John Banuelos is a CFP® with 38 years of industry experience, currently advising at OSAIC since 2024. His prior experience includes roles at Securities America Advisors, Inc., KMS Financial Services, Inc., and over 25 years at H.D. Vest Advisory Services. He is also the owner of Financial Alliance, where he is an enrolled agent providing tax preparation services. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms. The firm employs advanced asset allocation tools and supports a variety of portfolio management options that include traditional and alternative investments.

Scott Taylor is a financial advisor at OSAIC with 26 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors for 25 years. Outside of his advisory role, Taylor is also licensed to offer disability insurance, fixed and indexed annuities, traditional life insurance, and long-term care insurance. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients. The firm provides integrated brokerage and advisory services using a range of investment strategies and third-party platforms to deliver customized portfolio solutions.

Geoff Grabe is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior experience includes roles at Bank of the West and Bancwest Investment Services, where he worked for 15 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Amy Mathers is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and has previously worked at Arizona State University, DreamServ, and Community Regional Medical Center. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Robert Barbour Jr. is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 65 designations and possessing 38 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. He serves as co-trustee for his mother's scholarship trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Sandrine Logan is a CFP® with 26 years of industry experience, currently serving at LPL Financial since 2021. Prior to joining LPL, she spent over two decades working with various insurance carriers and Waddell & Reed Inc. She also acts as a non-variable insurance advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives, offering a broad range of advisory programs and financial planning services.

Phillip Brown is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over 14 years of experience in helping clients achieve their financial goals and build lasting legacies. He holds the Senior Portfolio Advisor title within the Investment Advisory Program and has earned several professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Raised by a single mother, Phillip's personal background influenced his commitment to financial education and planning. He specializes in areas such as Divorce Transition Planning, Legacy Planning, LGBT Wealth Planning, Managing New Wealth, Small Business Strategies, Special Needs Planning Strategies, Women and Wealth, Sports & Entertainment, Tax Minimization, and Retirement Income. Phillip's approach emphasizes collaboration and personalized strategies aligned with clients' priorities and values. In addition to his professional work, Phillip has a longstanding involvement in community activities through coaching football at various high schools and junior colleges, including interim head coach at Menlo-Atherton High School, where he led the team to a CIF-CCS Large School Championship. His interests outside of work include baseball, basketball, biking, cooking, football, gardening, golfing, music, spending time with his family, and watching movies.

Timothy Dodd is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and 66 credentials and 19 years of industry experience. He has been with LPL Financial for 18 years. Outside of his advisory role, he owns a martial arts business, Central Valley Kenpo Karate. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources, and provides both discretionary and non-discretionary management options.

Jasvender Grewal is a financial advisor with Charles Schwab in Fresno, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and due diligence from Schwab Center for Financial Research.

Caleb Blech is a financial advisor at LPL Financial with three years of industry experience. He previously worked at Aegis Capital Corp and has also been affiliated with Walla Walla University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research from various sources.

Katie Altomare is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, with prior experience at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of investment vehicles, such as insurance-related products and bank deposit sweep options.

Brian Oakes is a financial advisor with Morgan Stanley in Fresno, CA, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. His career includes roles at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009, as well as experience with Citigroup Global Markets dating back to 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Rachel Mc Elroy is a financial advisor at Morgan Stanley in Fresno, CA, holding a Series 66 designation with six years of industry experience. Prior to joining Morgan Stanley in 2019, she worked at JD Food from 2017 to 2019 and the Clovis Unified School District from 2014 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by proprietary tools and research, managing approximately $2.74 trillion in client assets.

Robert Ralston is a financial advisor at LPL Financial with 11 years of industry experience and holds the Series 66 designation. His prior roles include positions at Waddell & Reed, Ameriprise, BeachBody LLC, and Money Mailer of South San Jose. He has also been involved with River Park Little League. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options, supplemented by research from LPL Research and third-party providers.

Jeffrey Bradshaw is a financial advisor at Cambridge Investment Research Advisors with 26 years of industry experience. He holds a Series 66 designation and has been with Cambridge since 2011. Outside of advising, Bradshaw is a licensed real estate agent and serves as a board member for the Ten Talents Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a range of platform options and proprietary model strategies.

Bassim Michael is a financial advisor at LPL Financial with 19 years of industry experience. He holds a Series 66 designation and has previously worked at SCF Investment Advisors, Inc. and SCF Securities, Inc. for 14 years. In addition to his advisory work, he is the owner of Michael & Company, CPA, a tax preparation and accounting firm, and also owns two other business ventures related to practice transitions and technology solutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Aaron Carrillo is a financial advisor with Ameriprise in Fresno, CA, holding a Series 66 designation. He has one year of industry experience and previously worked at Walmart Inc., Clovis Community College, and Sanger Unified School District. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, combining investment research and algorithmic tools to deliver personalized recommendations for clients nearing or in retirement.

Michael Nili is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing a variety of model portfolios, third-party research, and technology-driven investment strategies.

Clayton Johnston is a financial advisor at Stifel based in Fresno, CA. He holds a Series 66 designation and has recently begun his career in the industry. Prior to joining Stifel, his work experience includes roles at University of California, Los Angeles, Chick-Fil-A Blackstone, and in education with the Clovis Unified School District. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment methodology relies on forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning decisions.

Dwayne Michael is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with Wells Fargo Advisors since 2016. Michael is also involved in wealth management through his ownership in DM Wealth Management, Inc. and minority ownership in Encore Investment Consultants, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu for clients meeting a net-worth threshold, delivering tailored recommendations supported by Wells Fargo research and planning tools.