Kelsey Bylund is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 licenses and 12 years of industry experience. She has been with T. Rowe Price since 2013. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model allocations and tax-aware strategies tailored to clients’ retirement goals.

Joshua Clem is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has two years of industry experience. His prior roles include positions at T. Rowe Price Investment Services and USAA, as well as five years at Pick Six Global Logistics. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios composed exclusively of T. Rowe Price mutual funds and ETFs, combining goals-based planning with an interactive online tool and annual plan reviews.

Janet Wilson is a financial advisor with Commonwealth Financial Network based in Parker, CO. She holds the CFP® designation and Series 63 and 65 licenses, and has 36 years of industry experience. Prior to joining Commonwealth in 2023, she worked for FSC Securities Corporation from 2009 to 2023. Outside of her advisory role, she owns Wilson Financial Solutions, Inc., through which she provides tax preparation services. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients by offering advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, compliance, and practice management while providing access to a broad range of securities and insurance products.

Jonathan Apgar is a CFP® professional with nine years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2016. Prior to his advisory role, he was involved with Fellowship Bible Church and the University of Colorado Colorado Springs. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program for individual investors and households, combining financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm employs model allocations with tax-aware strategies and operates with a unique regulatory status as a commodity pool operator.

Matthew Wenzlaff is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the ChFC® designation and has 10 years of industry experience, including prior roles at The Prudential Insurance Company of America and Pruco Securities, LLC. He is based in Colorado Springs, CO. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households. The firm offers a goals-based approach using proprietary mutual funds and ETFs, combined with online planning tools and discretionary account management.

Randy Kruse is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 designation and four years of industry experience. He previously worked at Edward Jones for four years and has experience in various roles outside finance, including positions at Bon Appetit Management Company and companies in the metal roof and electrical systems industries. Osaic Advisory Services is an SEC-registered investment adviser serving a broad client base that includes individuals, pension plans, corporations, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services, utilizing multiple program models and third-party platforms to build and monitor client portfolios.

Trevor Lane is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and four years of industry experience. His work history includes roles at T. Rowe Price since 2021, as well as prior positions at Agora Financial and Hoefler Connections, LLC. Outside of finance, he operated a computer repair business from 2018 to 2020. T. Rowe Price Advisory Services offers a retirement-focused advisory program to individual investors and households, combining financial planning, retirement income planning, and discretionary investment management primarily through proprietary mutual funds and ETFs. The firm employs model portfolios with tax-aware strategies and provides ongoing financial plans and annual reviews to enrolled clients.

Charles Maher Jr. is a CFP® with 40 years of industry experience, currently affiliated with Osaic Advisory Services, LLC. His career includes roles at Wilbanks Securities Advisory, Cabot Lodge Securities LLC, and Visions, Inc. Outside the advisory business, he serves as president of Colorado Financial Network, Inc., managing business expenses and corporate accounting. Osaic Advisory Services, LLC serves a diverse client base including individuals, pension plans, corporations, and nonprofits. The firm offers a range of investment and consulting services through multiple program models, utilizing both proprietary and third-party platforms for portfolio management.

Danielle Suess is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 designations and having 10 years of industry experience. She has been with T. Rowe Price Investment Services Inc since 2015. Outside of her advisory role, she is the COO of Grand Design Capital CO, a family business in which she holds a 25% ownership interest. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, applying tax-aware strategies and Monte Carlo simulations to generate financial plans and retirement income projections.

Jared De Jong is a CFP® certified financial advisor with 16 years of industry experience, currently working at T. Rowe Price Advisory Services, Inc. since 2010. He holds a Series 66 designation and is based in Colorado Springs, CO. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households. Their portfolios use model allocations invested exclusively in T. Rowe Price mutual funds and ETFs, with an emphasis on tax-aware strategies and online planning tools.

Steven Scheller is a financial advisor with T. Rowe Price Advisory Services, Inc. based in Colorado Springs, CO. He holds a Series 66 designation and has 12 years of industry experience, all with T. Rowe Price since 2014. Outside of his advisory role, he is a freelance musician who performs guitar. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using proprietary mutual funds and ETFs. The firm emphasizes goals-based planning, tax-aware management, and operates with a limited client base primarily through an online platform and telephone access to advisors.

Roberta Daugherty is a financial advisor at Osaic Advisory Services, LLC with 24 years of industry experience. She holds CFP® and ChFC® designations, along with a Series 66 license. Her previous roles include nearly two decades at Ameriprise Financial Services, Inc. and more recent positions with Triad Advisors and Triad Hybrid Solutions. She is involved in team financial planning practice Life Well Lived Financial Group and is a shareholder in Growth Partnership LLC. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base that includes individuals, pension plans, corporations, trusts, and nonprofit organizations. The firm offers a broad range of services, including investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and a mix of proprietary and third-party platforms.

Leah Johns is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and 12 years of industry experience. She has been with T. Rowe Price since 2014. Outside of her advisory role, she works as an independent consultant selling beauty products through Mary Kay. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines nondiscretionary financial planning with discretionary account management, supported by online tools and telephone access to advisors.

Scott Wasilkoff is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and approximately two years of industry experience. Prior to joining T. Rowe Price, he worked with Northwestern Mutual and First Command Brokerage Services. In addition to his advisory role, he serves as a sergeant and squad leader in the U.S. Army Colorado National Guard. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing proprietary T. Rowe Price mutual funds and ETFs alongside an online planning tool and financial advisor support.

Bridgette Gill is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, Colorado. She holds Series 66 and Series 63 licenses and has 12 years of industry experience, including 13 years with T. Rowe Price. T. Rowe Price Advisory Services offers a retirement-focused advisory service combining financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing strategies such as asset-location logic and tax-aware rebalancing.

Adam Kron is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to joining T. Rowe Price, he worked at Northwestern Mutual across several affiliated entities and has experience with Weidner Apartment Homes. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily to individual investors and households. The firm manages portfolios exclusively with proprietary mutual funds and ETFs using a goals-based approach supported by an online planning tool and telephone access to advisors.

Chad Hyllested is a CFP® with 17 years of industry experience, currently affiliated with SPC in Colorado Springs, CO. He has worked at Parkland Securities LLC since 2014. Hyllested operates a financial services practice under the name Accenden Wealth, LLC. SPC serves individual clients, charitable organizations, corporations, and retirement plans through a network of over 460 advisers and manages approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, with a service model that includes discretionary management, co-advisor arrangements, and integrated fiduciary and non-fiduciary retirement services.

Cody Cassel is a financial advisor at T. Rowe Price Advisory Services, Inc. based in Colorado Springs, CO. He holds a Series 66 license and has one year of experience with T. Rowe Price, following five years at PNC Bank. Outside of his advisory role, he also works as a rideshare driver. T. Rowe Price Advisory Services offers a retirement-focused program combining financial planning, retirement income strategies, and discretionary investment management primarily for individual investors and households with significant investable assets. The firm utilizes proprietary mutual funds and ETFs with a model allocation approach, integrating tax-aware rebalancing and tactical adjustments.

Bridgette Mathias is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and 15 years of industry experience. She has been with T. Rowe Price since 2010. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households focused on retirement goals, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm employs portfolio strategies that include asset-location logic, tax-aware rebalancing, and Monte Carlo simulations for financial planning.

Christopher Marcum is a financial advisor at T. Rowe Price Advisory Services, Inc. with 14 years of industry experience. He holds the ChFC® designation along with Series 65 and Series 63 licenses. His prior experience includes roles at Prudential Insurance Company of America and LPL Enterprise. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service, which combines nondiscretionary financial planning and discretionary investment management focused on retirement goals. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulation-based planning tools.