Annrose Isaac is a CFP® professional with 12 years of industry experience, currently serving at Modern Wealth Management, LLC since 2025. She previously worked at Wade Financial Advisory, Inc. for eight years. Modern Wealth Management provides investment advisory and integrated planning services to a diverse client base, including individuals, trusts, pension plans, charitable organizations, broker-dealers, and corporations. The firm employs a centralized portfolio management model supported by an Investment Committee and offers a range of services such as discretionary investment management, tax and estate planning, and ERISA plan services.

Sabrina Rosh is a CFP® and holds a Series 66 license with 17 years of industry experience. She is currently an advisor at Apollon Wealth Management, LLC and has previous experience at firms including Motley Fool Wealth Management, Ellevest, and Brighton Jones. Apollon Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $11.56 billion in client assets across a network of about 145 advisors. The firm serves individuals, high-net-worth families, family offices, trusts, estates, businesses, and other institutional clients, offering financial planning, portfolio management, retirement plan advisory, and sub-advisory services. Its investment approach integrates fundamental analysis with tactical allocations, ESG risk-based models, Direct Indexing, and technology tools including generative AI.

Reuben Chen is a CFP® with 37 years of industry experience, currently serving at M HOLDINGS SECURITIES, Inc. since 2015. He also founded and leads Wellspring Consulting, where he has worked since 2001. Outside of advisory work, Chen is actively involved in community and professional organizations, including founding and chairing roles in the Silicon Valley Lions Club and its foundation, as well as serving as chairman of the Asian American Insurance & Financial Professional Association (NorCal Chapter). M HOLDINGS SECURITIES, Inc. serves individuals, retirement plans, charitable organizations, corporations, and other entities through a nationwide network of independent firms and professionals, offering a broad range of advisory and brokerage services including discretionary and non-discretionary investment management, retirement plan consulting, and insurance advisory. The firm combines portfolio management with third-party sub-advisors and provides ongoing monitoring and annual reviews tailored to client suitability.

Peggy Martin is a ChFC® credentialed financial advisor with 27 years of industry experience. She is currently with FourStar Wealth Advisors, LLC and has held positions at Family Wealth Consultants, Inc. and Kestra Investment Services, LLC. Outside of her advisory work, she serves as president of ISPF-AAUW, a nonprofit advocating for women and girls, and holds board roles with the Morgan Hill Community Foundation and the Susan Charles Bergoff Foundation. FourStar Wealth Advisors serves a diverse client base including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm provides financial planning, discretionary and non-discretionary investment management, and retirement plan consulting, using a mix of fundamental and technical analysis to tailor portfolios across various asset classes and investment vehicles.

Matthew Herrick is a financial advisor with Prospera Financial Services, Inc. in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Merrill. Outside of his advisory work, Herrick maintains a law practice and is involved as an investor in an enterprise AI startup. Prospera Financial Services is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning, portfolio management, and access to multiple advisory platforms with both discretionary and non-discretionary management options.

John Han is a financial advisor with Mariner Independent who holds the ChFC®, Series 65, and Series 66 designations and has 23 years of industry experience. He previously worked at United Capital Financial Advisers, LLC for nine years and is the founder of Foothill Wealth Advisors. Outside of his advisory work, he serves as a volleyball coach at Santa Teresa High School in San Jose, CA. Mariner Independent serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers financial planning, portfolio management, retirement plan consulting, insurance solutions, and access to alternative investments through a network of investment adviser representatives using both model and customized portfolios.

Christopher Duke is a CFP® with 16 years of industry experience. He currently works at Mutual Advisors, LLC and previously held roles at Silicon Valley Wealth Advisors, Waddell & Reed, and was involved with Central Christian Church. Mutual Advisors, LLC serves a diverse client base including individual investors, trusts and estates, retirement plans, qualified purchasers, and institutional investors. The firm employs a blend of active and passive strategies across discretionary and non-discretionary advisory services, utilizing multiple analytical approaches and third-party tools to tailor portfolios according to client objectives.

Kelly Fong is a financial advisor with M HOLDINGS SECURITIES, Inc. in San Jose, CA, holding Series 63 and Series 65 licenses with 28 years of industry experience. She has worked at M Holdings since 2015 and has provided consulting services through Wellspring Consulting since 2003. Outside of her financial advisory work, she teaches cooking classes at various retail locations. M HOLDINGS SECURITIES, Inc. serves a diverse client base that includes individuals, retirement plans, charitable organizations, and corporations. The firm offers a range of advisory and brokerage services, including discretionary and non-discretionary investment management, retirement plan consulting, and insurance advisory, supported by ongoing monitoring and annual reviews.

Katherine Hillsbery is a Series 66-licensed advisor with ValMark Advisers, Inc. She has professional experience across several firms including Hillsbery Financial & Tax, International Flavors and Fragrances, and DoorDash. Her background also includes roles associated with California Polytechnic State University. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional clients. The firm employs diversified, goal-based model portfolios and asset allocation strategies, utilizing mutual funds, ETFs, and separate-account managers, with ongoing monitoring and rebalancing overseen by an investment committee.

Dennis Shao is a financial advisor at M Holdings Securities, Inc. with one year of industry experience. He holds the Series 66 designation and has worked concurrently at Wellspring Consulting and M Holdings Securities since 2016. M Holdings Securities, Inc. serves individuals, retirement plans, charitable organizations, corporations, and other business entities through a nationwide network of independent Member Firms and Financial Professionals. The firm offers a broad range of advisory and brokerage services, including discretionary and non-discretionary investment management, retirement plan consulting, financial planning, and insurance advisory, using both internal portfolio managers and third-party sub-advisors to deliver investment solutions.

Rodney Wade is a CFP® professional with 33 years of industry experience. He has been with Modern Wealth Management, LLC since 2025 and previously operated Wade Financial Advisory, Inc. for 27 years, where he also provided tax preparation services for individuals and businesses. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets across 94 advisors. The firm offers discretionary and non-discretionary investment management, financial planning, and modular services to individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, supported by a centralized Investment Committee and a mix of strategic allocation methods.

Jennifer Riva Kirk is a financial advisor with The Wealth Consulting Group in San Jose, CA, holding a Series 66 credential and over 20 years of industry experience. Her career includes roles at LPL Financial LLC and Redwitz Wealth Management Group, where she has been involved since 1996. She serves on the board of the nonprofit Caritas Corporation. The Wealth Consulting Group is an SEC-registered wealth management firm serving individual, corporate, retirement plan, and trust clients. The firm employs a blend of active and passive investment strategies, fundamental and quantitative analysis, and provides advisory services through multiple custodial platforms.

Justin Kennedy is a financial advisor with Integrity Advisory Solutions and holds a Series 65 designation. He has two years of industry experience and concurrently serves as owner and attorney at Litherland, Kennedy & Associates, APC, an estate planning and elder care law firm. Kennedy is also involved with the Alzheimer's Association Walk to End Alzheimer's as a member of the Silicon Valley Executive Leadership Team. Integrity Advisory Solutions serves a diverse client base including individuals, trusts, estates, and businesses through a network of approximately 100 independent advisors. The firm offers portfolio management, financial planning, retirement consulting, and sub-advisory services, employing a range of investment strategies and leveraging third-party platforms to tailor portfolios and manage assets.

Craig Martin is a financial advisor at FourStar Wealth Advisors, LLC with 25 years of industry experience. He holds the CFP®, ChFC®, and Series 65 designations. Prior to joining FourStar in 2022, he has been associated with Family Wealth Consultants, Inc. since 1999, where he serves as owner and portfolio manager. FourStar Wealth Advisors serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs a combination of fundamental and technical analysis to tailor investment portfolios across various securities and independent managers, providing financial planning, investment management, and retirement consulting services.

Ethan Donahue is a financial advisor at Integrity Advisory Solutions with a Series 66 credential and two years of industry experience. He previously worked at Edward Jones and holds an investment advisor role serving clients of an estate attorney office, Litherland, Kennedy & Associates, where he applies investment advice and asset allocation to client financial needs. Integrity Advisory Solutions serves a diverse client base including individuals, trusts, estates, and corporations through a network of independent advisors, offering portfolio management, financial planning, retirement consulting, and sub-advisory services. The firm employs a range of investment approaches and integrates retirement-plan advisory capabilities with affiliated program sponsorship.

Raymond Ortiz is a financial advisor with MissionSquare Retirement in San Jose, CA, holding Series 63 and Series 65 credentials and possessing 13 years of industry experience. He has worked at ICMA Retirement Corporation since 2012. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofit entities by administering deferred compensation and qualified retirement plans, providing plan administration, recordkeeping, education, and Guided Pathways Advisory Services. The firm’s investment advice and model portfolios are developed by Morningstar Investment Management and offered through a multi-team advisory structure supporting more than 40,000 participants.

Curtis Davis is a financial advisor at PFG Advisors with 39 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including LPL Financial, Securities America, and United Planners. Davis is also the president and founder of Davis Financial Management Inc., a marketing entity associated with his advisory practice. PFG Advisors provides fee-based investment advisory services to a diverse client base, including individuals, retirement plans, trusts, charitable organizations, and financial institutions. The firm delivers its investment approach through a network of advisors who utilize firm-developed models and third-party managers, emphasizing top-down macro allocation and routine portfolio monitoring.

Scott Manley is a financial advisor with Mutual Advisors, LLC, holding a Series 66 credential and bringing 26 years of industry experience. He has worked at Mutual Advisors and Mutual Securities since 2018 and previously spent 18 years with Elaine Manley, Inc. and Waddell & Reed, Inc. Outside of advisory work, Manley is involved in authoring and selling financial books through Financial Journey Partners, Inc., which he directs. Mutual Advisors, LLC serves a diverse client base including individual investors, trusts, retirement plans, and institutional investors. The firm offers a range of services such as asset management and consulting, employing a mix of active and passive strategies tailored through multiple analytical approaches and third-party tools, and is notable for its large-scale institutional work and use of specialized operational features.

Joseph Ellis is a CFP® with 16 years of industry experience, currently serving at Diversify Advisory Services, LLC since 2023. He also has over a decade of involvement with DFPG Investments, LLC. Outside of his advisory roles, Ellis is engaged in tax preparation and representation as an enrolled agent, provides notary services, and is involved in public speaking on injury and medical topics, including authoring a book on running injuries. He also serves as a fractional CFO for a stem cell dermatological startup. Diversify Advisory Services, LLC provides investment advisory and financial planning to a diverse client base, including individuals, corporations, pension plans, trusts, medical professionals, and small business owners. The firm employs a tactical diversification investment approach, utilizing a variety of platforms and instruments such as ETFs, mutual funds, alternatives, and options-based strategies.

Hsien Lin is a financial advisor at Kovack Advisors, Inc. with 27 years of industry experience. He holds the Series 66 designation and has previously worked at Merrill, UBS Financial Services Inc., and Western International Securities, Inc. Kovack Advisors, Inc. is a multi-team registered investment adviser with roughly 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities, employing both internally created models and third-party managers to construct and manage client portfolios.