Daysha Balloun is a financial advisor at Charles Schwab with 11 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Charles Schwab in various roles since 2015, including a position at Charles Schwab Bank. Prior to her current role, she was with Ameriprise for one year. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized supervisory and custody infrastructure.

Sloan Klaski is a financial advisor with Edward Jones, holding the Series 66 designation and currently in the first year of his advisory career. Prior to joining Edward Jones in 2025, he worked at Novartis and Cintas, and spent six years at Saginaw Valley State University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth and non-high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of over 23,700 financial advisors.

David Kenny is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with Raymond James since 2015 and also serves as a wealth manager at Brayton Asset Management in St. Clair Shores, MI. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Daniel Heppler II is a financial advisor at Edward Jones in Clinton Township, MI, holding a Series 66 designation with one year of industry experience. He has been with Edward Jones since 2021, following roles both at the firm and outside the financial sector, including positions at Lochmere Country Club and Christian Financial Credit Union. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large national network of advisors and branch offices, and manages over $1 trillion in assets under management.

Mark Gugel is a financial advisor with Thrivent Investment Management in Shelby Township, MI. He holds Series 63 and Series 66 designations and has 24 years of experience. Since 2002, he has worked with Thrivent Financial for Lutherans, Thrivent Investment Management, and Walsh College. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering written recommendations on a wide range of financial topics without including implementation. The firm delivers holistic, goal-based analyses and allows clients to combine planning with managed-account services while maintaining separate engagements.

Kristie Szejbach is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 26 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2000. In addition to her advisory role, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors is a large-scale firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that utilizes model-driven strategies managed by unaffiliated asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Timothy Kopchick is a financial advisor with Cetera, holding Series 65 and Series 66 licenses and bringing 16 years of industry experience. He has previously worked with Avantax Advisory Services and Avantax Investment Services, and he is a partner at Kopchick & Company, P.C., where he practices tax and accounting. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. It offers a multi-manager platform with various portfolio management and planning services across discretionary and non-discretionary authorities.

Peter Marsh is a financial advisor with LPL Financial in Macomb, MI, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with LPL Financial since 2016. Marsh holds a Michigan Notary Public Commission. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Nicole Morgia is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill Lynch Pierce Fenner & Smith since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers multiple investment strategies including model-based and discretionary approaches, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ann Escandon is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. She has been with Thrivent Financial and its investment management arm since 2015. Outside of her advisory role, she is also a Mary Kay beauty consultant. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based planning across a wide range of financial topics. The firm offers planning as a one-time or ongoing service, separate from portfolio management, and supports integration with managed accounts through its WealthPlan billing option.

John Downey is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors.

Robert Zvonek is a financial advisor at OSAIC with 20 years of industry experience. He holds a Series 66 designation and has previously worked at SagePoint Financial and Summit Brokerage Services. Outside of his advisory roles, he serves on the finance committee of the Clinton River Watershed Council, a nonprofit organization. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk assessment, and automated portfolio rebalancing.

Andrea Gibson is a financial advisor at Primerica Advisors with 10 years of industry experience. She holds Series 66, Series 63, and Series 65 designations and has worked at Primerica Advisors since 2021. Prior to this, she was employed at ITC Holdings for 10 years. Gibson also operates Gibson Financial Group LLC, an investment-related business affiliated with Primerica. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-driven investment strategies managed by unaffiliated asset managers and supports trade execution and custody through established third parties.

Andrew Tomlinson is a financial advisor at OSAIC with 31 years of industry experience. He has held roles at American Portfolios for 16 years and has managed his own advisory services since 2003. He holds Series 63 and Series 66 designations and is based in Sterling Heights, MI. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk evaluation, and managed accounts utilizing a variety of investment products and third-party platforms.

Brendan Byrne is a financial advisor with Edward Jones in Sterling Heights, Michigan, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Wilson Chevrolet Inc. from 2015 to 2019. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, managing approximately $1.01 trillion in assets through a nationwide network of over 23,000 advisors. The firm offers a range of advisory programs and investment solutions under a fiduciary standard.

Paul Demark is a financial advisor with Ameriprise in Washington, Michigan, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has previously worked at Morgan Stanley and Morgan Stanley Private Bank before joining Ameriprise in 2019. Outside of advising, he is president and owner of Demark LLC, which manages business expenses and generates income unrelated to investments. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with substantial investable assets, combining research-driven modeling and tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Paul O'Keefe is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 35 years of experience in investment management, focusing on retirement planning for individuals and small businesses, wealth management, and other client needs such as education planning, family wealth management strategies, and socially responsible investing. Paul employs a consultative and disciplined approach to develop personalized financial strategies aimed at helping clients achieve their life goals. Paul holds a Bachelor of Arts degree from Michigan State University. He has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC), Retirement Accredited Financial Advisor (RAFA), Personal Investment Advisor (PIA), and Certified Plan Fiduciary Advisor (CPFA). Throughout his career, Paul has leveraged the resources available at Merrill, including research and specialists, to deliver customized financial planning to his clients. Outside of his professional work, Paul enjoys a variety of outdoor activities such as boating, fishing, golf, and spending time with his family. He is involved with community organizations including the Ovarian Cancer Research Alliance (OCRA) and the Red Cross, reflecting his commitment to community service. Paul resides in Shelby Township, Michigan.

Sara Rosema is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 66 and Series 63 licenses and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities across multiple periods since 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Justin Riley is a financial advisor at Fidelity with 14 years of industry experience and holds the Series 66 designation. His prior experience includes two years at Raymond James & Associates before joining various Fidelity affiliates in 2018. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base including registered investment companies and offers model portfolios developed through systematic methodologies and long-term asset allocation strategies.

James Burden is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and possessing 31 years of industry experience. He has been with LPL Financial since 1996. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources.