Juan Medina Luna is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 66 licenses. He has six years of industry experience, including roles at Wells Fargo and Centaurus Financial. Medina Luna is also involved in entrepreneurial ventures such as Asegure Su Legado, a consulting services firm. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm uses an open-architecture platform with multiple custodians and third-party money managers, offering both fee-based and commission-based solutions through its network of 477 independent investment advisors.

Scott Meinert is a financial advisor with Valic Financial Advisors in Glendale, CA, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. He has been with Valic Financial Advisors since 2014 and is also an agent at Agia, where he offers non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm provides discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Scott Carlin is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and offering 31 years of industry experience. He has worked at PlanMember since 2018 and previously spent 24 years with Legend Equities Corporation, among other roles. Carlin also owns and operates Carlin Insurance Agency, a business focused on insurance sales and services. PlanMember provides retirement-plan advisory services to employers and participants, serving as a fiduciary under ERISA Section 3(38) for many plans. The firm employs a top-down strategic asset allocation framework to manage risk-based mutual fund portfolios and offers education and support services, including seminars and personalized retirement planning.

Ruth John is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. Her work history includes roles at Netlaw, Wealthwave, and LSPN Pro, LLC. She volunteers regularly as a nursery helper at Abundant Living Family Church. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services through various fee-based and commission-based programs. The firm provides proprietary and third-party managed portfolios with discretionary and non-discretionary options.

John Meza Rios is a financial advisor with Eagle Strategies (NY Life) based in Corona, CA. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions at Equitable Advisors, Bank of America Corporation, Merrill, and the University of California, Riverside. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types designed to tailor recommendations to client objectives and plan sponsor criteria, with the majority of assets managed on a non-discretionary basis.

La Tanya Harris is a financial advisor with VOYA Financial Advisors, Inc. holding Series 63 and Series 65 registrations and 12 years of industry experience. Prior to joining Voya in 2017, she worked at Advised Assets Group, LLC and Michaels. Outside of her advisory role, she serves as a part-time faculty member at Long Beach City College, where she develops curriculum and teaches management courses focused on planning, organizing, leading, and controlling. VOYA Financial Advisors, Inc. is an enterprise-scale firm providing financial planning, portfolio management, and retirement advisory services to individuals, pension plans, and corporate clients. The firm combines in-house and external strategists with technology-enabled tools to deliver investment solutions, often operating in a non-discretionary capacity with client authorization for trades.

Mark Allert is a financial advisor with Thrivent Investment Management holding a Series 66 designation and eight years of industry experience. He has been with Thrivent and its affiliates since 2017. Outside of his advisory role, Allert serves as president of the Circle City Rotary and participates on several nonprofit boards focused on veteran support and services for adults with developmental disabilities. Thrivent Investment Management provides dedicated planning services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based analyses across a range of financial topics. The firm delivers planning through a network of advisors without discretionary trading authority and integrates planning with managed-account programs under a consolidated billing option.

Amanda Smithberg Urban is a Series 66-licensed financial advisor with Ameriprise, based in Riverside, CA, with 20 years of industry experience. Her career includes roles at Morgan Stanley and LPL Financial before joining Ameriprise in 2011. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through comprehensive recommendation reports and ongoing advice. The firm's approach combines proprietary research and third-party data, emphasizing tax-aware withdrawal strategies and dependable income sources for clients approaching or in retirement.

Mike Mc Coy is a financial advisor with Ameriprise who holds a Series 63 designation and has 37 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory work, he is involved in commercial real estate ownership. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Arturo Centeno is a financial advisor with J.P. Morgan Securities in Riverside, CA, holding a Series 66 designation and 22 years of industry experience. He has worked with several major firms including Morgan Stanley and Citigroup before joining J.P. Morgan in 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory program.

Ryan Trabert is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has worked at KEI Financial and Albertsons, among other roles. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides a variety of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Casey Reyna is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has worked previously at FedEx Ground and through various educational roles before joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various model portfolios and third-party asset managers.

Maria Cristina Deterala De La O is a financial advisor at Primerica Advisors with 11 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Primerica Advisors since 2014, having an overall affiliation with Primerica Financial Services since 2006. Outside of advisory work, she manages De La O Associates, Inc., an entity formed for Primerica business purposes, and is involved in sales and referrals related to mortgage and home security products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily through model-based strategies managed by unaffiliated asset managers. The firm operates at scale with thousands of advisors and offices, managing approximately $15.5 billion in assets under management.

Travis Bartsch is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Woodbury Financial Services, American General Financial Advisors, and Valic Financial Advisors. Outside of his advisory work, he operates a fixed insurance agency. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a multi-advisor platform with brokerage and advisory services. The firm uses a model-based investment approach with portfolio optimization tools and supports a variety of managed account strategies.

Damian Lozano is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 credentials and 13 years of industry experience. His background includes long-term roles in financial services and education, as well as managing a family-owned tax preparation service. He also engages in part-time office assistance for business purposes related to Primerica. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven strategies managed by third parties and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Jorge Caceres is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 registrations and has worked at firms including Live Nation Entertainment and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their approach incorporates centralized due diligence, a combination of quantitative and qualitative research, and the use of forward-looking capital market assumptions.

Ian Massey is a financial advisor at OSAIC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Mariner Independent Advisor Network, LPL Financial, Trilogy Capital, and National Planning Corporation. Outside of his advisory role, Massey is the CFO of Providence Wealth Planning, an LLC through which he conducts financial planning and manages company operations, and he owns Financial Caddie, LLC, a personal consulting business. OSAIC Wealth serves a wide range of clients including individuals, retirement plans, charities, and corporations. The firm offers comprehensive financial planning and investment management services through a multi-advisor platform with a focus on model-based asset allocation, portfolio optimization, and access to both proprietary and third-party investment strategies.

Arlette Oberg is a Series 66-credentialed financial advisor with 17 years of industry experience. She has been with Ameriprise since 2001, serving in her current role since 2020. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Mary Carruthers is a CFP®-designated financial advisor with 42 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2009. Outside of her advisory role, she serves as president of H.M. Bradley Properties, LLC, where she manages mineral interests and related administrative responsibilities. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Aaron Johnson is a financial advisor with OSAIC Wealth, Inc. in Corona, CA, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior roles include positions at Mariner Independent Advisor Network, LPL Financial, Trilogy Capital, and National Planning Corporation. He also serves as secretary at Simplified Wealth Management, Inc., an investment-related corporation. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, utilizing discretionary and advisor-managed strategies alongside third-party managers and proprietary models.