Francisco Aguilera is a CFP® and CFA® with 13 years of industry experience. He is currently with Aviance Capital Partners LLC and previously worked at Fidelity Investments from 2015 to 2024. Aviance Capital Partners serves individuals, high net worth clients, trusts, estates, pension and profit-sharing plans, and other business entities, offering discretionary and non-discretionary investment advisory services along with financial planning and consulting. The firm manages portfolios using multiple strategies tailored to client objectives and employs a variety of investment vehicles including equities, bonds, mutual funds, ETFs, and structured products.

Nikki Ward is a CFP® professional with eight years of industry experience, currently serving as an advisor at Siler Wealth Management. Her prior roles include positions at International Assets Advisory, LLC and Sdr Investment Management, Inc. She is also a licensed insurance agent, working part-time in life and fixed insurance. Siler Wealth Management provides investment management, financial planning, and consulting services to individuals, families, small business owners, and institutional clients. The firm employs customized strategies using fundamental, technical, cyclical, and quantitative analysis within a generally long-term, periodically rebalanced framework.

Christopher Mc Anany is a financial advisor at Oxford Wealth Group, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lincoln Investment, Capital Analysts, and Northwestern Mutual, among other firms. Oxford Wealth Group, LLC is a registered investment adviser serving individuals, high-net-worth clients, retirement plans, corporations, trusts, and estates. The firm offers portfolio management, financial planning, and retirement-account advice, typically using model portfolio programs monitored continuously and tailored to clients' goals and household-level diversification.

Luis Pinto is a financial advisor with The LifeWealth Group, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Merrill Lynch, Northwestern Mutual, and AE Wealth Management. He also serves as a Chapter Advisory Board Member for the Theta Chi Fraternity, mentoring members in personal and professional development. The LifeWealth Group is an SEC-registered investment manager that provides discretionary asset management, model-portfolio management, financial planning, and estate-design services. The firm serves individuals, high-net-worth clients, businesses, and retirement plans, employing a wealth-management approach that integrates strategic and tactical asset allocation with value investing and technical analysis.

Scott Clementi is a financial advisor at Oxford Wealth Group, LLC with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Camarda Wealth Advisory Group, Fisher Investments, and Voya Investment Management. Oxford Wealth Group, LLC serves individuals, high-net-worth clients, retirement plans, corporations, trusts, and estates, providing portfolio management, financial planning, and retirement-account advice. The firm employs a goals- and household-based approach to asset allocation and utilizes model portfolio programs managed by financial professionals and third-party sub-advisers.

Andrew Birkmire is a CFP® with seven years of experience in financial advising. He is currently with 55 North Private Wealth and has previously worked at Independent Financial Partners, Bank of America, and Merrill. His background includes roles in both the financial services industry and other areas such as hospitality. 55 North Private Wealth is a fee-only firm serving individuals and high-net-worth clients with wealth planning and investment management. The firm utilizes a quantitative investment approach combining passive and active strategies, and offers customized portfolios that align with clients’ liabilities and goals, including access to alternative and private investments.

Sandra Stickney is a CFP® and holds a Series 66 license with 23 years of industry experience. She has been with Collaborative Wealth Management since 2016 and also maintains a longstanding association with LPL Financial since 2004. Outside of her advisory role, she provides administrative support to Collaborative Wealth Management and is involved with CSKK, LLC, a non-investment-related business entity. Collaborative Wealth Management is an SEC-registered firm with nine advisors managing approximately $564 million for a diverse client base that includes individual and high-net-worth households, pension and profit-sharing plans, foundations, charities, and business entities. The firm utilizes a combination of fundamental and technical analysis to construct long-term, diversified portfolios and offers both discretionary and non-discretionary management alongside comprehensive wealth planning services.

James Boswell is a financial advisor at Ferguson Shapiro LLC in Orlando, FL, holding a Series 66 designation with seven years of industry experience. His prior roles include positions at AXA Advisors LLC, Green Light Capital Advisors LLC, Troutman Sanders, and DS Capital Lending Group. Outside of financial advising, he is a partner in Purefit Nutrition, LLC, a drop-shipment supplement business operating on Amazon. Ferguson Shapiro provides portfolio management and financial planning services to individuals, retirement plans, trusts, foundations, and other institutions. The firm offers both discretionary and non-discretionary advisory services, access to third-party money managers, written financial plans, and a wrap fee program.

Scott Brewster is a financial advisor at AllGen Financial Advisors, Inc. in Orlando, FL. He holds a Series 65 designation and has experience in financial services since 2024, including a prior role at New York Life Insurance Company. Outside of finance, he was involved with Civil Axe Throwing for five years. AllGen Financial Advisors manages approximately $475 million for over 1,000 clients through a team of 12 advisors. The firm offers portfolio management, financial planning, and consulting services, utilizing a discretionary investment process that includes ETF-based core allocations and an AI-driven cryptocurrency strategy.

Charles Kunzelman is a CFP® and ChFC® with 24 years of experience in financial advisory roles. He is currently with QTR Family Wealth, LLC and previously worked at Schwab Private Client Investment Advisory, Inc., among other firms. Outside of his advisory role, he is a licensed life insurance agent and maintains property and casualty insurance licenses. QTR Family Wealth, LLC serves high-net-worth individuals, families, trusts, estates, and small businesses by providing comprehensive wealth management, portfolio management, retirement plan advisory, and business consulting services. The firm manages approximately $582.8 million in discretionary client assets and employs a manager-of-managers investment approach, including access to alternative strategies through pooled investment vehicles.

Justin Kenney is a financial advisor with Siler Wealth Management in Longwood, FL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at International Assets Advisory, LLC, Primary Capital, LLC, Kalos Capital, Inc., and SDR Investment Management, Inc. In addition to his advisory work, he is a licensed insurance agent with SFG, LLC, dba Executive Insurance of Central FL. Siler Wealth Management serves individuals, families, small business owners, and institutional clients with investment management, financial planning, and consulting services, including sub-advisory roles for certain 401(k) plans. The firm uses customized strategies combining fundamental, technical, cyclical, and quantitative analysis within a long-term, periodically rebalanced framework, offering both passive and active solutions through third-party sub-advisors.

Bradley Brescia is a CFP® with 12 years of industry experience. He is currently with Moisand Fitzgerald Tamayo, LLC and previously worked at Ronald Blue Trust and TIAA-CREF Individual & Institutional Services, LLC. Moisand Fitzgerald Tamayo is a fee-only, independent advisory firm serving individuals, families, trusts, estates, and retirement plan sponsors. The firm emphasizes evidence-based, long-term investing with low-cost mutual funds and ETFs, and offers integrated services including portfolio management, financial planning, tax preparation, and business consulting.

Derrick Chandler is a CFP® professional with 17 years of industry experience, currently serving at Moisand Fitzgerald Tamayo, LLC since 2002. Based in Orlando, FL, he is part of a multi-team firm with 11 advisors. Moisand Fitzgerald Tamayo is a fee-only, independent investment advisory firm serving individuals, families, trusts, estates, and retirement plan sponsors. The firm emphasizes evidence-based allocation and long-term investing with low-cost mutual funds, ETFs, and investment-grade fixed income, offering a range of services including discretionary portfolio management, financial planning, tax return preparation, and business consulting for S-corporation owners.

James Oswald is a financial advisor at Haven Private with a Series 65 credential and three years of industry experience. His prior roles include positions at Intentionalize, LLC, Enclave Risk Management, GFG Solutions, and the US Army. Haven Private is a fee-based registered investment adviser serving individual and high-net-worth clients with private wealth management, discretionary portfolio management, and consulting. The firm uses a written Investment Policy Statement and diversified asset-allocation models, managing both traditional and alternative investments and acting as a sub-advisor to a private pooled vehicle.

Edward Rojas is a Series 65-licensed advisor with 12 years of industry experience. He has been with 401k Generation since 2012. 401k Generation provides retirement plan consulting and investment advisory services to plan sponsors and fiduciaries, offering fiduciary support under ERISA Sections 3(16), 3(21), and 3(38). The firm uses an in-house Investment Policy Committee to oversee model portfolios and manages assets on both discretionary and non-discretionary bases.

Nancy Witter is a financial advisor at Financial Harvest Wealth Advisors with 24 years of industry experience. She holds a Series 65 designation and has been with Financial Harvest, LLC since 2009. Outside of her advisory role, she co-manages a non-investment property management business with a family member. Financial Harvest Wealth Advisors serves individuals and families across a range of wealth levels, offering comprehensive wealth management through a consultative process focused on strategic asset allocation and advanced planning.

Daniel Moisand is a CFP® professional with 23 years of experience, currently serving at Moisand Fitzgerald Tamayo, LLC since 2002. He engages in freelance writing and speaking on personal finance topics as a sole proprietor. Moisand Fitzgerald Tamayo is a fee-only, independent advisory firm that serves individuals, families, trusts, estates, and retirement plan sponsors, focusing on evidence-based asset allocation and long-term investing with an emphasis on low-cost mutual funds, ETFs, and investment-grade fixed income. The firm offers comprehensive services including discretionary portfolio management, financial planning, retirement plan consulting, tax return preparation, and business consulting for S-corporation owners.

Lee Siler is a financial advisor with Siler Wealth Management in Longwood, Florida, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior roles include positions at International Assets Advisory, Primary Capital, Kalos Capital, and Sdr Investment Management. Outside of financial advising, he is involved in music production as the owner and president of SFG Entertainment Services, LLC. Siler Wealth Management provides investment management, financial planning, and consulting services to individuals, families, trusts, small-business owners, and select institutional clients. The firm employs a tailored, long-term approach to portfolio management, combining fundamental, technical, cyclical, and quantitative analysis with a range of investment strategies and third-party model portfolios.

Karen Vergara is a Series 65-licensed financial advisor with AllGen Financial Advisors, Inc. in Orlando, FL, where she has worked since 2018. She has seven years of industry experience, including prior roles at Karen Vergara, P.A., HBIF of Florida, and as an independent insurance agent. Outside of her advisory work, she is the owner of Dynasty Concept Group, LLC, a real estate management entity. AllGen Financial Advisors is a team of ten advisors managing approximately $392.5 million for around 981 clients, primarily individual and high-net-worth households. The firm employs a Modern Portfolio Theory-based core-satellite asset allocation approach, offering discretionary portfolio management, financial planning, and consulting services.

Heath Black is a financial advisor at Cookson Peirce Wealth Management with 25 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at firms including Voya Investment Management and Prudential Investment Management Services. Outside of advisory work, he has been involved with Blaqshack LLC, a textiles-related business, though it is currently inactive. Cookson Peirce Wealth Management is a fee-only firm serving private and institutional clients through wealth management, financial planning, and portfolio management. The firm employs a quantitative, technical-analysis investment approach and manages approximately $2.32 billion in discretionary assets across an 18-advisor team.