Ethan Hervol is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 66 licenses. He has worked at Charles Schwab since 2013 and has been with Schwab Wealth Advisory since 2017. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm operates within the Schwab ecosystem, using standard asset allocation models and research tools while leaving final trading decisions to clients.

Cody Staroscik is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab, Boeing, Frontier Airlines, and served six years in the U.S. Air Force. He is also involved with Crave Real Burgers, an outside business activity. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, offering annual financial reviews and investment recommendations across various asset classes. The firm uses Charles Schwab’s asset allocation models and research tools, with recommendations made by advisors but final trading decisions left to clients.

Jacob Eunice is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and five years of industry experience. He has worked at several firms including Charles Schwab Investment Management, Raymond James & Associates, Stifel Nicolaus, and T Rowe Price. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab ecosystem, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm’s advisory model is distinguished by its internal structure and cost arrangement, focusing on client-directed trading decisions without discretionary management by SWAI itself.

Scott Yarberry is a financial advisor with Schwab Wealth Advisory who holds Series 63 and Series 66 licenses and has seven years of industry experience. He has been with Schwab Wealth Advisory since 2021 and has worked at Charles Schwab since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm uses Charles Schwab’s asset allocation models and research tools, with advisors recommending investments while clients make final trading decisions.

Darren La Femina is a Series 66-licensed financial advisor with 18 years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2012 and has worked at Charles Schwab since 2008. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s standard asset allocation models and research tools, with clients retaining final trading decisions.

Brent Clark is a CFP® professional with 30 years of industry experience, currently serving at Schwab Wealth Advisory since 2022. Prior to joining Schwab, he spent 26 years at Fidelity Brokerage Services, Inc. and Fidelity Personal and Workplace Advisors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing asset allocation models and Schwab research tools to deliver annual financial reviews and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

Matthew Russell is a financial advisor with Schwab Wealth Advisory Inc. He holds a Series 66 designation and has 18 years of industry experience. Russell has been with Charles Schwab and its affiliated entities since 2011, including nine years specifically with Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice using Schwab’s research tools and standard asset allocation models without exercising discretionary trading authority.

Elizabeth Horner is a financial advisor at Schwab Wealth Advisory with 24 years of industry experience. She has been with Charles Schwab since 2003 and joined Schwab Wealth Advisory in 2012. She holds the Series 63 and Series 66 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Benjamin Porter is a financial advisor with D.A. Davidson & Co. in Highlands Ranch, CO, holding a Series 66 designation and 11 years of industry experience. He has worked at D.A. Davidson & Co. since 2019 and previously spent four years at Merrill. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including retirement plans, high-net-worth individuals, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and a Private Wealth program for clients with net worth exceeding $20 million, operating under fiduciary standards and incorporating both qualitative and quantitative investment analyses.

Noah Lazaro is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at LPL Financial, Modern Health, Robinhood Financial, and Charles Schwab & Co., Inc. He also has experience as an independent insurance agent and in landscaping. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model and integrates multiple investment strategies through proprietary and third-party platforms.

Jared Robitaille is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he held roles at Charles Schwab, Dutch Bros, Sodexo USA, and Taco Bell. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering investment recommendations and financial planning through Schwab's research tools and asset allocation models, with final trading decisions made by clients.

Veerapan Perianan is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and three years of industry experience. He has been with Charles Schwab since 2015 and joined Schwab Wealth Advisory in 2025. Outside of his advisory work, he serves on the finance committee for a local Civil Air Patrol cadet squadron and is a board member of the Chartered Alternative Investment Analyst Association’s Rocky Mountain Chapter. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager for most clients.

Jeremy Glass is a CFP® professional with 18 years of industry experience, currently serving at Schwab Wealth Advisory Inc. He has been with Charles Schwab & Co., Inc. and Schwab Wealth Advisory since 2016. Outside of his advisory role, he has involvement in real estate and property management in Avon, Indiana. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations utilizing Schwab’s proprietary research tools and model portfolios.

Paul Analovitch is a CFP® professional with 26 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory Inc. since 2012. He has been associated with Charles Schwab & Co., Inc. since 1999. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm conducts annual financial reviews and investment recommendations while leaving final trading decisions to clients, operating as an internal advisory unit within the Schwab ecosystem.

Daniel Woldu is a CFP® certificant with eight years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Lone Tree, Colorado. His prior experience includes roles at TIAA-CREF Individual & Institutional Services, LLC and the International Rescue Committee. He is also a board member of the Tigray Communities Forum, a nonprofit organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial planning, investment recommendations, and annual account reviews using Schwab’s proprietary research and asset allocation models.

Jacqueline Sanson is a CFP® with 10 years of industry experience currently serving at Schwab Wealth Advisory, Inc. She has held roles within Charles Schwab & Co., Inc. since 2016, including positions at Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations across a variety of asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client education and model-based asset allocation without discretionary trading authority.

Jonathan Adams is a Series 65 licensed financial advisor at CWM, LLC with two years of industry experience. His prior roles include positions at Carson Wealth, Aveo Capital, and Jack Clancy and Associates, as well as a lengthy tenure with South Metro Fire Rescue. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, sub-advisory services, and retirement-plan solutions, employing discretionary management with model portfolios and a combination of fundamental and technical analysis.

Meryl Hooten is a CFP® professional with 12 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. She has held roles at Charles Schwab Bank, SSB, and Charles Schwab since 2013. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations based on standard asset allocation models and Schwab research tools while leaving final trading decisions to clients. The firm operates as an internal advisory unit within the Schwab ecosystem and focuses on individual wealth management rather than discretionary portfolio management or institutional clients.

Madeline Van Alstine is a financial advisor at Schwab Wealth Advisory with five years of industry experience. She holds a Series 66 designation and has worked at Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc. since 2021, following prior roles with Investment Center Advisor Group and LPL Financial. Before her financial industry career, she was involved with Dottys Dumpling Dowry. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standardized asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and offers annual financial reviews and investment recommendations without exercising discretionary trading authority.

John Dalton is a CFP® and CFA® professional with 22 years of experience in financial advising. He has worked at Provident Capital Management, Inc. since 1993 and held positions at Aveo Capital Partners and Carson Wealth before joining CWM, LLC. Outside of his advisory work, he provides tax return preparation services as a CPA for 5 to 10 hours monthly, separate from trading hours. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, sub-advisory services, and retirement-plan services, managing accounts primarily on a discretionary basis using model portfolios overseen by an in-house Investment Committee.