Jennifer Brown is a CFP®-credentialed financial advisor with 34 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Based in Newbury Park, CA, she holds Series 63 and Series 66 licenses. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing goal-based financial analyses and written recommendations across various planning areas without managing client portfolios directly.

Jeffrey Sardo is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked previously at Prudential Advisors, Farmers Insurance, and Los Robles Regional Medical Center. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser functions, delivering recommendations on a non-discretionary basis.

Israel Santiago is a financial advisor with Edward Jones in Oxnard, CA, holding Series 66 and Series 63 licenses and having 14 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Sherith Squires is a financial advisor with Thrivent Investment Management in Thousand Oaks, CA, holding Series 63 and Series 66 licenses and 35 years of industry experience. She has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of her advisory role, she is a joint owner of a commercial office building leased to multiple tenants, including other Thrivent representatives. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering holistic, goal-based financial analyses and planning without discretionary trading authority. The firm’s services include a model-based approach to comprehensive financial planning and an optional managed-account program under a consolidated billing system called “WealthPlan.”

David Allen is a financial advisor at Stifel with 26 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Fahnestock & Co. Inc. for 22 years. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment strategy methodology developed by its Investment Strategy Group.

Abiel Acosta is a CFP® professional with 21 years of industry experience. He has been with OSAIC since 2025 and previously worked at Lincoln Financial Advisors Corp for 19 years. Acosta is involved in insurance sales, including traditional life, disability, and long-term care insurance, as well as fixed and indexed annuities. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services with a range of portfolio construction tools and access to third-party money managers.

John Cross is a financial advisor at Fisher Investments with 15 years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2007. Fisher Investments serves a global client base including institutional investors, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment approach with quantitative and qualitative research to construct diversified portfolios and employs tax-aware and risk management strategies.

Kristofer Pettit is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at multiple firms, including Girard Securities and First Allied Securities. Pettit is also a licensed insurance agent and serves as a trustee for a spousal lifetime access trust. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and features a multi-manager platform with various program options and affiliations.

Miguel Noriega is a CFP®-certified financial advisor with Edward Jones, based in Oxnard, CA, and has 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of over 23,700 financial advisors.

Geoffrey Sebold is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 66 designations and has held roles at firms including Triad Advisors, OneDigital Investment Advisors LLC, Independent Financial Partners, and LPL Financial. Outside of his advisory work, he serves as the Director of Lacrosse Operations and Boys’ Varsity Head Coach at Oaks Christian School. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, utilizing asset allocation tools and risk assessment to construct portfolios across a wide range of investment types.

Cynthia Foscue is a financial advisor with Osaic Wealth, Inc., holding CFP®, Series 65, and Series 66 credentials and seven years of industry experience. She previously worked at Sagepoint Financial, Inc. and has a 15-year background with Advanced Lubrication Technology, Inc. Outside of advisory services, she is involved in insurance sales and acts as a statutory agent supporting living trust preparation. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm provides integrated brokerage and advisory services, utilizing advanced asset-allocation tools and multiple investment platforms to manage portfolios across a wide range of asset classes.

John Lopez is a financial advisor with LPL Financial in Ventura, CA, holding Series 63 and Series 66 licenses with 32 years of industry experience. He has been with LPL Financial since 1999. Outside of his advisory role, he operates a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Roy Valdez is a CFP® and holds a Series 66 license with nine years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

D'vonne Day is a financial advisor at OSAIC with Series 63 and Series 65 licenses and two years of industry experience. Prior to joining OSAIC, Day worked at Pro-Act Wealth Solutions and Aflac, and previously operated a publishing business. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing firm-provided asset-allocation tools and access to third-party money managers to construct portfolios that include a variety of investment types.

Michael Hanson is a CFP® with 19 years of experience in the financial industry, currently affiliated with OSAIC since 2007. In addition to his advisory role, he owns an art production and sales business and serves as a director of his local homeowners association in Oxnard, CA. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, offering integrated brokerage and advisory services through a wide network of advisers and multiple platforms. The firm employs various asset-allocation tools and provides access to third-party money managers and managed account solutions.

Dan Wilkens is a financial advisor at Cetera with 37 years of industry experience and holds a Series 63 designation. He has been with Cetera and its affiliated entities since 2013 and is also a partner involved in farming activities through TJD Wilkens Farms, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform that combines affiliated and third-party model portfolios across a mix of discretionary and non-discretionary program structures.

Maxwell Soter is a financial advisor with Morgan Stanley in Oxnard, CA. He holds a Series 66 designation and has been with Morgan Stanley since 2024, with breaks in employment in the intervening years. Prior to his current role, he worked at Ripcurl for five years and also has experience as a high school employee. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Peter Hockenmaier is a financial advisor with Ameriprise in Ventura, CA, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has been with Ameriprise and its predecessor entities since 1984. Outside of his advisory role, he is involved in commercial real estate ownership. Ameriprise is a large institutional firm that offers retirement-income planning services aimed at individuals near or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations, emphasizing assets held in Ameriprise-managed accounts and using algorithmic automation overseen by specialized committees.

Kerrie Jensen Schwartz is a financial advisor with LPL Financial in Camarillo, CA, holding a Series 66 designation and three years of industry experience. She has previously worked with Cetera Investment Services LLC and had roles involving self-employment and other firms before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and advanced technologies to support diversified investment strategies.

David Botwinick is a financial advisor with LPL Financial in Oxnard, CA, holding a Series 66 designation and possessing 41 years of industry experience. He has been with LPL Financial since 2018 and has also been associated with SII Investments since 2013. Outside of his advisory roles, he operates David Botwinick & Associates, an investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.