Thomas Bixby is a CFP® professional with 43 years of industry experience, currently affiliated with LPL Financial since 2019. His prior experience includes roles at Allen & Company of Florida, Inc., and Morgan Stanley, where he worked for a total of 15 years across several divisions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services utilizing model portfolios, third-party asset management, and customized strategies supported by proprietary research and technology.

Philip Macdonald is a financial advisor at Stifel with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2017. Prior to that, he was employed by Bank of America and Merrill from 2013 to 2017. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services with a proprietary investment methodology developed by its Investment Strategy Group. The firm provides a range of financial planning and asset allocation services that support client decision-making.

Susan Whitlock Mercado is a financial advisor at Stifel with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Stifel Nicolaus & Co Inc since 2016, following prior roles at Cetera Advisors LLC, Raymond James & Associates, and Robert Baird & Co. Outside of her advisory work, she is the founder and president of Trekdance LLC, a dance walking fitness business. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is supported by proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to assist with asset allocation and planning analyses.

Gina Gallo is a financial advisor at OSAIC with over 33 years of industry experience. She holds the CFP® designation and Series 63 and 65 licenses. Prior to joining OSAIC in 2023, she spent 20 years at Gallo & Russell and 22 years at LaSalle St Securities. Outside of her advisory role, she is a partner at Foresight Wealth Solutions, an LLC involved in marketing and branding investment advisory services. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing firm-provided tools and third-party solutions to construct diversified portfolios tailored to client needs.

Daniel Levy is a financial advisor at UBS Financial Services in Melbourne, FL, holding a Series 66 designation with 13 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, Levy serves on the board of the MOAA Cape Canaveral Scholarship Corporation, which manages a scholarship endowment to support future leaders. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and capital market strategies to tailor client solutions.

Farah Sivolella is a CFP® professional with nine years of experience in financial advising, currently with Edward Jones since 2016. She holds the Series 66 designation and is based in Melbourne, FL. Outside of her advisory role, she manages a commercial real estate property in Satellite Beach, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and strategies supported by a large network of financial advisors and branch offices across the country.

Steven Crossett is a financial advisor with Edelman Financial Engines in Melbourne, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked with Financial Engines Advisors L.L.C. since 2016 and previously with Tmfs Advisors, LLC. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, offers sub-advisory services, and serves a large client base through advisor-led and online platforms.

Steven Ulrichs is a financial advisor with LPL Financial holding a Series 66 credential and one year of industry experience. His prior roles include positions at API Financial Management and the Florida Institute of Technology. Outside of advising, he works as a cart barn attendant at Viera East Golf Course. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a broad network of advisors. The firm offers varied products including financial planning, model portfolio programs, and institutional platforms, with an emphasis on combining advisory services and non-advisory financial activities.

Christopher Squires is a financial advisor at Ameriprise with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2020. His prior experience includes roles at Collaborative Wealth, LPL Financial, LLC, and Axa Advisors, LLC. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice, with a focus on clients holding assets in Ameriprise Managed Accounts.

Joshua Hester is a Series 66-licensed financial advisor at Morgan Stanley with seven years of industry experience. He has held roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018 and has served in the United States Army since 2011. Outside of his advisory work, Hester is involved in community and cultural organizations, including a leadership role with the Propeller Club of Port Canaveral and participation on the Viera Elementary School Advisory Council. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to both individual and institutional clients, utilizing firm-approved planning tools and a structured discovery process.

Matthew Van Someren is a financial advisor with Morgan Stanley in Melbourne, Florida, holding a Series 66 designation and 24 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is involved with real estate through ownership and membership in Van Someren Properties, LLC and Curacau Holdings LLC. Morgan Stanley Wealth Management offers a wide range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured financial planning processes and a variety of investment and planning tools tailored to client needs.

Warren Weeks is a financial advisor at Cetera with 31 years of industry experience and holds a Series 63 designation. His prior roles include extensive tenure at First Allied Securities and First Allied Advisory Services. He is also a consultant for Strategic Wealth Consultants Group, Inc. and a direct owner of Adams Financial Services PA. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

Jean Paul Couturier is a Series 66-registered financial advisor with J.P. Morgan Securities, based in Viera, FL, with 21 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has prior experience at JPMorgan Chase Bank, N.A., Wamu Investments, Wells Fargo Clearing, and A. G. Edwards & Sons. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to recommend investment strategies.

Manuel Franco is a financial advisor with LPL Financial holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at SPC, Sigma Financial Corporation, and Merrill. Outside of his advisory work, he is involved with Manny's Allstar Band, a non-investment-related activity based in Cocoa Beach, Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational and research tools.

Christopher Sherman is a financial advisor with Morgan Stanley in Melbourne, FL, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His prior roles include positions at Truist Advisory Services and SunTrust Investment Services. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and various modeling techniques to support client financial plans.

John Gideon is a financial advisor at Wells Fargo Advisors with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he serves as a trustee for a financial 401(k) plan. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services tailored to clients who meet specific net-worth criteria and integrates advisory services with other financial products and referral channels.

Tracy King is a Wealth Management Advisor with Merrill Lynch Wealth Management. In her role, she collaborates one-on-one with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. She leverages insights from Merrill and banking solutions from Bank of America to create flexible approaches suited to changing market conditions. Tracy holds a Bachelor's Degree from the University of Central Florida and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is engaged in her community through service with her church, Rotary Club, and various community projects. Outside of work, Tracy enjoys boating, horseback riding, running, skiing, tennis, and spending time with her family.

David Stevens is a Wealth Management Advisor with Merrill Lynch Wealth Management, having joined the firm in February 2000. He began his career in the financial services industry in 1992 and specializes in understanding the priorities and needs of affluent and high-net-worth individuals and their families. David provides personalized financial strategies aimed at helping clients pursue their long-term goals, utilizing resources from Merrill Lynch and Bank of America to address various aspects of clients’ financial lives. He holds a Bachelor of Science degree in Economics, graduating Summa Cum Laude from Rollins College. David is a qualified Portfolio Manager and offers both traditional advice and discretionary portfolio management, incorporating individual securities, Merrill model portfolios, and third-party investment strategies. His professional credentials include the Certified Private Wealth Advisor® and Certified Investment Management Analyst® certifications from Investments & Wealth Institute™, awarded in partnership with the University of Chicago Booth School of Business and the Wharton School at the University of Pennsylvania. Additionally, he holds the Accredited Wealth Management Advisor, Chartered Retirement Planning Counselor, and Chartered Retirement Plans Specialist designations. David’s client focus areas include corporate executive services, family wealth management strategies, legacy planning, philanthropic planning, portfolio management, tax minimization, and services for endowments, foundations, and non-profits. Outside of his professional work, he has personal interests in golfing, music, and traveling.

Kamran Sarkarati is a financial advisor with Morgan Stanley, holding a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he serves as a board member of the Brevard County Housing Finance Authority in Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Michael Garrison is a financial advisor at LPL Financial with 17 years of industry experience. He previously worked at Merrill from 2008 to 2016 and at Space Coast Credit Union from 2016 to 2019. Outside of his advisory work, he coaches high school baseball in Palm Bay, FL. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology and a large network of advisors.