Scott Mc Veigh is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley since 2009, currently serving at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Paul Waterman is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

George Riemer is a financial advisor at RBC Capital Markets with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with tailored investment strategies that utilize a range of in-house and third-party managers, providing discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Joshua Harris is a financial advisor with RBC Capital Markets in Bend, OR, holding a Series 66 designation and three years of industry experience. Prior to joining RBC in 2021, he worked at Anheuser-Busch Inc. from 2018 to 2021, among other roles. Outside of finance, he is involved in a lawn mowing business since 2021. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and incorporates a mix of in-house and third-party investment managers.

Donald Hahn is a financial advisor with Merrill in Bend, Oregon, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at Northwestern Mutual and a long tenure of 17 years at U.S. Bank. He owns a consulting business, Hahn Consulting Group, which is currently inactive. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

John Steiner is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 34 years of experience in financial and wealth management advice and services. He has previously held the position of Branch Manager for 25 years, where he developed a strong code of ethics that continues to guide his client relationships. John focuses on creating wealth management strategies for individuals and businesses to help them pursue their short and long-term financial goals. John's approach emphasizes an interactive relationship with his clients, beginning with a clear identification and definition of their financial goals and objectives. He leads a team that independently evaluates alternatives to develop customized wealth management strategies, which are implemented with detailed attention and regularly tracked and reviewed against clients' financial objectives. His areas of expertise include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. John earned a Bachelor of Arts degree in Economics from the University of Wisconsin in Madison. He holds several FINRA registrations, including Series 3, 7, 8, 63, and 65, and is a licensed Life Insurance Agent. John has also attained the Personal Investment Advisor (PIA) designation. In addition to his professional work, he has served on the Board of Directors of Tony La Russa's Animal Rescue Foundation (ARF). He resides in Black Butte Ranch, Oregon with his wife and enjoys spending time with his four children and fourteen grandchildren. Personal interests include baseball, biking, golfing, hiking, scuba diving, skiing, and swimming.

Ryan Mchugh is a CFP® with 15 years of industry experience, currently with RBC Capital Markets in Bend, OR. His prior experience includes 12 years at UBS Financial Services. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Jay Fain is a financial advisor with Morgan Stanley in Bend, OR, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015, as well as with Citigroup Global Markets since 2003. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services directly to clients and through corporate financial planning agreements.

Thomas Meagher is a financial advisor with RBC Capital Markets in Bend, Oregon, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His prior roles include positions at Morgan Stanley and Citigroup Global Markets. He serves on the board of directors for the Bend Volunteer Community and participates as a committee member for the Providence St. Vincent Medical Foundation. RBC Wealth Management, a division of RBC Capital Markets, provides services to individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies using both in-house and third-party managers, alongside comprehensive portfolio management, financial planning, and brokerage services.

Michael Hurley is a financial advisor with Morgan Stanley in Bend, Oregon, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2012. Outside of his advisory role, he serves as a trustee and co-trustee for a trust in Bend. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets through tailored planning and a range of investment offerings.

Carol Scott is a financial advisor at Morgan Stanley with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Christopher Brewer is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Brewer serves on the board and finance committee of the Deschutes Children's Foundation in Bend, Oregon, including roles as board chair and member of the executive committee. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment research to support its advisory services, which include both direct client relationships and corporate financial planning agreements.

Stuart Johns is a financial advisor with Merrill in Bend, Oregon, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Bank of America, Merrill, and RBC Capital Markets over his career. Outside of advising, he performs music as a sole proprietor. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Crook is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Commonwealth Financial Network and First Allied Securities, Inc. He operates his LPL-related activities through PLC Asset Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing various investment strategies supported by advanced operational tools.

John Morgan is a Series 66 licensed financial advisor with Edward Jones in Bend, Oregon, where he has worked since 2011, accumulating 14 years of industry experience. He is part of a large team within the firm, which serves a diverse client base. Edward Jones is a full-service wealth management firm with over four million individual and institutional clients and approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeri Beck is a financial advisor at Morgan Stanley in Portland, OR, holding Series 63 and Series 66 credentials with 24 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets and employing structured planning tools such as Monte Carlo simulations to model outcomes.

Scott Davis is a financial advisor with Morgan Stanley in Bend, Oregon, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Davis serves as a committee member on the Wyomissing Foundation’s finance committee, providing oversight to ensure the fund adheres to its investment policy. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured financial planning process with firm-approved tools and delivers a range of investment and planning services alongside affiliated broker-dealer activities.

Eric Carmichael is a financial advisor at Edward Jones with 16 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Advisors and Wickiup Junction LLC. Outside of his advisory role, he serves as a basketball referee in Bend, Oregon. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

Ryan Thornton is a financial advisor at Edward Jones in Bend, Oregon, with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Deborah Lee is a financial advisor with Merrill in Bend, Oregon, holding Series 63 and Series 65 credentials and 34 years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.