Ryan Alling is a financial advisor with Wedbush Securities Inc. in San Diego, CA, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at Wedbush Securities since 2016, with a brief tenure at Edward Jones. Outside of finance, he is involved in health and fitness coaching, fashion modeling, and operates a medical services brokerage focused on stem cell and regenerative medicine treatments. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, offering a broad range of wealth management, fixed income, commodities, and capital markets services with tailored portfolio management strategies.

Alexandro Arista is a financial advisor with Snowden Capital Advisors LLC, holding a Series 66 designation and 18 years of industry experience. He has been with Snowden Lane Partners since 2016. Snowden Capital Advisors serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and institutional clients, offering portfolio management, investment consulting, and third-party manager selection through customized model portfolios and various advisory programs.

Timothy Canty is a financial advisor with Wedbush Securities Inc. in San Diego, CA, holding a Series 66 designation and 15 years of industry experience. Prior to joining Wedbush in 2018, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. He serves on the Architectural Review Committee for the Del Mar Country Club Estates Homeowners Association. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients. The firm offers a range of services including wealth management, fixed income, commodities, securities lending, and capital markets, with portfolio management tailored to client objectives and risk tolerances.

Erika Lopez is a financial advisor at Root Financial Partners with a Series 65 designation and two years of industry experience. Her prior roles include positions at Reyes Financial Architecture and McAdam Financial. Before entering financial services, she worked in the food and beverage industry with several establishments over multiple years. Root Financial Partners provides investment management and comprehensive financial planning to individual clients, trusts, estates, small businesses, and select retirement-plan relationships. The firm employs a broadly diversified, passive investment approach tailored to client objectives and risk tolerance, and offers educational programming including online academies separate from advisory services.

Juan Carlos Moreno is a financial advisor with Snowden Capital Advisors LLC, holding a Series 66 designation and 20 years of industry experience. He has been with Snowden Lane Partners since 2016. Outside of his advisory role, Moreno owns El Corridor Group, a business providing corn husk materials for restaurant use. Snowden Capital Advisors serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and other institutional clients. The firm offers discretionary and non-discretionary portfolio management, investment consulting, and financial and estate planning, utilizing a range of investment tools and third-party managers while maintaining client oversight.

Scott Schechter is a financial advisor with Eagle Strategies (NY Life) in San Diego, CA, holding CFP® and ChFC® designations with 24 years of industry experience. He has been affiliated with New York Life and its related entities since 2002. Outside of his advisory role, Schechter serves on the board of the ACLU of San Diego & Imperial Counties and volunteers with Amplified Impact Partners, a nonprofit that provides strategic consulting services to other nonprofit organizations. Eagle Strategies serves a diverse client base including individual investors and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored advice through multiple program types and manages a majority of its assets on a non-discretionary basis.

Thomas Alford is a CFA® charterholder with 16 years of industry experience, currently serving at Independent Financial Partners. His prior work includes roles at OSAIC, Triad Advisors, and Resources Investment Advisors. Outside of his advisory work, he operates a non-investment related business under the name Trailhead Financial. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, offering both decentralized investment strategies and formal retirement-plan advisory services.

Randy Goodsell is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with Independent Financial Group since 2011 and has led Goodsell & Company CPA, a tax preparation and accounting firm, since 1996. Outside of advisory services, he is a co-owner of Goodsell & Company CPAs, providing tax, audit, and consulting services to individuals and businesses. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs both firm- and third-party investment models and combines passive and active strategies across various risk profiles.

Ethan Willis is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 19 years of industry experience. He has worked at Citigroup Global Markets since 2014 and at HSBC Securities (USA) Inc. since 2013. Outside of his advisory role, Willis serves as the head coach of the La Jolla High School rugby team. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities, supporting both discretionary and non-discretionary investment approaches.

Kevin Carlin is a financial advisor at Commonwealth Financial Network with 15 years of industry experience. He holds a Series 66 designation and has worked at Commonwealth since 2017 and LPL Financial since 2012. Outside of his advisory role, Carlin is involved in a nutritional supplement business and owns an online apparel company, Trail Comfort. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a range of managed account programs and access to third-party asset managers, providing both discretionary and non-discretionary portfolio management options.

Nathan Parker is a CFA® charterholder with 15 years of industry experience. He has been with Commonwealth Financial Network in San Diego, CA since 2013. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and their individual and institutional clients. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody and clearing services.

Vincent Zupo is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has held prior roles at GW&K Investment Management, AlphaCore Wealth Advisory, and Sage Rhino Capital LLC. Zupo is a member of the City of El Segundo Investment Advisory Committee. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not exercise discretionary trading authority, distinguishing its approach from many enterprise wealth managers.

Michael Sheehan is a financial advisor with Commonwealth Financial Network in San Diego, CA, holding a Series 66 designation and 12 years of industry experience. He has been with Commonwealth Financial Network since 2012. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including wealth management and retirement plan consulting, and offers operational, trading, technology, compliance, and practice-management support to affiliated advisors.

Harry Lodge is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and bringing 42 years of industry experience. His prior work includes roles at LPL Financial, Financial Design Group, Minnesota Life Insurance Company, and Securian Financial Services. Lodge also operated his own firm, Harry S. Lodge and Associates Inc, for 37 years. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model utilizing multiple investment strategies and technology platforms while integrating third-party managers and TAMPs.

Eduardo Torres is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 65 licenses and over 42 years of industry experience. He has previously worked with Investment Placement Group and currently serves as managing partner of Pacific Tides Wealth Management. United Planners Financial Services supports a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, and brokerage solutions through an open-architecture platform with multiple custodians and third-party money managers.

Kimberly Day is a CFP® professional with 12 years of experience in financial services. She is currently with Wealth Enhancement Advisory Services, LLC, where she has worked since 2026. Her prior experience includes roles at Christopher Weil, Charles Schwab, TD Ameritrade, Bank of America, Merrill Lynch, and Higgins Capital Management. Wealth Enhancement Advisory Services offers financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets through a large advisor network and employs a diversified investment approach that combines passive and active strategies overseen by an internal Investment Committee.

Ashley Rinaudo is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 22 years of industry experience. She has been with Commonwealth since 2006. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages roughly $212.7 billion in client assets. The firm offers a broad range of managed-account programs, third-party asset manager access, and comprehensive support services including trading, reporting, and custody.

Roxana Gomez is a financial advisor with Integrated Wealth Concepts LLC and holds a Series 66 designation. She has nine years of industry experience, previously working at MMA Securities LLC and Marsh & McLennan Agency. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, and implements customized portfolios using a combination of mutual funds, ETFs, individual equities, and fixed income with a primarily long-term investment approach.

Laura Clem is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and nine years of industry experience. She previously worked at CUSO Financial Services, LP for seven years before joining Commonwealth in 2020. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a variety of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who maintain discretion over client portfolios while utilizing Commonwealth’s model portfolios and program structures.

Curtis Baumann is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fisher Investments and Allianz Global Investors U.S. LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and client savings rates.