Michael Morando Jr is a financial advisor at Centaurus Financial, Inc. in Santa Barbara, CA, with 14 years of industry experience. He holds the Series 66 designation and has been with Centaurus Financial since 2012. Outside of his advisory work, he is involved in educational speaking and webinars through Compassion International and contributes to an estate planning team. Centaurus Financial, Inc. serves a broad client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements.

Amy Macleod is a financial advisor at Cresset Asset Management, LLC with 16 years of industry experience. She holds a Series 65 designation and previously worked at Manchester Capital Management LLC for 13 years. Outside of her advisory role, she is a partial owner of Kinevan Ranch, LLC. Cresset Asset Management is an SEC-registered investment adviser managing approximately $71.9 billion in client assets for a diverse range of clients, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, with a structured due diligence program that includes quantitative and qualitative manager review and private fund management.

Ryan Burnham is a financial advisor at Centaurus Financial, Inc. with 20 years of industry experience. He holds the Series 66 designation and has been with Centaurus Financial since 2006. Outside of his advisory work, he is involved in a non-investment-related business activity under the name Tremblay Financial Services. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through both discretionary and non-discretionary arrangements using a combination of fundamental and technical analysis.

Alejandro Ochoa is a financial advisor with Independent Advisor Alliance, LLC, holding a Series 66 designation and 23 years of industry experience. His career includes prior roles at Ameriprise, Independent Financial Partners, and LPL Financial. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, wealth coaching, and retirement plan consulting. The firm utilizes a network model of advisory representatives and combines discretionary and non-discretionary portfolio management with access to various third-party platforms and sub-advisors.

Jessica Layman is a CFP® with 11 years of industry experience and is currently with Cerity Partners LLC. She previously worked at West Coast Financial, LLC for over eight years. Jessica holds the Series 65 designation and is based in Santa Barbara, CA. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including high-net-worth individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolios.

David Goss III is a financial advisor with Planmember Securities Corporation, holding a Series 63 designation and 28 years of industry experience. His career includes longstanding roles at Reliastar, David A. Goss III Financial Services, Inc., and Goss Swier Financial Services. He is involved with David A. Goss III Financial Services, Inc., where he serves as an agent specializing in investment and insurance. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as a fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios, complemented by educational and support services for plan sponsors and participants.

Nathan Stoker is a CFP® professional affiliated with Cresset Asset Management, LLC, with four years of industry experience. He has previously worked at Created Wealth Advisory and UBS Financial Services, and spent four years at Pepperdine University. Cresset Asset Management manages approximately $78.9 billion in client assets, serving individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles. The firm employs a disciplined, risk-aware approach combining strategic asset allocation, manager selection, and both active and passive strategies across multiple asset classes, including alternatives and private funds, supported by advanced tools such as artificial intelligence and machine learning.

Kristin Mata is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 credentials and 18 years of industry experience. Her prior work includes positions at Ignite Planners LLC, Cetera Advisor Networks LLC, and Girard Securities, Inc. She is a 50% owner of a marketing DBA named Integrity Wealth Management. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, and institutional plans. The firm offers financial planning and portfolio management using a combination of firm and third-party models, employing both active and passive investment strategies across multiple risk profiles.

Dorienne Larbig is a financial advisor at Cerity Partners LLC with a Series 65 credential and one year of industry experience. Prior to joining Cerity Partners, she worked for the City of Santa Barbara and UC Santa Barbara. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, charitable organizations, foundations, and institutional investors. The firm offers portfolio management, financial planning, retirement plan consulting, tax planning, insurance placement, and access to alternative and private-market investments, using a tailored approach that combines proprietary quantitative screens with external managers and individual securities.

Florentino Mitchell is a CFP® and ChFC® with 12 years of experience in financial advising. He has been with Mercer Global Advisors Inc. in Santa Barbara, CA, since 2015. Mercer Global Advisors serves a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a globally diversified, risk-appropriate investment approach based on Modern Portfolio Theory, utilizing low-cost index vehicles and tax management strategies.

Dalton Dixon is a Series 65-licensed financial advisor at Cerity Partners LLC with seven years of industry experience. Prior to joining Cerity Partners in 2025, he worked at West Coast Financial LLC for six years. Outside of his advisory roles, he was involved with the United Boys & Girls Clubs of Santa Barbara County and UC Santa Barbara. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing using proprietary quantitative screens alongside third-party managers and individual securities.

Adam Stanowick is a CFP® with nine years of industry experience, currently affiliated with Mercer Global Advisors Inc. in Santa Barbara, CA. His entire advisory career has been with Mercer, aside from a two-year period of long-term travel between 2015 and 2017. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios using a variety of investment vehicles and offers educational content and integrated service lines.

Christopher Janeway is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. He has been affiliated with PlanMember Financial Group since 2008 and leads Fourth Point LLC, a wealth advisory firm he founded in 2018. Janeway is also a co-founder of Katie's FUNd, a charitable organization supporting social and recreational activities for teens with developmental disabilities. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation approach to manage unitized, risk-based mutual fund portfolios and delivers education and support services including seminars and personalized retirement planning.

Brian Mann is a financial advisor at OSAIC Institutions, Inc. with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including Infinex Investments, Morton Capital Management, TIAA-CREF, and Merrill. In addition to his advisory role, he serves as a Family Wealth Advisor at First Bank. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients with customized advisory services. The firm combines a hybrid adviser/broker-dealer structure with a model that delegates investment management to its representatives while providing firm-level supervision.

Colin Hyatt is a financial advisor at Cerity Partners LLC with a Series 65 credential and one year of industry experience. His prior work includes roles at Montecito Bank and Trust and involvement with OneReef Worldwide Stewardship. Outside of finance, he has experience working at ski resorts and a brewery, as well as time spent traveling. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, estates, corporations, charitable institutions, and institutional investors. The firm provides a broad range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios and private market programs for qualified clients.

Jeffrey Minc is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Santa Barbara, CA. He has been with Mercer Global Advisors since 2015 in various roles. Outside of his advisory work, he is a co-owner and partner of Cameron Asset Management LLC, a property management company handling Airbnb rentals. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based investment approach with globally diversified, risk-appropriate portfolios and offers a range of implementation options alongside financial planning and consulting services.

Alissa Rennacker is a CFP® and Series 65 credentialed advisor with eight years of industry experience. She is currently with Cerity Partners LLC and previously worked at West Coast Financial, LLC. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm offers tailored asset allocation and portfolio management using proprietary quantitative screens alongside third-party managers and individual securities.

Bryan Powers is a CFP® and holds a Series 65 license, with 17 years of experience in the financial advisory industry. He has been with Mercer Global Advisors Inc. since 2015, currently based in Santa Barbara, CA. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios with multi-factor tilts, utilizing a range of implementation options and supporting services such as financial planning, retirement consulting, tax planning, and estate coordination.

Troy Tremblay is a financial advisor with Centaurus Financial, Inc. in Westlake Village, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Centaurus Financial since 2003, operating under the branding Tremblay Financial Services. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services, utilizing a mix of fundamental and technical analysis across discretionary and non-discretionary arrangements.

Steven Weintraub is a CFP® professional with 28 years of industry experience. He is currently with Cerity Partners LLC, having joined in 2025 following a 33-year tenure at West Coast Financial, LLC. He serves as a member and general partner of West Coast Financial, LLC, which manages several private real estate funds outside of Cerity Partners. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including high-net-worth individuals, families, trusts, corporations, and institutional investors. The firm offers customized portfolios focused on diversified asset allocation and provides a broad range of services including investment management, financial planning, and access to alternative and private-market investments.