Jessica Layman is a CFP® with 11 years of industry experience and is currently with Cerity Partners LLC. She previously worked at West Coast Financial, LLC for over eight years. Jessica holds the Series 65 designation and is based in Santa Barbara, CA. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including high-net-worth individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolios.

David Goss III is a financial advisor with Planmember Securities Corporation, holding a Series 63 designation and 28 years of industry experience. His career includes longstanding roles at Reliastar, David A. Goss III Financial Services, Inc., and Goss Swier Financial Services. He is involved with David A. Goss III Financial Services, Inc., where he serves as an agent specializing in investment and insurance. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as a fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios, complemented by educational and support services for plan sponsors and participants.

Nathan Stoker is a CFP® professional affiliated with Cresset Asset Management, LLC, with four years of industry experience. He has previously worked at Created Wealth Advisory and UBS Financial Services, and spent four years at Pepperdine University. Cresset Asset Management manages approximately $78.9 billion in client assets, serving individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles. The firm employs a disciplined, risk-aware approach combining strategic asset allocation, manager selection, and both active and passive strategies across multiple asset classes, including alternatives and private funds, supported by advanced tools such as artificial intelligence and machine learning.

Kristin Mata is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 credentials and 18 years of industry experience. Her prior work includes positions at Ignite Planners LLC, Cetera Advisor Networks LLC, and Girard Securities, Inc. She is a 50% owner of a marketing DBA named Integrity Wealth Management. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, and institutional plans. The firm offers financial planning and portfolio management using a combination of firm and third-party models, employing both active and passive investment strategies across multiple risk profiles.

Dorienne Larbig is a financial advisor at Cerity Partners LLC with a Series 65 credential and one year of industry experience. Prior to joining Cerity Partners, she worked for the City of Santa Barbara and UC Santa Barbara. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, charitable organizations, foundations, and institutional investors. The firm offers portfolio management, financial planning, retirement plan consulting, tax planning, insurance placement, and access to alternative and private-market investments, using a tailored approach that combines proprietary quantitative screens with external managers and individual securities.

Florentino Mitchell is a CFP® and ChFC® with 12 years of experience in financial advising. He has been with Mercer Global Advisors Inc. in Santa Barbara, CA, since 2015. Mercer Global Advisors serves a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a globally diversified, risk-appropriate investment approach based on Modern Portfolio Theory, utilizing low-cost index vehicles and tax management strategies.

Dalton Dixon is a Series 65-licensed financial advisor at Cerity Partners LLC with seven years of industry experience. Prior to joining Cerity Partners in 2025, he worked at West Coast Financial LLC for six years. Outside of his advisory roles, he was involved with the United Boys & Girls Clubs of Santa Barbara County and UC Santa Barbara. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing using proprietary quantitative screens alongside third-party managers and individual securities.

Adam Stanowick is a CFP® with nine years of industry experience, currently affiliated with Mercer Global Advisors Inc. in Santa Barbara, CA. His entire advisory career has been with Mercer, aside from a two-year period of long-term travel between 2015 and 2017. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios using a variety of investment vehicles and offers educational content and integrated service lines.

Christopher Janeway is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. He has been affiliated with PlanMember Financial Group since 2008 and leads Fourth Point LLC, a wealth advisory firm he founded in 2018. Janeway is also a co-founder of Katie's FUNd, a charitable organization supporting social and recreational activities for teens with developmental disabilities. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation approach to manage unitized, risk-based mutual fund portfolios and delivers education and support services including seminars and personalized retirement planning.

Brian Mann is a financial advisor at OSAIC Institutions, Inc. with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including Infinex Investments, Morton Capital Management, TIAA-CREF, and Merrill. In addition to his advisory role, he serves as a Family Wealth Advisor at First Bank. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients with customized advisory services. The firm combines a hybrid adviser/broker-dealer structure with a model that delegates investment management to its representatives while providing firm-level supervision.

Colin Hyatt is a financial advisor at Cerity Partners LLC with a Series 65 credential and one year of industry experience. His prior work includes roles at Montecito Bank and Trust and involvement with OneReef Worldwide Stewardship. Outside of finance, he has experience working at ski resorts and a brewery, as well as time spent traveling. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, estates, corporations, charitable institutions, and institutional investors. The firm provides a broad range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios and private market programs for qualified clients.

Jeffrey Minc is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Santa Barbara, CA. He has been with Mercer Global Advisors since 2015 in various roles. Outside of his advisory work, he is a co-owner and partner of Cameron Asset Management LLC, a property management company handling Airbnb rentals. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based investment approach with globally diversified, risk-appropriate portfolios and offers a range of implementation options alongside financial planning and consulting services.

Alissa Rennacker is a CFP® and Series 65 credentialed advisor with eight years of industry experience. She is currently with Cerity Partners LLC and previously worked at West Coast Financial, LLC. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm offers tailored asset allocation and portfolio management using proprietary quantitative screens alongside third-party managers and individual securities.

Bryan Powers is a CFP® and holds a Series 65 license, with 17 years of experience in the financial advisory industry. He has been with Mercer Global Advisors Inc. since 2015, currently based in Santa Barbara, CA. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios with multi-factor tilts, utilizing a range of implementation options and supporting services such as financial planning, retirement consulting, tax planning, and estate coordination.

Troy Tremblay is a financial advisor with Centaurus Financial, Inc. in Westlake Village, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Centaurus Financial since 2003, operating under the branding Tremblay Financial Services. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services, utilizing a mix of fundamental and technical analysis across discretionary and non-discretionary arrangements.

Steven Weintraub is a CFP® professional with 28 years of industry experience. He is currently with Cerity Partners LLC, having joined in 2025 following a 33-year tenure at West Coast Financial, LLC. He serves as a member and general partner of West Coast Financial, LLC, which manages several private real estate funds outside of Cerity Partners. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including high-net-worth individuals, families, trusts, corporations, and institutional investors. The firm offers customized portfolios focused on diversified asset allocation and provides a broad range of services including investment management, financial planning, and access to alternative and private-market investments.

Kyle Lantow is a CFP® and holds a Series 65 license with three years of industry experience. He is currently with Cerity Partners LLC and previously worked at West Coast Financial, LLC. Outside of his advisory role, Lantow serves as a river rafting guide for Momentum River Expeditions, Inc. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm offers tailored asset allocation, manager selection, and periodic rebalancing using proprietary quantitative screens alongside third-party managers and individual securities.

Dawn Kirchner is a Certified Financial Planner® (CFP®) with 25 years of industry experience, all of which have been spent at Centaurus Financial, Inc. in Santa Barbara, CA. She holds Series 63 and Series 65 licenses and has been with Centaurus since 2000. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and advisory management of annuity and variable life sub-accounts, employing both discretionary and non-discretionary arrangements.

William Wagner is a financial advisor at Kestra Advisory with 29 years of industry experience. He holds a Series 63 designation and previously worked at Kinecta Financial & Insurance Services, LLC and LPL Financial, LLC. Wagner operates through Kestra Advisory Services and is involved in registered representative activities at True North Wealth Management, focusing on asset management and retirement strategy development. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers services such as plan design, fiduciary consulting, plan-level investment advice, and employee education, managing approximately $79.8 billion in assets.

William Toner is a CFP®-certified financial advisor with 40 years of industry experience. He is currently with OSAIC and has previously worked at Sagepoint Financial, Inc., and Pacific Investment Management Company LLC. OSAIC serves a diverse range of clients including retail and institutional investors, offering integrated brokerage and advisory services through a large network of advisers and multiple advisory platforms. The firm employs a variety of asset-allocation tools and third-party solutions to construct and manage portfolios across different investment types.