Omar Kariuki is a financial advisor at Crosslight Global Investment Partners, LLC with 19 years of industry experience. He holds Series 65 and Series 63 designations and previously worked at Santander Investment Securities, Inc. from 2016 to 2022. Crosslight Global Investment Partners is a boutique advisory firm offering retirement plan consulting, private wealth management, sub-advisory portfolio management, and project-based services such as litigation support and divorce financial analysis. The firm serves employer plan sponsors, RIAs, and individual clients, employing a multi-asset, risk-managed investment approach that integrates fundamental, quantitative, and technical analysis along with third-party artificial intelligence and machine-learning tools.

Christopher Collar is a financial advisor at Collar Capital Management, LLC with one year of industry experience. He holds Series 65 and Series 63 licenses and previously worked at St. Cloud Capital, Messari, SVB Securities LLC, Boston College, and served five years in the United States Department of the Army. Collar Capital Management serves individual and high-net-worth clients with asset management, pension consulting, and non-discretionary investment administration services. The firm employs multiple analysis methods and includes digital assets and options strategies in its portfolios, providing integrated financial planning without a separate charge.

Donald Doungpanya is a financial advisor at Salt Capital Wealth Management, LLC with 22 years of industry experience. He holds Series 66 and Series 63 designations and has worked at several related entities including GT Securities, Inc., Salt Capital Investment Advisors, LLC, and US Capital Wealth Management, LLC. Salt Capital Wealth Management provides investment management, consulting, and financial planning services to individuals, business owners, and institutions, including high-net-worth clients. The firm uses a combination of quantitative and fundamental analysis across multiple rule-based strategies and serves both individual and institutional clients.

Roger Kliminski is a financial advisor at Global Investment Solutions, LLC with 28 years of industry experience. He holds a Series 65 designation and has been with Global Investment Solutions since 1997. Global Investment Solutions provides discretionary portfolio management, variable annuity and variable life account management, and consulting services to individual and high-net-worth clients. The firm employs quantitative and technical investment strategies and licenses proprietary trading signals to other registered investment advisers.

Kevin Kolson is a CFP® with 20 years of experience in the financial services industry. He has worked at Advantage Asset Management, Inc. since 2004 and currently operates under the DBA Generational Wealth Strategies in Irvine, CA. Generational Wealth Strategies provides discretionary investment advisory and financial planning services primarily to individual clients, including high-net-worth individuals, as well as retirement plans, non-public businesses, and charitable entities. The firm employs a comprehensive investment approach that includes portfolio management, third-party manager oversight, alternative exposures, and family-oriented services such as coaching and enterprise-office support.

Raj Vasudevan is a financial advisor at White Stork Asset Management LLC with nine years of industry experience. He holds a Series 65 designation and has worked at Edwards Lifesciences Inc., Bio-Rad Laboratories Inc., and DeliverHealth Inc., as well as operating his own firm, Raj Vasudevan LLC. Outside of advisory work, he serves as a project manager in healthcare technology at Bio-Rad Laboratories. White Stork Asset Management provides discretionary investment management primarily focused on equities and U.S. Treasury securities for individuals, non-profits, and institutions. The firm employs a bottom-up, fundamental investment approach with active allocation and risk controls, serving a diverse client base that includes a significant number of non-U.S. clients.

Tony T. Chan, CFP®, EA, is the founder of Crossroads Planning, LLC, a Fee-Only financial and tax planning firm in Orange County, California. As a CERTIFIED FINANCIAL PLANNER™ professional and Enrolled Agent, Tony helps clients coordinate investment, retirement, and tax decisions through an integrated, long-term planning process. With more than 20 years of financial planning and tax-services experience, Tony works with individuals and families seeking thoughtful guidance on retirement income, portfolio strategy, tax planning, cash-flow and debt decisions, risk management, and estate-planning coordination. His approach is grounded in the belief that financial planning should be both technically sound and personally meaningful—aligning money with the life clients want to build. Tony earned his degree in Finance from California State University, Fullerton. He is an active member of the Financial Planning Association of Orange County and the National Association of Personal Financial Advisors. He has been recognized by InvestmentNews as a 2016 “40 Under 40” honoree and by CPA Practice Advisor as a 2018 “40 Under 40” honoree.

Yongduk Chung is a financial advisor at JC&Company with six years of industry experience. He holds Series 65 and Series 63 licenses. Chung has worked at The Leaders Group Inc and The Leaders Group DBA Simplicity Investments, and he also serves as president of JC & Co, Inc and JC & Co Law Corp, where he manages accounting and legal practices in addition to his advisory role. JC&Company provides discretionary investment management and financial planning services to individuals, families, trusts, ERISA-governed retirement plans, and business entities. The firm offers customized, diversified portfolios using fundamental and macroeconomic analysis and operates with affiliated professional firms in accounting, insurance, and law, disclosing referral arrangements and potential conflicts of interest.

Leslie Calhoun is a financial advisor with Optivest, Inc. in San Juan Capistrano, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Since 2007, Calhoun has been affiliated with both Optivest and Gramercy Securities, Inc. Calhoun is a 25% owner and principal partner of Optivest and serves on its board of directors. Optivest provides money management and family office services to individuals, families, trusts, foundations, and other private entities. The firm constructs customized portfolios using strategic asset allocation and tactical refinements, emphasizing diversification, due diligence, and ongoing monitoring, while also offering consultative and concierge services.

Morgan Stevens is the CEO and sole advisor at Morgan Stevens Asset Management, LLC, an independent registered investment adviser based in Coto De Caza, CA. He holds Series 63 and Series 65 licenses and has 11 years of industry experience. Stevens is also a licensed insurance agent and a registered representative of Northwestern Mutual Investment Services, LLC, offering insurance products and services in addition to his advisory role. He is affiliated as an investment adviser representative with another firm as well. Morgan Stevens Asset Management, LLC provides discretionary portfolio management and customized investment plans for individuals, high-net-worth clients, and business entities. The firm utilizes a diverse range of analytic methods and investment vehicles, including leverage, derivatives, private placements, and venture capital, managing accounts on a discretionary basis with regular portfolio reviews.

Orlando Espino is a financial advisor with Salt Capital Wealth Management, LLC, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Morgan Stanley, Morgan Stanley Private Bank, and New York Life Insurance Company. Outside of his advisory work, he is involved with A&B Insurance and Financial, an insurance agency specializing in health, accident, and life insurance. Salt Capital Wealth Management provides investment management, consulting, and comprehensive financial planning to individuals, business owners, and institutions, including high-net-worth clients. The firm employs a combination of quantitative and fundamental analysis across multiple rule-based strategies and offers services tailored to both individual and institutional clients.

Tara Manista is a CFP® and ChFC® with seven years of industry experience. She is currently an advisor at Sachi Financial Planning in Newport Beach, CA, where she has worked since 2023. Her prior experience includes roles at Securian Financial Services Inc., Tax and Financial Services Inc., Minnesota Life, Beacon Hill Staffing, and Chapman University. Sachi Financial Planning serves individual, high-net-worth, and business clients with comprehensive financial planning and investment management, combining passive and active strategies and offering estate plan preparation and educational seminars. The firm operates as a fee-only adviser and utilizes AI-assisted tools for estate planning alongside its management on the Altruist platform.

Tristan De Mers is a financial advisor at Pruvise with seven years of industry experience and holds a Series 65 designation. He has been with Pruvise since 2016 and also serves as President of an affiliated accounting and business consulting firm. Additionally, he assists with office administration at Mason Dean Capital. Pruvise provides financial planning and portfolio management services to individuals, families, small businesses, and institutional clients. The firm combines fundamental, technical, and charting analysis to implement multiple asset-allocation strategies, managing accounts primarily on a non-discretionary, client-directed basis.

Tommy Lau is a CFP® and holds a Series 66 license with 18 years of industry experience. He has worked at Fidelity Investments for 10 years and Securities America, Inc. for one year before joining Lanes Wealth Management LLC, where he has been since 2017. Lanes Wealth Management provides discretionary portfolio management and financial advice primarily to individual and high-net-worth clients. The firm employs a value-oriented, long-only investment approach supplemented by strategic asset allocation and offers performance-based fee arrangements for qualified clients.

Husni Gama is a financial advisor with GAMA Wealth Management, LLC, holding Series 65 and Series 66 licenses and bringing 12 years of industry experience. His background includes multiple tenures at GAMA Wealth Management and a three-year period at Credit Suisse. In addition to his advisory role, he provides non-fiduciary international business development consulting to overseas clients. GAMA Wealth Management primarily serves high-net-worth individuals, managing approximately $29.6 million across nine client accounts through a wrap-fee asset management program. The firm offers discretionary portfolio management with an investment approach that includes fundamental analysis, asset allocation, and a range of trading strategies.

Jordan Masciorini is a financial advisor at Ticino Wealth with seven years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing Services, LLC for seven years. Prior to his financial services career, he was a web shop manager for four years. Ticino Wealth provides wealth and investment management and financial planning services to individual and high-net-worth clients. The firm employs a blended active and passive investment approach with an emphasis on tax-aware asset allocation and oversight of third-party asset managers.

Deiyadin Pernas is a financial advisor at SilverOak Investments, LLC with 11 years of industry experience. He holds the Series 66 designation and previously worked at Hightower Advisors and Hightower Securities, LLC from 2015 to 2022. Pernas writes market-related research under Pernas Research, dedicating about 10 hours per week to this work without compensation. SilverOak Investments, LLC provides discretionary portfolio management to individuals, high net worth clients, corporations, and charitable organizations. The firm employs a long-term, bottom-up, valuation-driven investment approach combining fundamental and technical analysis to build client-specific portfolios and sponsors a wrap fee program unusual for firms of its category.

Curtis Hollowell is a financial advisor at Redmount Capital Partners LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Cobalt Commercial Credit, LLC and Redmount Mergers and Acquisitions, LLC. Outside of advising, he serves as president of SellWise Inc., a business data and analytics company. Redmount Capital Partners provides asset management, financial planning, consulting, and ERISA retirement plan services to individuals, high-net-worth clients, trusts, and business entities. The firm manages approximately $36.9 million across discretionary and non-discretionary arrangements and offers private-equity advisory services with an investment approach combining fundamental analysis, Modern Portfolio Theory, and a variety of trading strategies.

I am a CERTIFIED FINANCIAL PLANNER® professional and have been with Havaplan Financial since 2023. I am also a graduate of UCLA’s Personal Financial Planning Program. Prior to entering the financial planning profession, I worked as a professional engineer after earning my bachelor’s degree in mechanical engineering from California State University Long Beach. I later transitioned careers to financial planning to pursue my passion for personal finance and helping others. I am also a member of the Financial Planning Association in Orange County and am a proud volunteer on the Pro Bono Committee. I love giving back to the community and helping improve everyones financial literacy. I also love playing ultimate frisbee and golf, cheering on the Dodgers and Steelers, and spending time outdoors whenever I can.

Marshall Eichenauer Jr. is a financial advisor with Sagent Wealth Management in Laguna Beach, CA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Sagent Wealth Management since 2008. Outside of advisory work, he acts as a licensed life insurance agent. Sagent Wealth Management provides wealth management and advisory services to individuals, families, trusts, retirement plans, businesses, non-profits, and family offices. The firm integrates investment management with financial, retirement, and estate planning, using a mix of proprietary model portfolios, customized investments, and third-party managers.