Dianne Jones is a financial advisor at LPL Financial with 22 years of industry experience and holds a Series 66 designation. She has worked at LPL Financial since 2015, following a year at Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with an emphasis on both strategic and tactical investment approaches.

Jeff Roman is a financial advisor at Charles Schwab with a Series 66 credential and experience spanning roles at Northwestern Mutual and HA Financing. He has been with Charles Schwab and its affiliated bank since 2025. Outside of his advisory work, Roman serves on the boards of the Napa County Hispanic Network and Moose International Lodge 516, contributing to scholarship fundraising and lodge maintenance, respectively. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance supported by multi-asset model portfolios, centralized supervisory structures, and a formal alternative investment process.

Monique Moreno is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch Pierce, Fenner & Smith, Inc. since 2007. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Oscar Robles is a Resident Director with Merrill Lynch Wealth Management, leading the Santa Rosa complex that manages more than $3 billion in client assets across Northern California. Alongside his leadership role, he advises clients directly through his wealth management practice, Lee Robles Associates, focusing on the needs of families, business owners, executives, and entrepreneurs. With over 15 years of experience in the financial industry, Oscar specializes in helping business owners, entrepreneurs, and self-made wealth creators navigate the complexities of financial success. His advisory process begins by understanding each client's values and goals. He coordinates strategies involving investment management, cash flow planning, lending, tax-aware investing, estate planning, and multigenerational wealth transfer. His areas of focus include college education planning, employee benefits planning, family wealth management strategies, legacy planning, personal retirement planning, tax minimization, and retirement income. Oscar holds a bachelor's degree from San Francisco State University and holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is bilingual in English and Spanish. Committed to community service, he is a founding member of Bank of America's Hispanic Latino Business Council for the San Francisco region and serves on the board of Community Health Initiative, a nonprofit that provides healthcare access to underserved families across California. Oscar resides in Napa Valley with his wife and three children.

Kerry Romstad is a financial advisor with Charles Schwab in Napa, California, holding Series 63, 65, and 66 licenses and 22 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2012. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment selection process.

Jamie Olhiser is a financial advisor with UBS Financial Services, holding a Series 66 designation and three years of industry experience. He has worked at UBS since 2021 and is also associated with Evolve. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to tailor plans to clients' goals. The firm combines institutional trading capabilities with wealth management services and provides custody, underwriting, and capital markets solutions.

Susan Lyle is a Senior Financial Advisor and First Vice President with Merrill Lynch Wealth Management in Napa, California. She brings more than three decades of experience in the financial services industry, having held positions at Dean Witter, First Union, WMFS Financial, FB Financial Services, and Wells Fargo. At Merrill Lynch, Susan serves a diverse and accomplished clientele nationwide, providing wealth management strategies tailored to multiple generations of families. Her expertise includes college education planning, executive compensation, family wealth management, personal retirement planning, portfolio management, special needs planning, tax minimization, and retirement income strategies. Susan holds a Bachelor's Degree from Palm Beach Atlantic University and professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). She collaborates with a team of strategic specialists at Merrill Lynch and partners with banking services at Bank of America. Susan also coordinates with clients’ CPAs and attorneys to address tax or legal updates, helping identify potential gaps in financial plans. Beyond her professional work, Susan has served as a board member for Mentis, Napa’s center for mental health services. She has volunteered for various causes supporting children and senior citizens and coached youth sports during her children's early years. Her personal interests include swimming, spending time with her pets, home improvement projects, and exploring the Napa area through dining and wine tasting.

Renee Mc Leod is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in collaborating with individuals and families to develop personalized wealth management strategies that address a broad range of life priorities, including family wealth management, retirement planning, and managing new wealth. Renee holds a Bachelor's Degree from Sonoma State University and has earned the designations of Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). She has experience focusing on comprehensive financial planning, emphasizing goals-based wealth strategies that adapt to changing market conditions and life stages. In addition to her professional work, Renee has been involved in community organizations such as COPE Family Resources and the Napa Valley College Foundation, where she has served in roles including HR Committee member and board member, respectively. Outside of work, she enjoys antiquing, gardening, music, and spending time with her family.

Austin Fitzpatrick is a Financial Advisor based in Napa, California, affiliated with Merrill Lynch Wealth Management. He specializes in working with individuals and families to develop personalized strategies that align with their financial goals, supporting clients through college education planning, family wealth management, and personal retirement planning. Austin integrates his background as a former collegiate and professional athlete into his approach, emphasizing discipline, preparation, and long-term commitment in financial planning. He holds a Bachelor's Degree in Finance from California State University, Stanislaus, and maintains the Chartered Retirement Planning Counselor™ (CRPC™) designation along with the Personal Investment Advisor (PIA) credential. In addition to his professional work, Austin is involved in his community through participation with the St. Helena Little League. His personal interests include baseball, cooking, fishing, hiking, and reading.

James Dimarco is a financial advisor with LPL Financial in Napa, CA, holding a Series 66 designation and 18 years of industry experience. His prior firms include Waddell & Reed, where he worked for seven years, and Financial Advocates Investment Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Michael Reilly is a financial advisor at Edward Jones with 34 years of industry experience. He has been with Edward Jones since 1989. Outside of his advisory role, he is listed as an owner of a rental property business. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Ronald Boyce is a financial advisor at Charles Schwab with 14 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Michael Jankiewicz is a financial advisor with UBS Financial Services based in Napa, California, holding a Series 63 designation and with 40 years of industry experience. He has worked at Painewebber Incorporated since 1985. Outside of his advisory role, he serves as President of the Napa Valley Baseball Club Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Julie Cutler is a financial advisor at OSAIC with six years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation and Cornerstone Capital. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation and portfolio optimization.

Grant Smith is a Series 66 licensed financial advisor with seven years of industry experience, currently affiliated with LPL Financial in Napa, CA. His prior experience includes roles at Oppenheimer & Co. Inc and Financial Advocates Investment Management. Outside of advising, he has been involved in operating a small real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing a variety of investment strategies and platforms supported by advanced operational tools.

Benjamin Crombie is a financial advisor with Edward Jones in Suisun City, CA, holding CFP® and Series 66 designations and bringing 19 years of industry experience. He previously worked at LPL Financial for 13 years before joining Edward Jones in 2024. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including various household types, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors and offers a range of advisory programs and investment strategies under a fiduciary standard.

Erin Ackenheil is a financial advisor with Ameriprise in Novato, CA, holding a Series 66 designation and one year of industry experience. She has concurrently worked at Black Point Insurance since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Thomas Davis is a financial advisor with LPL Financial in Novato, CA, holding Series 63 and Series 65 designations and over 22 years of industry experience. He has been with LPL Financial, formerly LINSCO/PRIVATE LEDGER CORP., since 2001. In addition to his advisory role, Davis has worked as an independent insurance agent selling fixed insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools, while also maintaining extensive non-advisory financial services.

Melanie Whitehead is a CFP® professional with 25 years of industry experience, currently serving at OSAIC since 2025. She spent 24 years at Lincoln Financial Advisors prior to joining OSAIC. Outside of her advisory role, she is a Notary Public and provides health, disability, long-term care, and traditional life insurance services. OSAIC Wealth serves a diverse client base including retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization and supports a range of investment strategies and third-party manager options.

Francis Dolan is a financial advisor with Morgan Stanley in Napa, California, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Banc of America Investment Services. Outside of his advisory work, he is involved in a family-held LLC that manages a vacation home with his siblings. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools and models.