Paul Colte is a financial advisor with Equitable Advisors in Bradenton, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2005, previously affiliated with Axa Advisors, LLC for 15 years. Outside of his advisory role, he serves as president of Helm Financial Group and is involved in other insurance-related business activities. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad roster of third-party asset managers. The firm employs a hybrid referral and implementation model that includes both advisory and brokerage/insurance channels.

Elwood Gross III is a CFP® professional with 17 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, he provides financial accountability and support to Young Life of Manatee County in Bradenton, FL. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Gary Liebel is a financial advisor with Morgan Stanley in Bradenton, FL, holding Series 63, 65, and 66 licenses and possessing 39 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney LLC from 2011 through the present. Outside of his advisory role, he is involved in several private businesses, including serving as vice president of Presque Isle Boat Tours Inc. and owning a restaurant called Woodys BARge and Grill. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Their planning process incorporates firm-approved tools and models but generally does not include individual security recommendations as part of standalone plans.

Dennis Kruk is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that are designed to be flexible and responsive to changing market conditions and his clients’ evolving needs. His approach focuses on understanding the full financial picture of clients and their families to create comprehensive and customized plans. He offers access to investment insights from Merrill as well as banking and lending solutions from Bank of America to address various aspects of clients' financial lives. Dennis holds a Bachelor's Degree from Baruch College and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment (SE). His client focus areas include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management, tax minimization, and retirement income. In addition to his advisory work, Dennis is involved in his community through volunteering with organizations such as Habitat for Humanity and Southeastern Guide Dogs. Outside of work, he enjoys biking, golfing, swimming, and spending time with his family.

Richard Eaton is a financial advisor at Morgan Stanley with 42 years of industry experience. He has held positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Eaton holds Series 63 and Series 65 licenses and is based in Bradenton, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning solutions. The firm manages approximately $2.74 trillion in client assets and employs firm-approved planning tools and methodologies to support its financial planning process.

Brian Smith is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 31 years of industry experience. Prior to joining Cetera in 2022, he worked at Fidelity Personal and Workplace Advisors and Hancock Whitney Bank, where he also served as a wealth advisor providing financial planning and referrals to specialists. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supporting over 10,000 advisors and managing assets totaling more than $256 billion.

David Nicewarner is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His prior roles include leadership positions at Grove Point Advisors, LLC and Grove Point Investments, LLC, as well as operating his own CPA firm specializing in tax preparation and accounting since 1986. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Daniel Wood is a financial advisor with LPL Financial in Bradenton, FL, holding a Series 66 designation and having 15 years of industry experience. He has been with LPL Financial since 2014. Outside his advisory role, Wood serves as a class instructor for Financial Peace University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits through a nationwide network of advisers. The firm provides financial planning, various advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Carl Koenig is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in the Doylestown, Pennsylvania office. He has been with the firm for over 30 years, assisting clients through the Wealth Management Process to develop tailored financial strategies. His expertise spans retirement, education, and estate planning, with a focus on goals-based investing and uncovering overlooked aspects of clients’ financial situations. Carl holds a Bachelor of Science degree in Business Administration with a concentration in Economics from Old Dominion University. He was inducted into Omicron Delta Epsilon, the Honors Society in Economics, and completed the Merrill Financial Advisors Leadership Program through The Wharton School at the University of Pennsylvania. He also holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Carl resides in Newtown, Pennsylvania with his wife and three daughters. Outside of his professional work, he enjoys spending his leisure time fishing, biking, traveling, and being with his family.

Mark Occhipinti is a Series 66-licensed financial advisor with Morgan Stanley, where he has worked since 2009 and at the Morgan Stanley Private Bank since 2015, totaling 27 years of industry experience. He is based in Longboat, Florida. Outside of his advisory role, he is a partner in an LLC that manages rental storage units in Pennsylvania. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Richard Schaefer is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools.

Arik Jacobson is a Series 66 credentialed advisor with 14 years of industry experience, currently affiliated with OSAIC. He previously worked at Financial Dimensions Group, Inc. for 12 years. Outside of his advisory role, Jacobson is an independent life insurance agent and serves on the finance committee of a local YMCA. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs a variety of asset-allocation tools and supports both discretionary and non-discretionary account management.

Rebecca Mc Swain is a financial advisor at Edward Jones in Bradenton, Florida, holding the ChFC® and Series 66 designations with 18 years of industry experience. She has been with Edward Jones since 2014. Outside of her advisory role, she coordinates activities for Young Life of Manatee County and coaches the junior varsity tennis team at Bradenton Christian School. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment options, supported by a nationwide network of over 23,000 financial advisors.

George Elliott is a financial advisor at Raymond James & Associates with 25 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2016. Outside of his advisory role, he owns a second home on Anna Maria Island, Florida, which he rents out occasionally. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Jeffrey Patten is a financial advisor with Edward Jones in Palmetto, FL, holding Series 63 and Series 65 credentials and 13 years of industry experience. His prior roles include positions at Truist Bank, Walser Wealth Management Company, Oxford Wealth Group, BMO Harris Bank, and Fifth Third Bank. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates a large national network of advisors and branch offices.

Steven Delizza is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding a Series 66 designation and 15 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2011. In addition to his advisory role, he has a 33% ownership in DDS Financial, LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, incorporating Wells Fargo research and tools, with planning engagements typically structured as discrete projects.

Lea Smith Johnson is a CFP® with 26 years of industry experience. She currently works at OSAIC and has previous experience at Csenge Advisory Group, LLC, and FSC Securities Corporation. She is a founder of Triple Crown Wealth Finance, LLC and serves as president of LSJ Equities LLC. Additionally, Johnson holds a trustee board member position with the International Association of Registered Financial Consultants. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk assessment, and portfolio management using multiple platforms and third-party solutions.

Mark Carnes is a CFP®-designated financial advisor with 46 years of industry experience. He is currently with Cetera and has been associated with Cetera Advisors LLC since 2013. Additionally, he is a partial owner of Prosperity Wealth Management LLC, a financial services firm he has been involved with since 1999. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by over 10,000 advisors and managing more than $256 billion in assets.

Jeffrey Wester is a financial advisor at OSAIC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at notable firms including Northwestern Mutual and Securities America Advisors. Wester also provides advisory services through Dash Capital Advisors. OSAIC serves a diverse range of clients, including individuals, institutions, and charitable organizations, offering integrated brokerage and advisory services along with access to third-party money managers and advanced portfolio management tools.

Frank Fontanella is a financial advisor at Fisher Investments with 22 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Fisher Investments since 2013. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and uses tax-aware strategies alongside risk management techniques.