Sydney O'haire is a Financial Advisor at Merrill Lynch Wealth Management, where she works within the O'Haire Group. She joined Merrill Lynch in 2020 and serves clients by supporting their financial goals and planning needs. Sydney's client focus areas include education planning, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Sydney earned a Bachelor of Arts degree in Political Science and Sustainability Studies from the University of Florida in 2014 and a Master of Fine Arts degree in Cinema Directing from DePaul University in 2018. She holds the designation of Personal Investment Advisor (PIA). Bilingual in English and Spanish, Sydney began her financial advisory career under the mentorship of her mother, Baerbel O'Haire, and has since developed a focus on helping clients achieve financial and broader personal goals. As a member of the LGBTQ+ community, she also serves clients within this community and beyond.

Dylan Flinchum is a financial advisor with Raymond James Financial Services Advisors, Inc. in Vero Beach, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Raymond James, he worked at Addepar and PowerPlan. Outside of his advisory role, he owns Flinchum Financial Services LLC, providing financial planning and investment services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs non-discretionary planning tailored to client goals using analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Robert Finan is a financial advisor with Morgan Stanley in Vero Beach, FL, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley since 2013, including a role with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he serves on the finance committees of Holy Cross Catholic Church and the Diocese of Trenton and is a board member of Frictionless Enterprises LLC, a technology firm focused on business development. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee.

Cole Gillespie is a financial advisor with LPL Financial in Vero Beach, FL, holding a Series 66 designation and six years of industry experience. His prior work includes roles with professional baseball organizations such as the Miami Marlins, San Diego Padres, and Sugar Land Skeeters, as well as a position at Oregon State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, combining discretionary and non-discretionary management with research-supported model portfolios and technology-driven solutions.

Ryan Rodriguez is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2018, progressing through various roles including Planning Consultant, Stock Plan Consultant, Stock Plan Associate, High Net Worth Associate, and Customer Relationship Advocate. Throughout his career at Fidelity, Ryan has developed expertise in investment consulting and financial planning, focusing on educating and empowering clients to prioritize their family's financial goals. He is committed to placing clients' priorities at the center of financial decisions to work towards a stronger financial future. Outside of his professional work, Ryan has interests in baseball, beach activities, fishing, fitness, and parenthood.

Kyle Morgan is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with the firm since November 1991, providing wealth management services to high-net-worth individuals and families. Kyle focuses on delivering personalized financial strategies and offers expertise in qualified retirement plans for corporations and non-profit organizations, including plan sponsor consulting services such as investment tracking, provider selection, and employee investment education. Kyle holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc., the Certified Plan Fiduciary Advisor® designation, and maintains Series 7, 66, 9, and 10 FINRA registrations. He earned a Bachelor of Science degree in Business Administration from the University of Florida. In his community involvement, Kyle has served in leadership roles with the United Way of Indian River County, including co-chairing the 2016-2017 annual capital campaign and serving as Board Chair for the United Way Foundation of Indian River County from 2014 to 2017. He has also served on the boards of the VNA of the Treasure Coast and United Way of Indian River County. Kyle resides in Vero Beach with his wife Debbie and their two daughters.

Henry Thomas is a financial advisor with Equitable Advisors in Vero Beach, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Outside of his advisory work, Thomas is a partner in the management of a family farm and serves as an executor and trustee for family trusts. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through third-party programs. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage channels to meet client needs.

William Johnson is a financial advisor with Morgan Stanley in Vero Beach, Florida, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2013. Johnson serves on the boards of Women's Ski Jumping USA and Skullcandy and is a member of the National Advisory Council for Utah Valley University's Business School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and firm-approved tools, supporting clients in creating and updating personalized plans.

Erik Starks is a Planning Consultant at Fidelity Investments, where he collaborates with individuals and families to help identify their financial goals and develop strategies to achieve them. He emphasizes understanding clients on both personal and professional levels to tailor retirement plans utilizing Fidelity's resources. Erik also leverages partnerships and resources within the firm to provide informed guidance. He began his career at Fidelity Investments as a Financial Services Representative in 2023, progressing through roles including Financial Representative and Relationship Manager before becoming a Planning Consultant in 2026. This progression has contributed to his experience in financial planning and client relationship management. Outside of his professional role, Erik enjoys activities such as beach outings, exploring culinary experiences, golf, snowboarding, tennis, and traveling.

Robert Tarlov is a CFP® with 51 years of industry experience, currently affiliated with Cetera since 2021. His prior experience includes roles at Voya Financial Advisors and his own firms, Harrison, Tarlov & Associates and Paragon Financial Group. He serves as secretary of the Meriden Rotary Club and participates in equine training and breeding through a family-owned business. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures.

Austin Churchel is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Equitable Advisors and NNN Capital, as well as experience in education at the University of Central Florida and Eastern Florida State College. Outside of finance, he was involved with Valor Renovations LLC for three years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by Wells Fargo Investment Institute’s research and analytics.

Kenneth Wathen is a financial advisor at Raymond James Financial in Vero Beach, FL, with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James Financial and its affiliate since 2009. From 2017 to 2020, he served as an advisor at Rosemare L Spytek Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, with specialized capabilities in municipal finance and employer advisory services.

Paul Reeves is a financial advisor with Edward Jones in Sebastian, FL, holding Series 63 and Series 66 licenses and over 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies supported by a nationwide network of over 23,700 financial advisors.

Douglas Prezzano is a financial advisor with UBS Financial Services in Vero Beach, FL, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. He has been with UBS Financial Services Inc. since 2015. Outside of his advisory role, he is the proprietor and owner of CGP Sandy Lane LLC, a real estate business. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor solutions for clients.

Marsha Peterson is a financial advisor with Merrill, holding a Series 66 designation and over 37 years of industry experience. She has been with Merrill since 1985. Outside of her advisory role, she is associated with a family-owned property management business, although she has no active responsibilities there. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering both model-based and discretionary investment strategies.

John Rice is a financial advisor with Stifel in Vero Beach, FL, holding a Series 63 designation and totaling 30 years of industry experience. His prior work includes positions at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he is the sole owner of a photography business. Stifel serves a diverse client base, including individuals, institutions, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses that support client decision-making.

Shannon Andresen is a Series 66-licensed advisor with J.P. Morgan Securities in Vero Beach, Florida, and has 10 years of industry experience. She has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager searches, and customized performance reporting through a structured and quantitative process.

John Orcutt Jr. is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and 41 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2009. Outside of his advisory work, he serves on the Indian River County Florida Environmental Lands Acquisition Panel and the Finance Committee of the Association for the Sciences of Limnology and Oceanography, and he is a franchise advisor for a Domino’s Pizza location. Stifel serves a wide range of clients, including individuals, institutions, and municipal entities, offering brokerage and fee-based advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Daniel Ingraldi is a financial advisor with UBS Financial Services, holding Series 65 and Series 66 licenses and 9 years of industry experience. His career includes multiple tenures at UBS, from 2016 to 2020 and again since 2022, as well as two years at Merrill Lynch. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing model-based asset allocations and proprietary research to tailor financial plans that align with clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of investment products and capital markets services.

Kimberly Rivers is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.