Christine Wilkinson is a Senior Financial Advisor at Merrill Lynch Wealth Management in Scottsdale, Arizona. She has dedicated her entire financial career to Merrill, beginning over 20 years ago at Merrill Lynch Trust Company, now known as Bank of America Private Bank. Christine works as part of The A Team, one of the largest advisory teams in Scottsdale, which includes senior consultants, financial advisors, and client associates collaborating to provide a broad range of financial advice and investment solutions. Her background in trust and estate services enables her and her team to assist clients with legacy and charitable planning while helping them achieve investment and retirement goals. Christine’s areas of expertise include education planning, legacy planning, philanthropic planning, personal retirement planning, socially responsible investing, tax minimization, and services for endowments, foundations, and non-profits, among others. She holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Christine lives in Mesa, Arizona with her husband of 20 years and has two adult children, one of whom serves in the U.S. Army. Outside of work, she enjoys adventure sports, cooking, dancing, gardening, hiking, reading, running, and spending time with her family and her Bernedoodle puppy.

Michael Ward is a CFP® professional with 13 years of industry experience, currently advising at LPL Financial since 2024. He previously worked at BFC Planning, Inc. and Berthel, Fisher & Company Financial Services, Inc., with additional experience at Barnard Wealth Management, Inc. Outside of advisory services, he acts as an insurance agent with CreativeOne, Crump, Senior Market Sales, and Rogers Benefit Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management solutions, utilizing both proprietary research and third-party strategies, supported by advanced operational tools.

Joseph Wilson is a Series 66-licensed financial advisor at OSAIC with three years of industry experience. His prior roles include positions at Securities America, Inc., Securities Service Network, Inc., Questar Capital Corporation, and Questar Asset Management. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Scott Griffiths is a financial advisor at OSAIC in Scottsdale, AZ, holding a Series 66 designation with 16 years of industry experience. He has worked at Sage Point Financial since 2019 and previously at Feltl and Company from 2015 to 2019. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement consulting. The firm’s investment process uses model-based asset allocation and portfolio optimization, supported by risk tolerance assessments and rebalancing tools.

Scott Andersh is a financial advisor at OSAIC with 10 years of industry experience. He holds a Series 66 designation and has worked previously at firms including Securities America and AXA Advisors. Based in Scottsdale, AZ, his career includes roles at multiple financial services companies. OSAIC Wealth serves a broad client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization supported by risk assessments and offers a range of investment programs including Unified Managed Accounts and third-party money manager options.

Robert Savage is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and has worked with Bankers Life Advisory Services, Inc., Bankers Life Securities, Inc., HD Vest Investment Services, and Savage Law, PLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms.

Todd Pollock is a financial advisor at Osaic with 29 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Osaic in 2023, he worked at FSC Securities Corporation for 13 years. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, utilizing various programs such as advisor-managed portfolios, Unified Managed Accounts, and third-party money manager programs.

Michael Raiten is a ChFC® credentialed financial advisor with over four years of industry experience. He is currently with OSAIC, joining in 2024 after spending 13 years at American Portfolios Advisors, Inc. He has been associated with The Prudential Insurance Co Of America since 1974. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform with an emphasis on model-based asset allocation and portfolio optimization.

David May is a financial advisor with Raymond James Financial, holding a Series 66 designation and 19 years of industry experience. He worked at Edward Jones from 2006 to 2023 before joining Raymond James Financial. May is also involved with the Kiwanis Club of Scottsdale McCormick. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Michael Holliday is a financial advisor with Osaic in Scottsdale, AZ, holding Series 66 and Series 63 credentials and 26 years of industry experience. He has worked at Sagepoint Financial, Inc. and OSAIC Services, Inc., each for 17 years. Outside of his advisory role, he owns Holliday Baking Co., a business selling homemade baked goods upon request. Osaic Wealth serves a broad range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by tools such as risk-tolerance questionnaires and efficient frontier analysis.

Miguel Espinoza is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 credentials and 14 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA for over a decade. Outside of his advisory role, he has a small non-investment business based in Prescott Valley, AZ. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning and access to model portfolios and third-party management, supported by technology tools for research and operations.

Mark Weinstein is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Royal Alliance Associates, Grove Point Investments, E*TRADE, LPL Financial, and Fidelity. He is based in Scottsdale, AZ. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation and portfolio optimization.

Jeffrey Nome is a financial advisor at Osaic with 23 years of industry experience. He holds the Series 66 designation and has worked previously at Lincoln Financial Advisors, J.P. Morgan Securities, Chase Investment Services Corp., Banc One Securities Corporation, and Ameriprise. Osaic Wealth serves retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process incorporates model-based asset allocation, portfolio optimization, and access to various third-party and proprietary strategies.

Patrick Walstad is a financial advisor at Charles Schwab with 27 years of industry experience. He has been with Charles Schwab since 2000 and Charles Schwab Bank since 2005. He holds the Series 63 and Series 66 designations and is based in Scottsdale, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios, supported by centralized custody and operational resources.

Roger Verboon is a financial advisor at OSAIC with 29 years of industry experience. He worked previously at Securities America Advisors, Inc., where he was affiliated for over two decades. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform that offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Stacy O'keeffe is a financial advisor at OSAIC with 24 years of industry experience. She holds Series 63 and Series 65 designations and has worked at several firms, including Woodbury Financial, Royal Alliance Associates, FSC Securities Corporation, and Sagepoint Financial. O'keeffe is also president and chair of the OSAIC Foundation, where she is actively involved in community activities and foundation governance. OSAIC is a multi-advisor platform serving retail and institutional clients through brokerage and advisory services, offering comprehensive financial planning and portfolio management solutions. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and a broad range of strategies executed through a complex network of affiliated entities.

Alan Bunn is a financial advisor at OSAIC with 20 years of industry experience. He holds a Series 66 designation and has worked previously with Lincoln Financial Network and Osaic FA, Inc. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, utilizing tools such as risk-tolerance questionnaires, efficient frontier analysis, and rebalancing, and supports various advisory strategies including discretionary Unified Managed Accounts and third-party money manager programs.

Matthew Ryan is a financial advisor with OSAIC based in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. His prior work includes roles at UBS Financial Services and positions outside finance at companies such as DoorDash, Instacart, and Civana Wellness Resort and Spa. OSAIC serves a diverse client base through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by various analytical tools, and it distinguishes itself by its scale, affiliate network, and private-equity ownership.

Christopher Loy is a financial advisor at OSAIC with 12 years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at FSC Securities and E*TRADE Securities LLC. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization with various implementation options through its complex affiliate network.

Catherine Scrivano is a financial advisor with Cetera who holds Series 63, 65, and 66 licenses and has 39 years of industry experience. She is also president and owner of Casco Financial Group and volunteers as a presenter for the SIFMA Foundation to promote financial education. Additionally, she serves on the board and finance committee of Beatitudes Campus, a senior living organization, and participates in voter registration outreach with the Maricopa County Recorder’s Office. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors, offering diverse portfolio management and financial planning services with a multi-manager platform that includes affiliated and third-party investment strategies.