Kevin Bidenkap is a CFP® and ChFC® with 31 years of industry experience. He has been with Tortuga Wealth Management since 2010 and is also affiliated with LPL Financial. He serves as a for-profit board member of Quick Class, Inc. Tortuga Wealth Management advises individuals and high-net-worth clients, providing financial planning, consulting, and discretionary portfolio management. The firm manages approximately $223 million in discretionary assets and uses a combination of fundamental and technical analysis across a range of investment strategies, delivering services primarily through LPL Financial–sponsored programs and its own wrap fee offering.

Ulli Niemann is a financial advisor at Southland Investments with 33 years of industry experience. He has been with Southland Investments since 1993. Niemann maintains an investment-related blog, The ETF Bully, which generates advertising revenue. Southland Investments provides personalized investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a proprietary trend-tracking methodology using passively managed index funds and ETFs, managing roughly $22.6 million across about 95 discretionary accounts.

Ernesto Araiza is a financial advisor at FHWV Financial LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has been with FHWV Financial since 2017. He also serves as a CPA Manager at FHWV Partners, LLP. FHWV Financial, LLC serves individual and high-net-worth clients through a small, two-advisor team, focusing on financial planning and referrals to third-party registered investment advisers and managed-account platforms. The firm emphasizes tax-aware planning and financial analysis, reflecting its accounting orientation, and operates primarily as a solicitor rather than managing client portfolios directly.

Dion Collins is a CFP® professional with 25 years of industry experience. He has operated Collins Advisory since 1999 and is affiliated with James Curtis Financial And Insurance Services in Fullerton, CA. In addition to his advisory role, he is involved in independent insurance sales. James Curtis Financial And Insurance Services provides customized financial planning and portfolio management to individuals, high-net-worth clients, and other investment advisers on a non-discretionary basis. The firm employs a tailored Investment Policy Statement and combines fundamental and quantitative analysis with modern portfolio theory to construct long-term portfolios, offering a range of investment options including mutual funds, equities, fixed income, ETFs, real estate funds, and insurance products.

Tara Manista is a CFP® and ChFC® with seven years of industry experience. She is currently an advisor at Sachi Financial Planning in Newport Beach, CA, where she has worked since 2023. Her prior experience includes roles at Securian Financial Services Inc., Tax and Financial Services Inc., Minnesota Life, Beacon Hill Staffing, and Chapman University. Sachi Financial Planning serves individual, high-net-worth, and business clients with comprehensive financial planning and investment management, combining passive and active strategies and offering estate plan preparation and educational seminars. The firm operates as a fee-only adviser and utilizes AI-assisted tools for estate planning alongside its management on the Altruist platform.

Josiah Jennings is a financial advisor at Vela Consulting, LLC with 14 years of industry experience. He holds a Series 66 designation and has worked at Columbia Capital Securities, Inc., Fortalice Group, Inc., Andrew C. Karlinski Financial & Insurance Services, Inc., and LPL Financial. Outside of his advisory role, Jennings serves as CEO of Oak Quarry Management, LLC, which manages investment funds focused on real estate and small businesses, and Two Plots, LLC, a real estate development company. Vela Consulting is a state-registered investment adviser serving individuals, corporations, trusts, and retirement plans. The firm manages approximately $47 million using a portfolio approach based on Modern Portfolio Theory, emphasizing diversification, long-term buy-and-hold strategies, and tailored rebalancing. Vela also incorporates third-party managers and private funds when suitable.

Max Abrams is a financial advisor at Money Managers, Inc. with six years of industry experience. He holds Series 63 and Series 65 licenses and has held various roles in mortgage and finance companies before joining Money Managers, Inc. Outside of his advisory work, Abrams is involved in real estate brokerage and mortgage funding activities. Money Managers, Inc. provides investment advisory and financial planning services to individuals, small businesses, and charities. The firm employs a long-term investment approach, utilizing mutual funds, ETFs, and individual securities, and offers portfolio management, financial planning, tax-related services, and 401(k) plan reviews.

Tristan De Mers is a financial advisor at Pruvise with seven years of industry experience and holds a Series 65 designation. He has been with Pruvise since 2016 and also serves as President of an affiliated accounting and business consulting firm. Additionally, he assists with office administration at Mason Dean Capital. Pruvise provides financial planning and portfolio management services to individuals, families, small businesses, and institutional clients. The firm combines fundamental, technical, and charting analysis to implement multiple asset-allocation strategies, managing accounts primarily on a non-discretionary, client-directed basis.

Elisabeth Eropkin is a financial advisor at Prosperent Capital, LLC with one year of industry experience. She holds a Series 65 designation and has prior work experience with Reach Agency, Inc. and her own consulting firm, Eropkin Enterprises Inc., where she serves as president. Outside of investment advising, she is the managing director of client services at Prosperent Co, a CPA firm. Prosperent Capital, LLC offers discretionary investment management and financial planning primarily for individual and high-net-worth clients. The firm emphasizes long-term, diversified portfolios using low-cost, passive mutual funds and ETFs, supplemented by individual securities and algorithmic tools, and integrates affiliated accounting and insurance services.

Tommy Lau is a CFP® and holds a Series 66 license with 18 years of industry experience. He has worked at Fidelity Investments for 10 years and Securities America, Inc. for one year before joining Lanes Wealth Management LLC, where he has been since 2017. Lanes Wealth Management provides discretionary portfolio management and financial advice primarily to individual and high-net-worth clients. The firm employs a value-oriented, long-only investment approach supplemented by strategic asset allocation and offers performance-based fee arrangements for qualified clients.

Wade Slome is a CFP® and CFA® with 17 years of industry experience, currently serving at Sidoxia Capital Management, LLC since 2007. He is based in Newport Beach, CA, and holds a Series 63 license. Sidoxia Capital Management provides discretionary portfolio management, financial planning, and investment consulting primarily to individuals—including high-net-worth and accredited investors—as well as institutional clients. The firm employs a customized “Fusion” investment approach that integrates fundamental research, quantitative screening, and an internal cash-flow ranking system across multiple asset classes, managing both separate accounts and private pooled vehicles.

Husni Gama is a financial advisor with GAMA Wealth Management, LLC, holding Series 65 and Series 66 licenses and bringing 12 years of industry experience. His background includes multiple tenures at GAMA Wealth Management and a three-year period at Credit Suisse. In addition to his advisory role, he provides non-fiduciary international business development consulting to overseas clients. GAMA Wealth Management primarily serves high-net-worth individuals, managing approximately $29.6 million across nine client accounts through a wrap-fee asset management program. The firm offers discretionary portfolio management with an investment approach that includes fundamental analysis, asset allocation, and a range of trading strategies.

Deiyadin Pernas is a financial advisor at SilverOak Investments, LLC with 11 years of industry experience. He holds the Series 66 designation and previously worked at Hightower Advisors and Hightower Securities, LLC from 2015 to 2022. Pernas writes market-related research under Pernas Research, dedicating about 10 hours per week to this work without compensation. SilverOak Investments, LLC provides discretionary portfolio management to individuals, high net worth clients, corporations, and charitable organizations. The firm employs a long-term, bottom-up, valuation-driven investment approach combining fundamental and technical analysis to build client-specific portfolios and sponsors a wrap fee program unusual for firms of its category.

Curtis Hollowell is a financial advisor at Redmount Capital Partners LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Cobalt Commercial Credit, LLC and Redmount Mergers and Acquisitions, LLC. Outside of advising, he serves as president of SellWise Inc., a business data and analytics company. Redmount Capital Partners provides asset management, financial planning, consulting, and ERISA retirement plan services to individuals, high-net-worth clients, trusts, and business entities. The firm manages approximately $36.9 million across discretionary and non-discretionary arrangements and offers private-equity advisory services with an investment approach combining fundamental analysis, Modern Portfolio Theory, and a variety of trading strategies.

I am a CERTIFIED FINANCIAL PLANNER® professional and have been with Havaplan Financial since 2023. I am also a graduate of UCLA’s Personal Financial Planning Program. Prior to entering the financial planning profession, I worked as a professional engineer after earning my bachelor’s degree in mechanical engineering from California State University Long Beach. I later transitioned careers to financial planning to pursue my passion for personal finance and helping others. I am also a member of the Financial Planning Association in Orange County and am a proud volunteer on the Pro Bono Committee. I love giving back to the community and helping improve everyones financial literacy. I also love playing ultimate frisbee and golf, cheering on the Dodgers and Steelers, and spending time outdoors whenever I can.

Brock Butlett is a financial advisor at Wealth Financial Group West, Inc. with three years of industry experience. He holds a Series 65 designation and has worked at Wealth Financial Group West, Inc. since 2017, as well as briefly at Gradient Advisors in 2022. Outside of advisory work, he is also a licensed insurance agent involved with Simpson & Simpson Life Insurance Services, Inc. Wealth Financial Group West, Inc. provides discretionary asset management, financial planning, and third-party manager recommendations primarily to individual and high-net-worth clients. The firm’s investment approach incorporates fundamental, technical, and cyclical analysis, with ongoing portfolio oversight and periodic account reviews.

Edward Haro is a financial advisor at Edward Haro Financial, LLC with 28 years of industry experience. He holds a Series 63 designation and has worked at firms including Crown Capital Securities, Lp and Foresters Equity Services Inc. In addition to his advisory work, he is an independent insurance agent. Edward Haro Financial, LLC serves individual and high-net-worth clients, providing discretionary portfolio management, financial planning, and advanced options trading programs. The firm employs a combination of technical and fundamental analysis across a broad range of securities and manages accounts on a discretionary basis with quarterly reviews.

Nhan Vuong is a financial advisor at FHWV Financial LLC with 17 years of industry experience. He holds a Series 65 designation and has held principal roles at several affiliated entities, including FHWV Capital LLC and various business ventures spanning digital, hospitality, and surgical sectors. Vuong has been associated with FHWV Financial, LLC since 2008 and related firms since 2005. FHWV Financial, LLC serves individual and high-net-worth clients through a small, two-advisor team, providing financial planning and referring clients to third-party registered investment advisers and managed-account platforms for implementation. The firm emphasizes tax-aware planning and financial analysis, shaped by its CPA credentials, and operates primarily as a solicitor rather than managing portfolios directly.

Barbara Crane is a financial advisor with Crane Investments Inc in Laguna Beach, CA. She holds Series 63 and Series 65 licenses and has 19 years of industry experience. She has been with Crane Investments since 1992. Crane Investments serves individual and high-net-worth clients with discretionary and non-discretionary portfolio management, financial planning, and consulting. The firm employs a variety of investment strategies and maintains conservative cash management practices, with a focus on continuous, individualized portfolio supervision.

Jeffrey Reardon is a financial advisor at Wilson Financial Advisors, LLC with seven years of industry experience. He holds a Series 65 designation and has been with Wilson Financial Advisors since 2019. Prior to this, he worked at FCA from 2016 to 2018. Reardon also works as an insurance agent through Wilson Financial Services. Wilson Financial Advisors provides investment advisory services to individuals, trusts, estates, and business entities, offering discretionary portfolio management and financial planning. The firm employs a value-oriented, long-term investment approach based on fundamental security analysis and a mix of strategic and tactical asset allocation.