Joseph Bailey is a CFP® professional with two years of industry experience, currently advising at Pure Financial Advisors, LLC in San Diego, CA. He has been associated with Pure Financial Advisors since 2023 and has a background that includes work at Bloomberg BNA and involvement with the Association of International Certified Public Accounts. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing over $11 billion in assets for individual and high-net-worth clients. The firm offers comprehensive financial planning and discretionary portfolio management with an emphasis on continuous planning and tax-aware strategies.

Anthony Krickl is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding a Series 66 credential and 16 years of industry experience. His prior roles include positions at Cetera, Mass Mutual Investors Services, and MetLife Securities. He is also a partner at DirectPath Financial, LLC, providing financial and insurance services. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by offering financial planning, portfolio management, and retirement plan consulting. The firm employs a mix of active and passive investment strategies and provides access to third-party managers and advisory annuity contracts.

Andrew Evans is a CFP® with 14 years of industry experience, currently serving as an investment advisor representative at Sovran Advisors, LLC. He is a founding partner of Parliament Wealth Management & Insurance Services and has held roles at Mass Mutual Investors Services, MetLife Securities, and Cetera Wealth Services. Outside of financial advising, Evans is owner of Silent Flight Inc., a business focused on expense management, and serves as treasurer for Redeemer OC. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm manages approximately $1.78 billion in client assets through a team of 53 advisors, offering tailored portfolio management and planning solutions using both advisor-managed and model portfolios across multiple platform relationships.

Jeffrey Brecht is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC since 2021. His prior roles include positions at Principal Securities, Inc., Principal Life Insurance Company, and several other firms over the course of his career. He holds Series 63 and Series 66 licenses. Pure Financial Advisors, LLC is a large registered investment adviser with over $11 billion in assets under management, serving individual and high-net-worth clients. The firm emphasizes a financial-planning-centered approach based on academic frameworks, offering comprehensive planning and discretionary portfolio management across a range of investment products and specialized services.

Karen Baszak is a Certified Financial Planner® with 23 years of industry experience, currently serving at Pure Financial Advisors, LLC since 2014. She holds the Series 63 and Series 65 licenses and is based in San Diego, CA. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach guided by an Investment Committee, incorporating tax-aware strategies and the use of sub-advisers for specialized investment sleeves.

Shannon Neimeyer is a CFP® professional with 12 years of experience in financial planning and asset management. She is currently an owner of Pinder & Neimeyer Financial and serves as an investment advisor representative at Sovran Advisors, LLC. Her prior experience includes roles at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. Neimeyer also holds a mortgage license and provides mortgage services as a secondary business activity. Sovran Advisors serves individual and institutional clients, including high-net-worth individuals, corporations, and retirement plan sponsors. The firm offers comprehensive financial planning, discretionary and non-discretionary portfolio management, and retirement plan consulting, utilizing a combination of active and passive investment strategies supported by technology-enabled rebalancing and administrative services.

Arthur Knori is a financial advisor with Wedbush Securities Inc., holding a Series 63 designation and possessing 38 years of industry experience. He has worked at Wedbush Securities since 2009 and previously spent seven years at First Wall Street Corp. Wedbush Securities offers both investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, including trusts, pension and profit-sharing plans, foundations, and pooled investment vehicles. The firm provides a range of services such as wealth management, fixed income, commodities, securities lending, capital markets, and advanced clearing and prime services.

Juan Nevarez Arellano is a financial advisor at Navy Federal Investment Services, LLC with one year of industry experience. He holds a Series 66 license and has previously worked at LPL Financial LLC / Guardtower Financial Services, among other firms. Outside of his advisory role, he is a notary. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, primarily delivering advice through managed advisory programs that utilize third-party portfolio managers and provide layered investment solutions including digital automated ETF portfolios.

Luis Cabuto is a CFP® professional affiliated with Verus Capital Partners, LLC, with eight years of industry experience. He has previously worked at LPL Financial and Securities America Advisors. Cabuto operates investment advisory services through Verus Capital Partners, an independent firm based in San Diego, CA. Verus Capital Partners is a fee-based advisory firm serving individuals, trusts, pension plans, and estates. The firm employs a combination of fundamental and technical analysis to construct customized portfolios, incorporating tactical adjustments and selective hedging tailored to clients' time horizons, risk tolerance, and tax considerations.

Brian Brennan is a CFP® professional with 13 years of experience in the financial services industry. He is currently an investment advisor representative at Sovran Advisors, LLC and the owner of Parliament Wealth Management and Insurance Services. His prior experience includes roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. Brennan also sells fixed insurance products as an insurance agent. Sovran Advisors serves a diverse client base including individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm offers financial planning and investment advisory services through a range of strategies, including advisor-managed portfolios and model portfolios, and manages approximately $1.78 billion in client assets with a team of about 53 advisors.

Patricia Maisongodfrey is a financial advisor with Archer Investment Corporation based in La Mesa, CA. She holds a Series 63 designation and has 32 years of industry experience, including 27 years at Avantax Investment Services, Inc. and 26 years at Avantax Advisory Services. Outside of her advisory role, she serves as a trustee for a fiduciary appointment and operates a tax preparation and representation business. Archer Investment Corporation provides investment advisory services to individuals, high-net-worth clients, trusts, pension plans, and investment companies, managing approximately $900 million primarily on a discretionary basis. The firm offers customized portfolio management and model-based strategies, constructing diversified allocations based on client-specific financial assessments.

Robert Smith is an advisor at Sovran Advisors, LLC with 22 years of industry experience. He holds the ChFC® designation and several securities licenses. Prior to joining Sovran Advisors, he worked at MassMutual Investors Services and Metlife Securities. Outside of his advisory role, he is the president and owner of Go Fast Take Chances, an extreme sports lifestyle apparel company. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by providing financial planning, advisory services, and portfolio management across multiple program types. The firm employs both active and passive investment strategies, using a variety of asset classes and unified managed account platforms.

Joseph Lutz is a CFP® with 32 years of industry experience, currently serving as a financial advisor at The AmeriFlex Group. His prior roles include positions at Sagepoint Financial, Inc. and Cambridge Investment Research, Inc. He is also involved in insurance and benefits services as an agent and serves as a successor trustee. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm provides portfolio management, financial planning, third-party money manager selection, and retirement plan consulting, delivering customized strategies via model asset allocations and discretionary or non-discretionary manager relationships.

Christopher Jackson is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC. His prior experience includes roles at Strategic Wealth Partners, LTD, My Wealth Architect, SurePath Wealth Management, Lionshare Partners LLC, Mercer Global Advisors, and Churchill Management Group. Pure Financial Advisors, LLC is a large registered investment adviser managing over $11 billion in assets for individual and high-net-worth clients. The firm emphasizes comprehensive financial planning and discretionary portfolio management using academic investment frameworks and offers specialized services such as pension consulting and donor-advised fund management.

Phillip Chinothai is a CFP® professional with six years of experience at Pure Financial Advisors, LLC in San Diego, CA. His career has been exclusively at Pure Financial Advisors, where he has worked since 2016. Pure Financial Advisors, LLC is a registered investment adviser managing approximately $11.05 billion in assets for individual and high-net-worth clients. The firm emphasizes a financial-planning-centered approach grounded in academic frameworks and offers comprehensive planning, discretionary portfolio management, and specialized services such as pension consulting and donor-advised fund solutions.

John Dugan is a CFP® and Series 66 credentialed advisor with 22 years of industry experience. He has been with Pure Financial Advisors, LLC since 2014. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, incorporating modern portfolio theory, tax-aware strategies, and use of sub-advisers for specialized portfolio sleeves.

Matthew Balderston is a CFP® with 19 years of industry experience, currently serving as an advisor at Pure Financial Advisors, LLC since 2014. He previously worked at Pure Financial Advisors in 2007. Based in San Diego, CA, he holds the Series 63 designation. Pure Financial Advisors, LLC manages approximately $11 billion in assets for individual and high-net-worth clients, offering comprehensive financial planning and discretionary portfolio management. The firm follows a financial-planning-centered approach based on academic frameworks and emphasizes continuous planning through its Foundation Financial Plan process.

Kathleen Stephens is a financial advisor at Golden State Wealth Management, LLC with 14 years of industry experience. She holds the Series 66 designation and has worked previously at Edward Jones for 10 years and LPL Financial for 2 years. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses by providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm primarily offers discretionary portfolio management alongside standalone planning and consulting engagements, employing various analytic approaches and third-party managers to tailor portfolios.

Matthew Barnhart is a financial advisor with Sovran Advisors, LLC and holds a Series 66 designation. He has 25 years of industry experience and has worked at firms including Metlife Securities, Mass Mutual Investors Services, and Concierge Wealth Management, where he serves as CEO. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm offers a range of portfolio management options and works from written investment policies to tailor strategies, managing approximately $1.78 billion in client assets through a team of about 53 advisors.

James Jones III is a financial advisor at Sovran Advisors, LLC with 22 years of industry experience. He holds the Series 66 designation and has worked at firms including Mass Mutual Investors Services and MetLife Securities. Outside of his advisory role, he owns Jampsen Corp, a private financial services business not held out to the public. Sovran Advisors provides investment advisory and financial planning services to individual, high-net-worth, charitable, corporate, and retirement plan clients. The firm manages approximately $1.78 billion in client assets through a team of 53 advisors, offering customizable portfolio management, retirement plan consulting, and advisory variable annuity management.