William Lloyd is a CFP®-credentialed financial advisor with 17 years of industry experience. He is currently with Ameriprise in Chagrin Falls, OH, having joined the firm in 2026 after roles at The Huntington Investment Company and BMO Harris Bank. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service that provides ongoing, tax-aware strategies and personalized recommendations.

Jeremiah Brudno is a CFP®-designated financial advisor with J.P. Morgan Securities, bringing 25 years of industry experience. His prior roles include positions at Chase Investment Services Corp., UBS Financial Services, and Morgan Stanley DW Inc. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Jon Shane is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1981, including 15 years with Bank of America, N.A. Shane serves as a trustee for family trusts, including an irrevocable insurance trust and a residence trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

William Perkins IV is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Securities America Advisors, Inc. and Securities America, Inc. since 2005. Outside of his advisory role, he is involved in fixed insurance sales through his independent agency. OSAIC Wealth serves a diverse client base, including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services utilizing model-based asset allocation, portfolio optimization, and a range of managed account programs supported by multiple custodial and third-party platforms.

Susan Paolo is a financial advisor at Raymond James & Associates with 19 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Edward Jones. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting through various programs and affiliated research resources.

Craig Voorhees is a CFP® professional with 15 years of industry experience, currently advising at Equitable Advisors since 2011. He previously worked with AxA Advisors for nine years. Outside of his advisory role, Voorhees is a partner and sales coach at CoverLink Insurance and serves as Treasurer for the Berkshire Recreation Association in Burton, Ohio. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutions, and charitable organizations. The firm uses a variety of advisory models and third-party asset managers to deliver customized investment solutions without sponsoring its own wrap fee program.

Maxwell Grundy is a financial advisor at Edward Jones in Mentor, Ohio, holding a Series 66 designation with one year of industry experience. His prior roles include positions at CarbonWeb, The Mormile Agency, and Ryan King Insurance & Financial Services. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a variety of advisory programs and investment solutions supported by a large network of advisors and branch offices nationwide.

Catherine Foltz is a financial advisor at Morgan Stanley with 25 years of industry experience. She has held her current position since 2015 and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide array of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Susan Mullins is a Series 66-registered financial advisor with Morgan Stanley, based in Pepper Pike, OH. She has 24 years of industry experience, including 15 years at Merrill and nine years with Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Brian Holmes is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 34 years of industry experience. He has been affiliated with Cetera Advisors LLC since 2009 and started a financial services business under the name Holmes and Associates Asset Management in 2008. He is also a licensed insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services across multiple program structures and investment strategies.

Daniel Rayl is a financial advisor with OSAIC, holding a Series 66 designation and possessing 32 years of industry experience. He previously worked at American Portfolios for 16 years and has operated his own practice, Rayl Financial Services, since 1994. Outside of advisory work, he is involved in selling fixed life and health insurance products, serves as a poll worker, and is a board member of a local condominium association. OSAIC serves a broad mix of retail and institutional clients with a multi-advisor platform offering brokerage and advisory services across various programs, including financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by risk assessment tools and offers access to third-party managers and proprietary investment models.

John Barbish is a financial advisor with Cetera, holding 17 years of industry experience. He has held roles at multiple firms including Cetera Wealth Services, Barbish Financial Group, and West Point Wealth Management. Outside of his advisory work, he co-owns Barbish Gardens, LLC, a family garden business that grows vegetables and sells spices at farmers markets. He is also a candidate for the Ohio House of Representatives. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that provides access to both affiliated and third-party investment strategies.

Rachel Jose is a financial advisor with Morgan Stanley, holding a Series 66 designation and 11 years of industry experience. She has worked at Morgan Stanley and its affiliate private bank since 2019 and previously was employed by Bank of America and Merrill Lynch. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, providing tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning solutions.

Ali Hakim is a financial advisor with UBS Financial Services in Pepper Pike, OH, holding a Series 66 designation. He has one year of industry experience, having joined UBS in 2026. Prior to entering the financial industry, Hakim held positions at Penske Logistics, PNC Bank, and Telemus Capital, and has a background that includes work in education and logistics. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Beth Michel is a financial advisor at Merrill with 37 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. for 15 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Brennan is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Outside of his advisory role, Brennan is involved in managing investment-related activities, serving as a managing member and partner in several entities connected to real estate and recreation. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment modeling techniques while offering diverse retail and institutional investment options.

Peter Carfagna is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2012 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured discovery processes and firm-approved tools.

Kurt Marlow is a CFP® professional with 28 years of industry experience, currently serving at Ameriprise Financial Services. His prior roles include positions at The Huntington Investment Company, LPL Financial, Firstmerit Advisors, Inc., Invest Financial Corporation, and National Planning Corporation. He is involved in his community as a board member overseeing field maintenance for Madison Youth Baseball & Fastpitch Softball and sits on the board of the nonprofit Deepwood Industries. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service which offers tailored retirement-income planning advice based on proprietary research and algorithmic tools.

Lisa Moavero is a financial advisor with UBS Financial Services, holding a Series 66 designation and bringing 19 years of industry experience. She worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for 17 years before joining UBS in 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and a broad platform of capital markets and lending products.

Bryan Fox is a financial advisor with Cetera Wealth Services, LLC, holding a Series 66 license and six years of industry experience. His prior roles include positions at ProEquities, Inc., Commonwealth Financial Network, and Harbor Financial Advisors, LLC. Outside of advisory work, he has experience in fixed insurance sales. Cetera Investment Advisers LLC serves a broad client base that includes individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various investment programs and discretionary and non-discretionary portfolio management options.