Skylar Smith is a CFP® professional with 13 years of experience, currently affiliated with Cetera. Smith holds partner and shareholder roles at KPM Wealth Advisors LLC and KPM CPAS PC, respectively, and serves as a board member officer for the Greene County Estate Planning Council. Smith’s background includes work at Cetera and related entities since 2015 and involvement in commercial real estate brokerage activities. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform with access to a range of investment strategies and external managers.

Charles Ladd Jr. is a financial advisor with Ameriprise in Springfield, MO, holding Series 63 and Series 66 designations and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Outside of his advisory role, he is involved with the Twin Springs Homeowners Association in a groundskeeping capacity. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset thresholds, providing detailed written recommendations focused on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver these recommendations, primarily for clients with Ameriprise-managed accounts.

Donna Tettenhorst is a financial advisor at Merrill with 31 years at the firm and 11 years of industry experience. She holds the Series 66 designation and is based in Springfield, MO. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Samuel Morris is a financial advisor with Morgan Stanley in Springfield, MO, holding a Series 66 designation and 15 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning services supported by firm-approved tools and investment modeling. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning agreements.

Stephanie Hohenshell is a financial advisor at LPL Financial with two years of industry experience. She holds a Series 66 designation and has previously worked at OSAIC and American Portfolios Financial Services. She also operates the Hohenshell Agency, a business involved in insurance and investment-related activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by in-house and third-party research and technologies.

Kelly Parker is a CFP® with 23 years of experience in the financial advisory industry. She is affiliated with Cetera and has worked at Cetera Investment Advisers LLC since 2003. Parker also owns and operates Zynergy Financial Group LLC, which includes a CPA firm, and has business interests in a restaurant LLC formed to purchase a fast food franchise. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a network of over 10,000 independent advisors. The firm offers a variety of portfolio management and financial planning services, featuring a multi-manager platform with access to both affiliated and third-party managers across multiple program structures.

Nicholas Sheppard is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cetera and Renaissance Financial, with additional experience at Minnesota Life Insurance Company and Securian Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, with access to model portfolios, third-party research, and technology-driven investment solutions.

Joshua Kitchin is a financial advisor at Edward Jones with 11 years of industry experience. He has been with Edward Jones since 2014 and holds a Series 66 designation. Outside of his advisory work, he is an ordained minister who performs wedding ceremonies. Edward Jones is a wealth management firm serving more than four million individual and institutional clients with a range of advisory and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large national network of financial advisors and branch offices.

Brian Lumley is a financial advisor with Raymond James Financial in Springfield, MO, holding Series 65 and Series 63 designations and with 27 years of industry experience. He has been with Raymond James Financial Services since 1999 and has operated Diamond L Ranch since 2008. Lumley owns a support company, Pinnacle Advisors, which is transitioning to Workplace Savings Group as of 2024. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary advice supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Andrew Goodall is a financial advisor with Morgan Stanley in Springfield, MO, holding Series 63 and Series 66 credentials and having three years of industry experience. His prior roles include positions at Eagle Strategies LLC, NYLife Securities LLC, and New York Life Insurance Company. He is also licensed as an insurance broker for non-registered insurance products. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and modeling techniques.

Kyle Borneman is a financial advisor with Ameriprise in Springfield, MO, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2013. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, offering detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice, delivering recommendations through a centralized consulting team while emphasizing products from affiliated firms.

Jeffrey Brummet is a financial advisor with Stifel in Springfield, MO, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Stifel since 1989 and has concurrently managed Brummets Food Mart since 1981. Outside of his advisory role, he manages a working farm running a cow herd and hay crop and is involved in a fireworks sales business. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Toby Johnston is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior work includes roles at LPL Financial, Commercial Bank, and Cetera Advisors. He also has experience assisting clients with financial and retirement planning through Forrest T. Jones & Co. and with insurance products at Fidelity Security Life Insurance. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with tax-aware withdrawal strategies and ongoing advice.

Bryan Bowles is a financial advisor with LPL Financial in Springfield, MO, holding Series 63 and Series 65 designations and over 34 years of industry experience. His prior work includes roles at Waddell & Reed, Inc. and operating several entities under his own name. He also has a sole proprietorship involved in tractor pulling activities outside of his investment business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of representatives. The firm offers a wide array of advisory programs, financial planning, and portfolio management services supported by in-house and third-party research.

Virginia Kiss is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has previously worked at Raymond James & Associates, Infinex Investments Inc, Macatawa Bank, and Wells Fargo Advisors. Morgan Stanley Wealth Management serves both individual and institutional clients through a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and market simulations.

Joseph Sands is a financial advisor at Edward Jones with 13 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Phillip Johnson is a financial advisor with Ameriprise in Springfield, MO, holding Series 66 and Series 63 designations and 28 years of industry experience. He has been with Ameriprise and its predecessor firms since 1992. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income sources and tax-aware withdrawal strategies.

Christopher Marshall is a Series 66-licensed financial advisor with Edward Jones in Springfield, MO, where he has worked since 2012. He has 13 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.