Timothy Phillips is a financial advisor at Raymond James Financial with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Raymond James Financial Services Advisors Inc. since 2016. Phillips is also the owner and president of Jade Investments & Retirement Solutions, a support company based in Mount Carmel, IL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning and consulting, incorporating risk profiling and modeling tools, and supports a broad network of advisors with specialized services including municipal and public finance advisory.

Thomas Ruder is a financial advisor at Stifel with 49 years of industry experience. He has been with Stifel Nicolaus & Co. since 2015 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as president of the Thomas A. & Sharon K. Ruder Foundation, a charitable nonprofit, and is a board member of St. Joseph Cemetery in Evansville, Indiana. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis and probabilistic modeling by its Investment Strategy Group, supporting asset allocation and financial planning decisions.

Mina Smith is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been working in the financial services industry since 2006, focusing on helping clients achieve their personal and financial goals through access to resources and expertise. Mina provides guidance on investment opportunities and navigating market conditions that can affect portfolio returns. She specializes in areas such as education planning, employee financial health, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, women and wealth, tax minimization, and retirement income. Mina holds a Bachelor of Science degree in Business Administration with concentrations in Finance and Marketing from the University of Evansville, and a Master of Business Administration from Murray State University. She also holds the CERTIFIED FINANCIAL PLANNER® certification, Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) designations. Mina is a native of Evansville and currently lives there with her husband Damion, daughter Madison, and puppy Mazy. Her personal interests include biking, cooking, music, running, skiing, spending time with family, tennis, traveling, watching movies, and yoga.

Kyle Nixon is a financial advisor at Raymond James & Associates with two years of industry experience. Prior to joining Raymond James, he worked for six years at Western Kentucky Elder Law, PLC. He holds the Series 66 designation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Frederic Stutz is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and has 33 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for nearly three decades. He also serves as an advisor to military members on budgeting, debt reduction, and credit management through Magellan Federal Contracting. LPL Enterprise serves a broad range of clients including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs. The firm integrates advisory services with brokerage and insurance products through its platform.

George Stanley is a Series 66-credentialed financial advisor with Morgan Stanley, based in Evansville, IN, and has 13 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2014 and 2015 respectively. Morgan Stanley Wealth Management serves individual and institutional clients by offering a variety of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory process.

Richard Lancaster is a CFP® professional with 21 years of experience, currently serving at Cetera since 2025. His prior work includes eight years with Avantax entities and ten years at National Planning Corporation. Outside of his advisory role, he serves as treasurer for Henderson General Baptist Church, managing the church’s financial records. Cetera Investment Advisers LLC is an SEC-registered adviser offering a multi-manager platform to over 10,000 advisors nationwide. The firm serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, providing portfolio management, financial planning, and access to third-party money managers across various program structures.

Adam Roth is a financial advisor with Merrill based in Evansville, Indiana. He holds a Series 66 designation and has six years of industry experience, including prior roles at LPL Financial and CUNA Brokerage Services. Outside of his advisory work, Roth serves as an Elder and board member at Bethel Church in Evansville, where he participates in overseeing financial and spiritual leadership. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Kuester is a financial advisor at Ameriprise Financial Services with four years of industry experience. He holds the Series 66 designation and previously worked at LPL Financial and Liberty Federal Credit Union. He also has a background in logistics, having worked at Breck Logistics, Inc. for eleven years. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement-income planning advice through a combination of proprietary research, third-party data, and algorithmic tools.

James Roberts is a financial advisor at Robert W. Baird & Co. with 20 years of industry experience. He holds a Series 66 designation and has worked at Robert W. Baird & Co. since 2019, following nearly a decade at J.J.B. Hilliard W.L. Lyons, LLC. Roberts serves on the board of the Southwest Indiana Chamber of Commerce and provides strategic oversight to the Evansville Museum of Arts, History, and Science. He is part of the DDK Group within Baird’s Private Wealth Management practice, which advises a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The group offers customized portfolio management and consulting services, employing a range of strategies from traditional asset allocation to more complex investments.

Gary May is a financial advisor at OSAIC with 46 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 46 years before joining OSAIC in 2025. Outside of his advisory role, he coaches varsity high school softball. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with portfolio management that incorporates asset allocation tools, risk assessments, and access to third-party money managers.

Mark Powers is a CFP® with 45 years of industry experience. He has been with Ameriprise since 1985 and currently works at their Henderson, KY office. Powers serves on the boards of several nonprofit organizations, including the Southwestern Foundation, Green Valley Baptist Association Foundation, and Southwest Healthcare, and participates in the Finance Committee for the First Baptist Church of Henderson. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement recommendations through a centralized consulting team.

Paul Stanley is a financial advisor with Morgan Stanley in Evansville, IN, holding a Series 66 designation and 15 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2011 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and analysis methods such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Margaret Kimmel is a CFP® professional with 30 years of industry experience, currently serving at Raymond James & Associates since 2014. She is based in Evansville, IN, and holds Series 63 and Series 65 licenses. Kimmel is a board member of the Evansville Police Department Foundation, a nonprofit that supports projects and training for the local police department. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and charitable organizations, offering financial planning and consulting with a range of portfolio management styles and affiliated research.

Cleo Holder is a CFP®-designated financial advisor with 43 years of industry experience, currently associated with Cetera. He has held positions at Shoemaker Financial Advisors and Minnesota Life Insurance company, among others. In addition to his advisory work, Holder is the owner of an accounting firm and serves on the board of a local preschool. Cetera Investment Advisers LLC is a large nationwide network of independent advisors serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party model portfolios, discretionary and non-discretionary account management, and various program structures.

Sonya Stocks Phillips is a financial advisor with LPL Financial in Evansville, Indiana, holding a Series 66 designation and 24 years of industry experience. She has worked at Old National Bank and LPL Financial since 2013. LPL Financial is an SEC‑registered investment adviser and broker‑dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Michael Holmes is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is part of a team of financial advisors that provide products and solutions tailored to clients' goals, risk tolerance, investment time frame, and liquidity needs. He works with individuals and family groups to develop wealth management strategies, investment planning, education planning, and retirement income strategies. Holmes brings over 30 years of experience in the financial services industry to his role. He holds a Bachelor's Degree from the University of Kentucky and is a Certified Public Accountant (CPA), although he does not provide tax or accounting advice in his current position. He is also a CERTIFIED FINANCIAL PLANNER® (CFP®) professional, a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Personal Investment Advisor (PIA), and a Retirement Accredited Financial Advisor (RAFA). Additionally, he holds Series 7 and Series 66 FINRA registrations. Outside of his professional work, Holmes is involved in community organizations including the Evansville Philharmonic Orchestra, and has served as Treasurer for the Children's Center for Dance Education and Sporting SI Soccer Club from 2012 to 2016. His personal interests include basketball, boating, hiking, running, soccer, spending time with his family, tennis, and traveling.

Andrew Williams is a financial advisor at Robert Baird & Co. with 11 years of industry experience. He holds the Series 66 designation and has previously worked at Fifth Third Securities, Equitable Advisors LLC, Old National Wealth Management, and Edward Jones. Outside of his advisory role, he is involved in a real estate holding company based in Indiana. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, employing a variety of investment strategies and management approaches to meet client goals and risk tolerances.

Cree Jenkins is a financial advisor at Robert Baird & Co. with the Series 66 designation and has been with the firm since 2015. Based in Henderson, KY, Jenkins has 11 years of industry experience. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and a range of traditional and non-traditional investment strategies.

Bryan Ruder is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Stifel since 2015. He holds board positions with the Ark Crisis Child Care Center and Hanover College, and is vice president of the Thomas A & Sharon K Ruder Foundation, a private family foundation supporting local charities. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.