Roberto Montes is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has prior experience with BBVA Wealth Solutions, BBVA Compass Insurance Agency, BBVA Securities, Compass Bank, Bank of America, and Merrill. Montes is involved in related business activities including investment-related roles with Vibe Insurance Services Inc, Pivot Wealth Management, LLC, and Clover Insurance Agency. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and advanced technologies.

Nicci Churchman is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. She has worked at Wells Fargo Clearing since 2018 and previously held positions at Merrill and Bank of America. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Luis Lozano is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held positions at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of his advisory role, he owns and manages Capital Investments, LLC, a company involved in purchasing land for residential real estate development. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Christian Chavira is a Financial Advisor and AWMA™ professional associated with Merrill Lynch Wealth Management and Bank of America. He provides personalized wealth management strategies, working with clients such as medical professionals, small business owners, and faith-based communities. His expertise spans college education planning, executive compensation, family wealth management, legacy planning, personal retirement planning, and tax minimization among other financial areas. Christian holds a Bachelor's Degree from the University of Texas at El Paso and carries the Personal Investment Advisor (PIA) designation. He is bilingual in English and Spanish and participates in professional organizations including Delta Sigma Pi and the Hispanic Organization for Leadership & Advancement. Outside of his professional work, Christian is involved with Junior Achievement and enjoys activities such as cooking, spending time with his family, golfing, and playing soccer.

Cynthia Cardoza is a financial advisor at Charles Schwab with seven years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Her current practice is based in El Paso, Texas. Charles Schwab & Co., Inc. serves a large client base mainly consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and access to alternative investments, supported by a centralized operational structure.

Colin Mildred is a financial advisor with Thrivent Investment Management in El Paso, TX, holding a Series 66 designation and 19 years of industry experience. He has been with Thrivent Financial For Lutherans and Thrivent Investment Management since 2006. Outside of his advisory role, he serves on the board of trustees for Faith Lutheran Church and School, participating in facility maintenance planning. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers both one-time and ongoing planning engagements, covering a wide range of financial topics.

Michael Montano is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones from 2016 to 2019 before joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Roberto Torres is a financial advisor at Equitable Advisors with 25 years of industry experience. He holds a Series 66 designation and has been with Equitable Advisors since 2000. In addition to his advisory role, he owns an accounting firm, Roberto G. Torres & Co PC, and serves on the investment committee for the Catholic Diocese of El Paso. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party managers. The firm operates a hybrid referral and implementation model and offers both advisory and brokerage channels to meet client needs.

David Forney is a financial advisor at Edward Jones in El Paso, TX, holding the CFP®, ChFC®, and Series 66 credentials with seven years of industry experience. Prior to joining Edward Jones in 2019, he served in the United States Army from 2016 to 2019. He is the Vice President of the BNI Synergy Chapter in El Paso, where he manages the membership committee and assists the chapter president. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jesus Alvidrez is a financial advisor with LPL Financial in El Paso, TX, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He previously worked at J.P. Morgan Securities for eight years and has been with LPL Financial since 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Michael Flores is a CFP® professional with 25 years of industry experience and has been with Edward Jones since 2000. He holds Series 63 and Series 66 licenses and is based in El Paso, TX. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Ronald White is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Raymond James Financial for 17 years. In addition to his advisory role, he is involved in real estate brokerage in El Paso, TX. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services featuring both discretionary and non-discretionary management, supported by research and model portfolios.

Laura Jones is a financial advisor with Merrill in El Paso, TX, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at Merrill since 2002 and has also been affiliated with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jesus Arroyo is a financial advisor with Charles Schwab in El Paso, TX, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He has been with Charles Schwab since 1999 and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Eli Cabral is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 65 credentials and has worked at various Charles Schwab entities since 2022, following prior experience at Wells Fargo from 2014 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment solutions through an integrated, multi-asset approach.

Pamela Hynes is a financial advisor at Edward Jones in El Paso, TX, holding Series 63 and Series 66 credentials with 28 years of industry experience. She has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a nationwide network of more than 23,700 financial advisors.

David Todman is a Series 66-licensed financial advisor with Morgan Stanley in El Paso, TX, where he has been working since 2023. Prior to joining Morgan Stanley, he served in the U.S. Army from 2015 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning services supported by structured discovery processes and advanced planning tools.

Norma Robredo is a financial advisor with Raymond James & Associates in El Paso, TX, holding Series 63 and Series 66 designations and 23 years of industry experience. She previously worked at Wells Fargo Clearing and WELLS FARGO Advisors for a combined 10 years before joining Raymond James in 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities with a range of financial planning and consulting services supported by a nationwide adviser network.

Kim Prinzing is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC. She also has a long tenure with Wells Fargo Bank, N.A., dating back to 1999. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of advisory services including investment policy statement preparation, investment recommendations, and participant education. The firm’s IPS-driven process incorporates modern portfolio theory and includes both discretionary and non-discretionary options, with a notable emphasis on insurance-related products and bank deposit sweep options.