, an investment-related advisory business. Nations Financial Group serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate clients. The firm offers a range of advisory services from discretionary and non-discretionary portfolio management to pension consulting and model portfolios, utilizing various investment strategies and a combination of in-house and third-party managers.

Charles Todd is a financial advisor at Csenge Advisory Group, LLC with four years of industry experience. He holds the Series 66 designation and has previously worked at Cetera, Regions Bank, and Shoemaker Financial. Outside of his advisory role, he coaches tennis at the Memphis Country Club. Csenge Advisory Group provides investment advisory and retirement-plan consulting to individuals, high net worth clients, charities, and corporate clients. The firm employs a combination of fundamental and technical analysis with a relative strength methodology and offers customized portfolio management through discretionary or model-based approaches.

Lewis Williamson Jr. is a financial advisor with Hilltop Securities Inc. in Memphis, TN, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Williamson serves on the boards of several nonprofit organizations, including Nexus, the Chickasaw Council of the Boy Scouts of America, and Presbyterian Day School. Hilltop Securities Inc. offers brokerage, investment advisory, and retirement-plan consulting services to a diverse client base, managing approximately $2.25 billion in assets. The firm uses an open-architecture platform with multiple managed account programs and features distinctive capabilities such as municipal bond strategies co-advised with Franklin Templeton Group and custody services uncommon among enterprise advisers.

John Giovannetti is a financial advisor at Red Door Wealth Management, LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Red Door Wealth Management since 2018, following a three-year tenure at Duncan Williams Asset Management, LLC. Red Door Wealth Management provides investment advisory services to individuals, high-net-worth clients, pooled investment vehicles, and pension and profit-sharing plans. The firm uses a variety of investment approaches tailored to client objectives and risk tolerances, including fundamental and technical analysis, modern portfolio theory, and direct-indexing. It is notable for its role as a private-fund adviser and sponsor and offers services such as family-office and wealth planning, pension consulting, and estate and trust services through a strategic relationship with an independent law firm.

Larry Karban is a CFP®-certified financial advisor with 42 years of industry experience. He is currently with Nations Financial Group, Inc., where he has worked since 2022, following a 13-year tenure at Wells Fargo Advisors Financial Network LLC. Outside of his advisory role, he serves on the board of Golden Cross Senior Ministries, an organization that provides assistance to low-income seniors, and is a member of the board of directors at Chickasaw Country Club. Nations Financial Group, Inc. provides investment advisory services to a diverse client base including individuals, high-net-worth investors, and institutional clients. The firm offers a range of portfolio management solutions and employs proprietary model portfolios combined with tailored recommendations based on client objectives and risk tolerance.

Perry Green is a financial advisor at Coastal Bridge Advisors with 22 years of industry experience. He holds the CFP®, CFA®, and PFS™ designations. Prior to joining Coastal Bridge Advisors in 2026, he worked for various affiliated entities including Waddell and Associates LLC and W&A Management Services, Inc. Coastal Bridge Advisors provides financial planning, consulting, and wealth management services to individuals, family offices, trusts, estates, foundations, and qualified retirement plans. The firm employs a goal-based, fundamental analysis approach to constructing diversified portfolios and offers specialized advisory services including retirement plan consulting and HSA investment management.

William Raiteri is a financial advisor at Sowell Management with a Series 65 designation and one year of industry experience. He previously worked at Regions Bank for sixteen years and operated Raiteri Financial Solutions, LLC for one year before joining Sowell Management. Sowell Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, and other RIAs with portfolio management, financial planning, and retirement-plan advisory services. The firm supports over 100 independent-contractor advisors and employs multiple management styles using mutual funds, ETFs, individual securities, model portfolios, and third-party manager solutions.

Michael Post is a financial advisor at StoneX Advisors Inc. with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley and Howe Barnes Capital Management. Outside of his advisory work, he manages the Michael W. Post 401K plan through Diamond Cowboy LLC. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations by providing portfolio management, financial planning, and consulting services through independent advisors and an in-house Private Client Group. The firm utilizes a variety of investment platforms and strategies, including proprietary models and third-party money managers, to deliver customized solutions.

Noel David is a financial advisor with Csenge Advisory Group, LLC, holding a Series 63 designation and over 25 years of industry experience. His prior work history includes roles at MML Investors Services, Inc. and MassMutual Life Insurance Company. He also serves as president of Connect Advisory Group, LLC, a financial consulting firm. Csenge Advisory Group serves charitable organizations, corporations, and individual clients including high-net-worth families, providing asset management, financial planning, and retirement plan consulting. The firm employs a top-down investment approach combining fundamental and technical analysis with a relative-strength methodology to construct portfolios primarily using mutual funds and ETFs.

James Witt Jr. is a financial advisor with Creativeone Wealth, LLC, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked at ChangePath, LLC since 2021 and has been owner of Witt and Assoc./First Liberty Financial since 1996, where he spends approximately half of his time managing insurance services. Creativeone Wealth, LLC offers fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to individuals, corporations, charitable organizations, and other RIAs. The firm uses a combination of proprietary ETF-based core models, third-party managers, and option strategies, supported by quantitative and fundamental analyses, to deliver tailored investment solutions.

David Cremerius is a financial advisor at First Heartland Consultants, Inc. with 12 years of industry experience. He holds the Series 66 designation and has worked at First Heartland Capital and Cambridge Investment Research prior to his current role. Outside of advisory work, he is also an independent insurance agent with various agencies. First Heartland Consultants provides investment advisory and financial planning services to individuals, businesses, and retirement plan participants. The firm employs a mix of strategic and tactical asset allocation techniques delivered through independent representatives and offers multiple program options including third-party asset management and model-based self-directed brokerage accounts.

Richard Morrow is a financial advisor at Stephens in Memphis, TN, with 17 years of industry experience. He holds Series 63 and Series 65 registrations. His prior roles include eight years at Wunderlich Securities, Inc. and multiple positions at Stephens since 2017. Stephens provides investment advisory and wealth management services to a diverse client base, including individual investors, pension plans, foundations, and corporations. The firm employs both bottom-up and top-down investment approaches and offers a range of services from financial planning to institutional equity research.

Samuel Zweig is a financial advisor with B. Riley Wealth Advisors, Inc. based in Memphis, TN. He holds a Series 66 designation and has 17 years of industry experience. Since 2012, he has worked at Wunderlich Securities. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7.03 billion in client assets through about 274 advisors. The firm serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans, offering a broad range of advisory programs, financial planning, and retirement solutions.

James Gulla is a financial advisor with Huntleigh Advisors, Inc. in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at K. W. Chambers & Co. since 1997. Outside of advisory services, he is involved in insurance sales covering life, health, and variable products. Huntleigh Advisors, Inc. is an SEC-registered investment advisor serving individual, high-net-worth, charitable, trust, and business clients with discretionary and non-discretionary asset management, ERISA retirement-plan services, and third-party manager solicitation. The firm offers model portfolio programs and customized management, including a MindShare Small Companies program that combines investor-sentiment/charting analysis with fundamental research across micro-, small-, and mid-cap equities.

Morgan Sanders is a financial advisor at Calydon Capital, LLC with five years of industry experience. He holds a Series 65 designation and has worked at Principal Street Partners since 2016. Calydon Capital provides portfolio management, sub-advisory services, and private fund management to high-net-worth individuals, pooled investment vehicles, and other investment advisers. The firm employs a proprietary screening and factor model for equities alongside credit underwriting for municipal strategies, managing both discretionary and non-discretionary assets.

Richard Burt is a financial advisor with Sound Income Strategies, LLC, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He previously worked at WFG Investments Inc and has been involved with McAdams Group, LLC since 2005, where he engages in fixed insurance sales and client acquisition. Burt divides his time between advisory services and insurance-related activities. Sound Income Strategies, LLC manages approximately $4.0 billion in assets and serves a diverse client base, including individuals, pension plans, trusts, and corporations. The firm focuses on customized portfolio management with an emphasis on fixed-income analysis and equity review, offering a range of services from financial planning to sub-advisory ETF management.

Mitchell Horst is a financial advisor with Integrated Advisors Network LLC, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has worked at Cambridge Investment Research Advisors and Select Wealth Advisers, where he is also involved as manager of Horst Wealth Management, LLC. Additionally, he is an independent insurance agent and a managing partner in a real estate fund focused on vacation homes. Integrated Advisors Network is a multi-team SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement plans, and corporate entities. The firm employs a range of investment approaches and offers portfolio management, financial planning, managed account solutions, and educational seminars.

James Cochran is a CFP® with 17 years of experience in financial advising, currently associated with Summit Wealth Group and Purshe Kaplan Sterling Investments since 2025. His prior experience includes roles at Commonwealth Financial Network, Shoemaker Financial, Minnesota Life Insurance Company, and Securian Financial Services. He serves as a board member and treasurer on the financial committee of the Tennessee State Parks Conservancy, a nonprofit organization supporting state parks. Summit Wealth Group LLC provides wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm customizes investment strategies based on client profiles and employs a range of analytical approaches, often implementing solutions through third-party money managers and sub-advised models.

Charles Gray is a financial advisor with Silver Oak Securities, Inc. in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He joined Silver Oak Securities in 2008 after prior roles at OSAIC Services, Inc. and Sunamerica Securities, Inc. He previously worked as a part-time instructor at LeMoyne-Owen College and Southwest Tennessee Community College until 2002. Silver Oak Securities serves a diverse client base, including individuals, pension plans, corporations, and trusts, managing approximately $2.4 billion in discretionary assets. The firm offers various advisory programs tailored to client objectives, combining discretionary investment management with operational features like ongoing model monitoring and automatic investment processes.