Benjamin Lythgoe is a Certified Financial Planner® with 16 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2010. He holds the Series 66 designation and is based in Colorado Springs, Colorado. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management for individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines nondiscretionary goals-based planning with discretionary account management, supported by an online planning tool and telephone access to advisors.

Juanita Padilla is a financial advisor at T. Rowe Price Advisory Services, Inc. with one year of industry experience. She holds Series 66 and Series 63 licenses and has prior work experience with Discover Health, Amazon Com Services, and RE/MAX Properties, where she continues to work as an associate broker in real estate. In addition to her advisory role, Padilla maintains a part-time position as a delivery driver for Amazon Flex. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service to individual investors and households focused on retirement goals, combining financial planning, retirement income planning, and discretionary investment management with telephone access to advisors and an online planning tool. The firm uses proprietary mutual funds and ETFs, tax-aware rebalancing, and Monte Carlo-based planning projections in its investment approach.

Andrew Adrian is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 licenses and bringing nine years of industry experience. He has been with T. Rowe Price Investment Services, Inc. since 2016 and previously worked at Fazoli's. T. Rowe Price Advisory Services, Inc. offers a retirement advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management centered on proprietary mutual funds and ETFs. The firm employs model allocations, tax-aware rebalancing, and Monte Carlo simulations to support its planning and portfolio management.

Jill Isbell is a CFP® with 18 years of industry experience and currently serves at Hightower Advisors. Her career includes roles at Journey Strategic Wealth, Origin Financial, Creative Financial Services, Inc., and Charles Schwab & Co. She holds the Series 66 designation and is based in Colorado Springs, CO. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals and institutions such as pension plans, charitable organizations, and corporations. The firm employs a multi-manager investment approach emphasizing manager selection and uses both affiliated and third-party managers across various investment vehicles.

Kevin Patterson is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Commonwealth Financial Network. His prior experience includes roles at Motivus Wealth Management and FSC Securities Corporation. Outside of his advisory work, he has coached hockey and owns a tax preparation business. Commonwealth Financial Network is a registered investment adviser supporting a national network of advisors with a range of advisory programs and services, including wealth management and retirement plan consulting. The firm provides operations, trading, technology, and compliance support, while its Investment Management and Research team manages discretionary model portfolios.

Benjamin Campeau is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 license and three years of industry experience. He has worked at T. Rowe Price since 2019, with additional experience at USAA and Ford Credit. Outside of finance, he is a managing partner in Engraved Expressions LLC, a custom knife making and woodworking business, and a silent partner in Humble Coffee LLC, a food service venture. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining goals-based planning with online tools and advisor support.

Lisa Naugle is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She has been with T. Rowe Price since 2017, following a brief tenure with the City of Colorado Springs in the same year. Outside of her advisory role, she is involved as a dance instructor and performer at Dance Wonderland and also operates a woodworking and landscaping business. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households. Their approach combines goals-based planning, retirement income strategies, and discretionary portfolio management using proprietary mutual funds and ETFs.

Robin Feil is a financial advisor with T. Rowe Price Advisory Services, Inc. based in Colorado Springs, CO. He holds Series 63 and Series 65 credentials and has 25 years of industry experience, including more than two decades at T. Rowe Price Investment Services. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm employs model allocations with tax-aware rebalancing and uses Monte Carlo simulations for financial planning delivered through an interactive online platform.

Dylan Moeder is a financial advisor at T. Rowe Price Advisory Services, Inc. with one year of industry experience. He holds a Series 66 designation and previously worked at firms including Park Avenue Securities, Guardian Life Insurance Company, and Pruco Securities LLC. Outside of his advisory role, he owns two companies: Retro's Hemp, which produces CBD products with 0% THC, and Gionetto LLC, which provides AI and sales implementation services for small businesses. T. Rowe Price Advisory Services offers the Retirement Advisory Service, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management for individual investors and households focused on retirement goals. The firm manages portfolios using model allocations invested exclusively in T. Rowe Price mutual funds and ETFs and employs a structured approach that includes tax-aware rebalancing and Monte Carlo simulation-based planning tools.

John Palmen is a financial advisor at T. Rowe Price Advisory Services, Inc. with 10 years of industry experience. He holds a Series 66 designation and has been with the T. Rowe Price Group since 2004, totaling 22 years of service. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service to individual investors and households focused on retirement goals, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm employs model allocations, tax-aware rebalancing, and Monte Carlo simulations in its planning process.

Donald Thornton is a financial advisor at Kestra Advisory with two years of industry experience. He holds a Series 66 designation and has prior experience at Fidelity Investments, UBS, and served in the US Air Force and US Air Force Reserve from 2010 to the present. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base including plan sponsors and institutional investors. The firm offers services such as fiduciary consulting, plan-level investment advice, and third-party managed solutions, managing approximately $79.8 billion in assets.

Briton Waugh is a financial advisor with SPC in Colorado Springs, CO, holding a Series 66 designation and 21 years of industry experience. He has worked with SPC since 2005 and has been associated with Parkland Securities since 2014. Outside of advising, he is a 10% owner of Carragh Properties, LLC, a commercial property company based in Colorado Springs. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering strategies through discretionary and nondiscretionary arrangements while maintaining a corporate structure that supports affiliated broker-dealers and insurance agencies.

Hayden Nolder is a CFP® with six years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc. He has worked at T. Rowe Price since 2019 and held prior roles at Mutual of Omaha Investment Services and Northwestern Mutual. Outside of finance, he has experience working at Pine Creek Golf Club and LawnCo of Lamar. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model allocations invested exclusively in T. Rowe Price mutual funds and ETFs and employs tax-aware strategies and Monte Carlo-based planning tools in its approach.

Mario Duran is a financial advisor with T. Rowe Price Advisory Services, Inc. based in Colorado Springs, CO. He holds the Series 63 and Series 66 designations and has 10 years of industry experience, including 12 years with T. Rowe Price. Outside of his advisory role, he is involved with a multi-level marketing business focused on vacation memberships and works as a delivery driver for a local retail company. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, with an emphasis on asset location, tax-aware rebalancing, and Monte Carlo-based financial planning tools.

Joshua Pape is a CFP® professional with 11 years at T. Rowe Price Advisory Services, Inc. and a total of 10 years of industry experience. He is based in Colorado Springs, CO, and holds Series 65 and Series 63 licenses. Outside of his advisory role, he manages Grey Squirrell LLC, a partnership that owns mountain real estate for personal use. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using tax-aware strategies and Monte Carlo simulations to support retirement income planning.

Mitchell Schwager is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has 15 years of industry experience. His prior work includes roles at GWFS Equities, Inc., Advised Assets Group, LLC, and T. Rowe Price Investment Services, Inc. Outside of his advisory career, Schwager coaches middle and high school sports at Evangel Christian Academy. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm employs model-based portfolio allocations invested in proprietary mutual funds and ETFs, combining goal-based planning with an online interactive tool and ongoing account management.

Tyler Johnson is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has 10 years of industry experience. Tyler has worked with various divisions of T. Rowe Price since 2014. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, which combines nondiscretionary financial planning, retirement income planning, and discretionary investment management for individual investors and households focused on retirement goals. The program uses model allocations invested exclusively in T. Rowe Price mutual funds and ETFs and provides financial plans and annual reviews supported by an interactive online tool.

James Sandfort is a CFP®, CFA®, and Series 66-registered financial advisor with 24 years of industry experience. He has worked at Rockefeller Financial LLC and Rock & Co LLC since 2019, and previously held roles at Bank of America and Merrill Lynch. In addition to his advisory work, he is a licensed insurance agent with RCM Insurance Services LLC, an affiliate of Rockefeller Financial. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, brokerage services, and alternative investment placements through a Private Advisor model and a consolidated investment platform.

Paul Ehret is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and began his advisory career in 2026. Prior to entering the financial industry, his background includes work in landscaping, hospitality, and education. T. Rowe Price Advisory Services offers a retirement-focused financial planning and investment management program for individual investors and households, utilizing proprietary mutual funds and ETFs with a combination of nondiscretionary planning and discretionary account management.

Jacob Fischenich is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has three years of industry experience. His prior roles include positions at Performance Dynamics, ClickFocus, AutoSource, and FirstBank. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households through its Retirement Advisory Service. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining discretionary account management with goals-based planning and online tools.