David Walker is a financial advisor at Equitable Advisors with 45 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Outside of his advisory role, he serves as President of the Grace Community Center Board of Directors and holds several volunteer and leadership positions in local organizations, including the Sylvania United Church of Christ and the Lucas County Board of Elections. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs and works with third-party asset managers, focusing on personalized client assessments and matching clients to appropriate investment models.

Karen Owens is a financial advisor with Morgan Stanley in Toledo, OH, holding a Series 66 designation and 14 years of industry experience. She has been with Morgan Stanley since 2011 and has worked at Morgan Stanley Private Bank, N.A. since 2018. Outside of her advisory role, Owens is involved with Semper Fit LLC, doing business as Anytime Fitness, since 2006. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients directly as well as through employer-based Corporate Financial Planning agreements.

Philip Mendel is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 65 licenses and having 47 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to assist clients in developing financial plans.

Daniel Finkel is a financial advisor at OSAIC Wealth, Inc. with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 63 designations. His prior work includes positions at Royal Alliance and Excel/Colibri, where he also serves as an instructor helping students prepare for the Ohio Life Insurance Exam. Outside of advising, he is a board member of the Fort Meigs Historic Site and participates in community events such as the Old West End Festival committee. Additionally, he has been involved in setting up fireworks displays and sells life and health insurance products. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plans, charities, and corporations. The firm provides a broad range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supported by various managed account programs and third-party investment options.

Karen Krolak is a financial advisor with LPL Financial based in Toledo, OH, holding Series 63 and Series 65 credentials and seven years of industry experience. She previously worked at Cadaret, Grant & Co., Inc. for six years and has been associated with Capital Management Strategies LLC since 2017. Outside of her advisory role, she is involved with Capital Management Strategies in a financial advisor capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to various investment management programs.

Melissa Humm is a financial advisor at OSAIC with 20 years of industry experience and a Series 66 designation. Her previous roles include positions at Savage Associates, Royal Alliance Associates, The Huntington Investment Company, J.P. Morgan Securities, Chase Investment Services Corp., and Merrill. Outside of her advisory work, she is a part owner of a mobile coffee truck franchise and is involved as vice president and secretary of a shaved ice food truck business. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, with an investment approach that emphasizes model-based asset allocation and portfolio optimization supported by various tools and programs.

Brian Becker is a financial advisor at Ameriprise with 14 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to his current role, he worked at Ameriprise Financial Services, Inc. from 2013 to 2020. Outside of his advisory work, Becker hosts a podcast discussing current events, films, and popular culture. Ameriprise provides retirement-income planning services focused on clients approaching or in retirement, typically serving individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Nick Neely is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He has worked with Fidelity Investments since 2022, with previous roles including Investment Solutions Representative from 2023 to 2025 and Customer Relationship Advocate from 2022 to 2023. Nick is a CERTIFIED FINANCIAL PLANNER® professional specializing in retirement planning and investment strategies. He collaborates with clients to develop personalized investment plans tailored to their financial goals. Outside of his professional work, Nick has interests in boating, camping, golf, and music, and is an instrumentalist.

Sanford Bennett is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2016 and Morgan Stanley Smith Barney LLC since 2015. Bennett also serves as a military officer in the United States Marine Corps Reserve. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models to support its advisory services.

Rawanne Smili is a financial advisor with RBC Capital Markets in Toledo, OH, holding a Series 66 designation and eight years of industry experience. Prior to joining RBC in 2022, Smili worked at Bank of America, N.A. and Merrill from 2018 to 2021. Outside of finance, Smili has experience in the food service industry, including roles at Sidon Lebanese Grille and Tim Hortons. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of advisory programs and tailored investment strategies through a combination of in-house and third-party managers.

William Kanary is a financial advisor with OSAIC Wealth Inc in Maumee, Ohio, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has been associated with Savage & Associates since 1994 and operates with DBA Savage and Associates - Securities since 1975. Kanary serves on the finance committee of Central Catholic High School, reviewing the school’s financial matters. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment process emphasizing asset allocation and portfolio optimization supported by various tools and offers discretionary and third-party managed strategies.

Frank Dobnikar is a financial advisor with Cambridge Investment Research Advisors, Inc., holding Series 63 and Series 66 licenses and 23 years of industry experience. He previously worked at Cetera Advisors LLC before joining Cambridge in 2010. Outside of advisory work, he is a member of a church finance committee and a partner in a racing business entity. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports multiple management styles and platforms, including proprietary model strategies under the Founders Gate Capital brand.

Richard Briner is a financial advisor with LPL Financial in Maumee, Ohio, holding a Series 63 designation and 31 years of industry experience. He has been with LPL Financial since 2006 and previously worked at Osaic FA, Inc. from 2000 to 2006. Outside his advisory role, he is associated with Diamond Maumee, LLC, a non-investment-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by proprietary research and technology tools.

Michael Holly is a financial advisor at Charles Schwab with 37 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Charles Schwab since 2017. Prior to Schwab, he was with Wunderlich Securities, Inc. and has operated Holly Enterprises since 2004. Outside of his advisory role, he serves as an executive producer for OB Mustangs Docu, LLC, overseeing various production aspects. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management. Schwab combines integrated brokerage, custody, and advisory services with multi-asset strategic portfolios and a formal alternative investments program.

William Andam is a financial advisor with Fidelity Investments and holds Series 66 and Series 63 licenses. He has two years of industry experience and has previously worked at RemoteMode, Handy Technologies, Kukom Initiative, and Compass Group. Outside of his advisory role, he is an officer at Forge Point Capital LLC, a company that buys and renovates distressed assets, and he also works as an independent contractor for rideshare and food delivery services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory solutions, including fund advisory and model portfolio delivery, with distinctive features such as its registration as a commodity pool operator and its use of AI in research processes.

Scott Toland is a financial advisor at OSAIC with five years of industry experience. He holds the Series 66 designation and has worked at OSAIC and Savage and Associates since 2020. Prior to these roles, he was employed at DelBall and Siena Heights University. Toland is also an insurance agent, providing life, disability, and health insurance. OSAIC Wealth serves a diverse clientele including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and multiple program options delivered through a complex affiliate network.

Timothy Roth is a CFP® professional with 34 years of industry experience, currently serving at OSAIC since 2024. His prior roles include positions at SPC, Sigma Financial Corporation, Osaic FA, Inc., and Thrivent Investment Management. Outside of his advisory work, he is active in his community as an organist and council president at Trinity Lutheran Church and as a member of the Waterville Chamber of Commerce. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment approach is model-based, utilizing asset allocation, portfolio optimization, and risk-tolerance analysis, supported by a complex affiliate network and private-equity ownership.

Dawn Stebelton is a financial advisor with Edward Jones in Perrysburg, Ohio, holding Series 63 and 66 licenses and bringing 17 years of industry experience. She previously worked at UBS Financial Services and Morgan Stanley Smith Barney, where she spent 15 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment strategies and advisory services supported by a large national network of advisors and branch offices.

Damian Ogrodowski is a financial advisor with OSAIC who holds a Series 66 designation and has 20 years of industry experience. He has worked at Royal Alliance since 2013 and has been employed by The Toledo Blade Company since 1999. Outside of his advisory role, he provides financial wellness presentations for employer groups and serves as an independent insurance agent offering a range of life and health insurance products. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers both brokerage and advisory services through multiple programs featuring model-based asset allocation, portfolio optimization, and access to third-party and proprietary investment strategies.

Jennifer Socie is a financial advisor at Edward Jones in Perrysburg, OH, holding a Series 66 designation with four years of industry experience. She has been with Edward Jones since 1997, including her current role that began in 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.