Gregory Heinrich is a financial advisor with Kovack Advisors, Inc. in Fort Lauderdale, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2010. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions nationwide. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party manager recommendations, focusing on diversified asset-class exposure primarily through mutual funds and ETFs.

Richard Giannotti II is a financial advisor with RFG Advisory, LLC, holding a Series 65 credential and 11 years of industry experience. His prior roles include positions at Madison Avenue Securities, LLC, and Global Wealth Management Investment Advisory, Inc. He is also a silent investor in a real estate consulting business. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing about $8 billion for over 17,000 clients. The firm serves individuals, high-net-worth households, trusts, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through both proprietary and third-party strategies.

Garth Ivey is a financial advisor at Kovack Advisors, Inc. in Ft. Lauderdale, FL, with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Kovack Advisors since 2021, following prior roles at Securities America and Investacorp. Outside of his advisory work, he owns and manages several investment-related businesses, including a financial services firm offering insurance products and multiple LLCs that oversee office properties. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions. The firm focuses on diversified asset-class exposure primarily through mutual funds and ETFs, with additional strategies as appropriate, and offers both discretionary and non-discretionary asset management along with financial planning services.

Danny Young is a financial advisor at Kovack Advisors, Inc. with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Kovack Advisors since 2022, following roles at Cetera Advisor Networks and VOYA Financial Advisors. Outside of his advisory work, he has owned and operated The Agent Tool Shop since 2008. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs and offers discretionary and non-discretionary asset management along with financial planning and third-party manager recommendations.

Andres Pimentel is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Kovack Advisors, Inc. since 2020. Prior to his current role, he worked at CITIGROUP and SunTrust Investment Services. He is involved as CFO of a nonprofit organization that assists Christian couples with funding marital counseling. Kovack Advisors, Inc. is a multi-team registered investment adviser with around 260 advisors and over $6 billion in client assets, serving individuals—including high-net-worth clients—pension and profit-sharing plans, charitable organizations, banks, and government entities. The firm employs a risk-tolerance based investment process using internally developed models and third-party managers, providing discretionary and non-discretionary portfolio management along with financial planning and sub-advisory services.

Laurel Miller is a Series 66 licensed financial advisor with nine years of industry experience. She currently works at Oak Tree Group and previously worked at Kovack Securities, Inc. Outside of her advisory role, she serves as a soccer referee in Atlanta, overseeing games and enforcing league rules. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, and pension plans, through a nationwide network of representatives. The firm emphasizes diversified asset-class exposure using mutual funds and ETFs, offers financial planning and third-party manager recommendations, and provides ongoing portfolio supervision and rebalancing.

Kenneth Deane is a financial advisor at Advisors Capital Management, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at The Pacific Financial Group, Inc. and AC Funds, LLC, where he is a managing member and majority owner. Advisors Capital Management provides discretionary portfolio management and proprietary model strategies to individual and institutional clients, including high-net-worth individuals, retirement plans, and government entities. The firm offers custom private accounts and model strategies, combining top-down macro analysis with bottom-up fundamental, quantitative, and qualitative research.

Gavin Banta II is a financial advisor at Thurston Springer Advisors with a Series 66 designation and no prior industry experience. He has work history at Fratarcangeli Wealth Management and experience from roles at Florida State University and Pine Crest School. Thurston Springer Advisors serves a diverse range of clients including individuals, corporations, charitable institutions, and retirement plans, providing financial planning, portfolio management, and consulting services. The firm employs Tactical Momentum and Earnings Momentum investment strategies and manages accounts on a discretionary basis under its Compass agreements.

Eric Zeitlin is a financial advisor with Provenance Wealth Advisors, holding a Series 63 designation and over 33 years of industry experience. He has worked with PWA Securities, LLC and Raymond James Financial Services, and serves as a managing partner in ZYH LLC, which owns a 50% interest in Provenance Wealth Advisors. Outside of his advisory role, Zeitlin is a committee member of the Miami Foundation's investment advisory committee and serves on the board of The Cove Yacht Basin in Boca Raton. Provenance Wealth Advisors provides investment advisory and planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and other business entities. The firm manages approximately $4.44 billion in assets and offers tailored portfolio management, financial planning, and retirement planning using a range of investment strategies and a multi-custodial platform.

Gabriel Silva is a financial advisor at Cornerstone Wealth Management, LLC with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Cornerstone since 2019, following prior roles at Independent Financial Partners and LPL Financial. Silva also manages Silva Wealth Management LLC, a business entity used for tax and investment purposes. Cornerstone Wealth Management serves individuals, trusts, pension plans, corporations, and charitable organizations by providing asset management, financial planning, and retirement consulting. The firm employs a multi-brand model supported by LPL platform programs and technology, managing a high client load across its team of 91 advisors.

Davied Miller is a financial advisor at CreativeOne Wealth, LLC with five years of industry experience. He holds Series 66 and Series 63 licenses. His prior experience includes roles at Fidelity Investments and David Lerner Associates. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting services to individuals, corporations, and other advisory firms. The firm manages primarily discretionary accounts using proprietary model portfolios and a mix of third-party managers, employing various investment approaches including modern portfolio theory and quantitative analysis.

Gerald Hoenings is a CFP® with 34 years of industry experience, currently serving at Kovack Advisors, Inc. since 2007. In addition to his advisory role, he is a Certified Public Accountant and president of two tax preparation firms, Pinnacle Tax of Jupiter and Pinnacle Tax of Palm Beach. He also manages an online fitness equipment business, BGE Ventures, LLC. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions. The firm offers discretionary and non-discretionary asset management with a focus on diversified asset-class exposure primarily through mutual funds and ETFs, along with third-party manager recommendations and financial planning services.

Steven Wright is a financial advisor at Kovack Advisors, Inc. with 19 years of industry experience. He holds the PFS™ designation and Series 63 license. His career includes long-term roles at Kovack Advisors and Kovack Securities, as well as ownership of S R Wright & Company, P.A., a CPA firm specializing in tax return, estate, and asset protection planning. Outside of his advisory work, he is involved in managing a CPA firm and a tax and accounting service for trusts and estates, along with a cattle operation. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions nationwide. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, offers discretionary and non-discretionary asset management, and provides financial planning and held-away retirement account management through an account aggregation service.

Michael Wohlgemuth is a financial advisor with New Edge Wealth and holds a Series 66 designation. He has 11 years of industry experience, including prior roles at Bank of America, N.A., and U.S. Trust/BANK OF AMERICA. Outside of his advisory work, he maintains a mineral and rock collection which he occasionally sells at mineral shows and online. New Edge Wealth primarily serves ultra-high-net-worth individuals, families, and institutional clients, offering a range of advisory services from wealth strategy to portfolio management. The firm focuses on asset allocation and investor behavior, integrating independent managers and AI-assisted analytics within a multi-team structure.

Guilherme Guerra is a financial advisor at Bolton Securities Corporation holding a Series 66 license with no prior industry experience. His work history includes roles at Bolton Global Asset Management and Bolton Global Capital, as well as teaching positions at the University of Miami, Florida International University, and local schools. Bolton Global Asset Management is a registered investment adviser serving individual, corporate, institutional, and charitable clients. The firm offers portfolio management and financial planning through a network of independent advisers, employing a variety of investment strategies primarily focused on long-term investing with options for shorter-term trades.

Gregory Bayer is a CFP® with 40 years of experience in the financial services industry. He currently serves as a financial advisor at Arax Advisory Partners and has previously worked at Cetera and Cetera Advisors LLC. Outside of advising, he is an author of a published book titled "Mile & Honey" and is an owner and president of a holding company. Arax Advisory Partners is a multi-team wealth manager with over 200 advisors overseeing approximately $26.5 billion in assets. The firm serves individuals, high-net-worth clients, family offices, institutions, and retirement plans, using a combination of internal portfolio management, third-party models, and tailored asset allocation to meet client objectives.

Michel Tsaparlis is a financial advisor at Kovack Advisors, Inc. with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Kovack Advisors and Kovack Securities since 2013. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base that includes individuals, corporations, pension plans, and banking institutions nationwide. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, while also recommending third-party managers and providing comprehensive financial planning and account aggregation services.

Rajeev Pandit is a CFP® with 37 years of industry experience, currently serving as a financial advisor at StoneX Advisors Inc. since 2015. He also holds the role of Enrolled Agent at Spire Group Inc., where he provides tax preparation services. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations by offering portfolio management, financial planning, ERISA plan consulting, and related services through a combination of independent advisors and an in-house Private Client Group. The firm employs a variety of investment platforms and model-based solutions, supporting multiple account structures and allowing clients to impose reasonable investment restrictions.

Michael Lucarelli is a financial advisor with Asset Allocation Strategies, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Asset Allocation Strategies since 2017 and maintains long-term roles at GLP Investment Services and GLP and Associates. Outside of his advisory work, he owns and manages several rental property businesses. Asset Allocation Strategies, LLC serves individual retail clients, including high-net-worth individuals, and plan sponsors by managing retirement accounts and providing financial planning. The firm uses a combination of proprietary and third-party model portfolios, employing quantitative asset-allocation techniques and primarily utilizing ETFs for diversification and tax efficiency.

Isabelle Shick is a financial advisor at Kovack Advisors, Inc. with 18 years of industry experience. She holds a Series 66 designation and has been with Kovack Advisors since 2011. Outside of her advisory role, she spends part of her time as a fixed insurance agent. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, and institutions, with an investment approach focused on diversified asset-class exposure through mutual funds, ETFs, and other vehicles.