Jerry Pearson is a financial advisor with Morgan Stanley in Traverse City, MI, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory services.

Randy Miller is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and possessing 23 years of industry experience. He has been with Linsco/Private Ledger Corp. since 2003. Additionally, he is involved with Flaherty & Warren, PC, providing tax preparation and other accounting services to clients in Traverse City, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, combining a broad advisory platform with extensive non-advisory financial activities.

Michael Lee is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors since 1988 and Primerica Financial Services since 1991. Outside of his advisory role, Lee is involved in sales of home security and automation products through affiliated companies and owns Lee + Associates, LLC, a legal entity formed for Primerica business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses an operational model based on tiered wrap fees, providing portfolio management primarily for individual clients rather than institutional plans.

Terry Froeber is a financial advisor at Stifel with 16 years of industry experience and holds the Series 66 designation. He has worked at Stifel since 2019 and previously spent 11 years at First Empire Securities, Inc. Stifel serves a diverse client base that includes individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, serving as a basis for client decision-making.

Deborah Alice is a financial advisor at Stifel with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2021. Her prior experience includes roles at Raymond James Financial Services, Wells Fargo Advisors, and Merrill. Outside of her advisory work, she is a notary public and owns Affinity Appliance Services, LLC. Stifel serves a broad client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

William Grombala Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 35 years of experience in the financial services industry. He joined Merrill Lynch in 1997 and has also served as Resident Director from 2003 to 2015. William applies his extensive knowledge and experience to help clients develop comprehensive wealth management strategies tailored to their individual needs. His areas of expertise include college education planning, corporate benefits, employee financial health, liquidity management, personal retirement planning, and portfolio management services. William is supported by an experienced team and aims to provide clients with a sense of comfort and security beyond their financial matters. William holds a Bachelor's Degree from Hillsdale College and the Personal Investment Advisor (PIA) designation. He is actively involved in professional and community organizations such as the Knights of Columbus, That Man is You, St. Joseph's Church in Mapleton, and Old Mission Peninsula. Additionally, he volunteers with the YMCA and advocates for the Carmelite Monastery. Outside of work, William enjoys outdoor activities with his family including biking, boating, football, golfing, hiking, music, swimming, watching movies, and yoga.

Tod Taylor is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license. He has 33 years of industry experience, including 15 years with Advanced Financial Group, Inc. Outside of his advisory work, he manages a short-term vacation rental in his local area. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Nicholas Tucker is a financial advisor with Ameriprise in Traverse City, MI, holding Series 63 and Series 66 licenses with 23 years of industry experience. He has been with Ameriprise and its related entities since 2006. Outside of his advisory role, Tucker is managing partner of Bedrock Acquisitions, LLC, a business involved in practice acquisitions, and serves as Vice-President and Dock & Beach Director on the board of the Hidden Ridge HomeOwners Condo Association. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written retirement recommendations supported by a centralized consulting team.

Carl Oleson III is a financial advisor at Raymond James Financial with 50 years of industry experience. He holds Series 63 and Series 65 credentials. His prior experience includes leading roles in his own firms, including Oleson Financial Group and Ballard Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning supported by analytical tools and maintains unique municipal advisory capabilities alongside innovative employer advisory programs.

Keri Sabatini is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisers.

Adam Creighton is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2012, he has focused on providing investment guidance and developing financial solutions tailored to individuals, families, and businesses. Adam’s areas of expertise include family wealth management strategies, legacy planning, liquidity management, portfolio management, retirement planning, tax minimization, and small business strategies. Adam began his career in financial services in 2005 after earning a bachelor’s degree in finance from Coastal Carolina University. He worked in investment brokerage for two years before serving as an investment analyst for Hamilton Point Investment Advisors in Chapel Hill, North Carolina, for five years. Adam holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and the Personal Investment Advisor (PIA) credential. He and his wife, Lauren, live in Traverse City with their two children. Outside of his professional work, Adam enjoys a variety of sports including baseball, basketball, football, boxing, golfing, and hiking. He values spending time with his family and traveling.

Michael Benoit is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 66 designation and has worked at firms including Principal Securities, Transamerica, and Fidelity. Outside of advising, he is involved as a host with Swing Theory in Traverse City, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.