Lufino Mejorado is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo-related entities since 2013. In addition to his advisory role, he operates Timeless Music Productions as an audio engineer, providing sound engineering services for events. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Deanna Martins is a financial advisor with OSAIC in Sacramento, CA, holding a Series 66 designation and three years of industry experience. She also owns a CPA firm through which she provides tax planning and prepares tax returns. In addition to her advisory role, she serves as co-trustee of a family living trust. OSAIC Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing various tools and third-party platforms to manage portfolios across a range of asset classes.

Caden Pascoe is a financial advisor with LPL Enterprise holding a Series 66 designation and no prior industry experience. His work history includes roles at Cintas, Blue Note Brewing Company, Starbucks, and Woodland Christian School. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm typically employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Eike Hamilton is a financial advisor at LPL Financial in Sacramento, CA, holding a Series 66 designation with 15 years of industry experience. Prior to joining LPL Financial in 2021, he worked with Waddell & Reed, INC. and various insurance carriers associated with W&R Insurance Agencies from 2011 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with research tools and diverse investment strategies.

Michael Graham is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and two years of industry experience. His work history includes positions at Wells Fargo Bank and Wells Fargo Clearing, as well as time at California State University and Chipotle Mexican Grill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Daniel Giese is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. He has worked at Bank of America, N.A. since 2021 and has been with Merrill since 2020. Outside of his financial career, he has been involved with Airbnb since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lindsey Lund is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2020, previously spending five years at John Hancock Retirement Plan Services and four years at John Hancock Distributors LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michelle Wilbur is a financial advisor at Ameriprise with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliates since 2009. Based in Sacramento, CA, she has worked exclusively within the Ameriprise organization throughout her career. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement who meet specific eligibility criteria, typically involving significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

Kevin Haarberg is a CFP® with over 41 years of experience at Edward D. Jones & Co., L.P., where he has worked since 1984. He is based in Woodland, CA. Outside of his advisory role, he is a passive investor and partner in real estate investment ventures. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Robert Devore is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 designations and bringing 44 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting certain net-worth criteria, utilizing proprietary research and tools to develop personalized recommendations.

Bart Vannucci is a financial advisor with Primerica Advisors in Sacramento, CA, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has been with Primerica Advisors since 1991 and has additional involvement with the UC Davis Equestrian Center and the University of California Davis. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients, utilizing model-delivery strategies and discretionary separately managed accounts supported by third-party managers and custodians.

Joseph Yoon is a financial advisor with Merrill, holding a Series 66 designation and 26 years of industry experience. He has worked at Merrill since 2006 and is also affiliated with Bank of America, N.A. where he has been since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stacey Crawford is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as an adjunct professor in the Division of Language & Literature at Los Rios Community College and works as a positive psychology and well-being coach. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Kevin Kimura is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Sacramento, California. He has been working with Merrill since 1999, bringing over 23 years of experience in helping clients manage new wealth, retirement planning, and retirement income strategies. Kevin emphasizes developing personalized financial strategies tailored to clients' long-term goals while adapting to changing market conditions. Kevin holds a Bachelor's Degree from Pacific Union College and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He aligns with the Merrill tradition of community involvement and volunteers with local organizations. Outside of work, Kevin enjoys camping, fishing, gardening, and spending time with his family.

Chetan Patel is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and eight years of industry experience. He has worked at J.P. Morgan Chase Bank, N.A. and Bank of America, NA, including Merrill, prior to his current role. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Katie Beres is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based planning process supported by the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

John Auble is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets from 1997 to 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning that incorporates firm-approved tools and models. The firm manages a broad range of assets and serves clients through both direct engagements and employer-sponsored financial planning agreements.

Jean Chai is a financial advisor with Ameriprise in Vacaville, CA, holding a Series 63 designation and 35 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he is a co-owner of Nut Tree Properties, LLC, a real estate business. Ameriprise is a large institutional firm offering retirement-income planning services primarily for clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored retirement income recommendations delivered through a centralized consulting team.

Sukhpreet Sangha is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. He has worked previously at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC, in addition to multiple roles within Wells Fargo entities over the past eighteen years. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports a broad range of brokerage and advisory solutions.

John Lewis is a financial advisor with Ameriprise in Sacramento, CA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise since 2004 and is also co-owner of Ascendant Wealth Management Group, where he manages an advisory business. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides ongoing planning advice and written recommendation reports focused on retirement income strategies and tax-aware withdrawal approaches.