Michael Faust is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and bringing 26 years of industry experience. His prior roles include positions at Stifel Nicolaus & Co Inc and Raymond James & Associates Inc. He is also the Chief Investment Strategist and Managing Partner of Faust Wealth Management. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams, serving both individual and institutional clients. The firm offers a broad range of investment products and platforms, supporting diverse account types with both discretionary and non-discretionary arrangements.

Sydney Ramos is a financial advisor with 49 Financial in Austin, TX, holding a Series 65 credential and beginning their industry career in 2026. Prior to joining 49 Financial, Ramos held various roles including positions at Texas A&M Chemical Engineering and the Texas A&M Office for Youth Engagement. 49 Financial serves a diverse client base including individual and institutional investors, offering financial planning, advanced planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term asset allocation approach incorporating fundamental, cyclical, technical, and behavioral analysis, and provides tiered fractional family office services for high-net-worth clients.

Christopher Hernandez is a financial advisor at Waterloo Capital with 17 years of industry experience. He holds a Series 66 designation and previously worked at Royal Alliance Associates, Inc. and National Planning Corporation. Hernandez is licensed in life and health insurance. Waterloo Capital is an SEC-registered multi-team adviser serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm manages approximately $2.26 billion across 2,600 clients, offering customized portfolios with a fundamental, long-term investment approach and access to a broad range of investment tools and third-party sub-advisers.

Bryce Decker is a financial advisor with Kestra Private Wealth Services, LLC in Austin, TX, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Edward Jones and Wells Fargo Clearing Services LLC. He is also the owner and CEO of a tax entity and serves as a financial advisor at Catalyst Retirement Solutions. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets. The firm serves individual and institutional clients, offering a broad range of investment products and delivering services through various account platforms with both discretionary and non-discretionary arrangements.

Timothy Semke is a Certified Financial Planner (CFP®) with 22 years of industry experience. He is currently with Kestra Private Wealth Services, LLC and Kestra Investment Services, LLC, having joined in 2025. Prior to Kestra, he spent 18 years at The AYCO Company, L.P./Mercer Allied and four years at Ayco/Goldman Sachs & Co. LLC. Outside of his advisory role, he is involved with Kindred Wealth Partners, focusing on client financial needs and insurance-related services. Kestra Private Wealth Services provides investment advisory through a network of independent advisors and multi-advisor teams, serving individual and institutional clients. The firm manages approximately $13.45 billion in assets and offers a broad range of investment products and specialized services within a framework that supports advisor discretion and operational infrastructure.

William Harvey III is a financial advisor at 49 Financial with one year of industry experience. He holds a Series 65 designation and previously worked at Pinnacle Bank before joining 49 Financial. Harvey also has experience as a fixed insurance agent. 49 Financial serves individual and institutional clients, including high-net-worth individuals, trusts, and corporations, offering financial planning, retirement-plan consulting, investment management, and fractional family office services. The firm emphasizes a disciplined, long-term diversified asset allocation approach based on a combination of fundamental, cyclical, technical, and behavioral analyses.

Bryan Brashear is a Series 65-licensed advisor at 49 Financial with one year of industry experience. Prior to joining 49 Financial in 2025, he attended Southern Methodist University, Franklin University, Concordia Lutheran High School, and The Woodlands High School. 49 Financial serves a diverse client base, including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation strategy and provides tiered fractional family office services alongside access to third-party managers.

Grant Boren is a financial advisor with 10 years of industry experience, currently affiliated with 49 Financial. He holds the Series 66 designation and has worked at firms including Oakwood Capital Securities, Inc., 49 Wealth Management LLC, Thrivent Advisor Network, LLC, Purshe Kaplan Sterling Investments, Inc., and Axa Advisors, LLC. Outside of advisory services, he is also licensed as a fixed insurance sales agent. 49 Financial serves a diverse client base, including retail and high-net-worth individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement plan consulting, and investment management. The firm employs a disciplined, long-term investment approach centered on diversified asset allocation and behavioral coaching, alongside a formal fractional family office service for high-net-worth clients.

Gary Kiemele is a Series 66-licensed financial advisor with 17 years of industry experience. He is currently with Kestra Private Wealth Services, LLC and Kestra Investment Services LLC, where he has worked since 2021. Prior to this, he was with RBC Capital Markets for nine years. Outside of his advisory role, he serves as President of Westpeak Private Wealth and owns Koda Holdings, LLC, a commercial real estate business. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in assets. The firm offers a broad range of investment products and platforms with both discretionary and non-discretionary arrangements.

Mitchell Johnson is a financial advisor at 49 Financial with eight years of industry experience. He holds the Series 66 designation and has worked at firms including Purshe Kaplan Sterling Investments, Thrivent Advisor Network, and Axa Advisors. His activities include roles as a fixed insurance sales agent and registered representative at multiple affiliated firms. 49 Financial serves individual and institutional clients by providing financial planning, retirement-plan consulting, and investment management through a disciplined, long-term diversified asset allocation approach. The firm offers tiered fractional family office services and utilizes both proprietary and third-party investment models, emphasizing client behavioral coaching and periodic rebalancing.

Jason Lindner is a financial advisor with Kestra Private Wealth Services, LLC in Austin, Texas, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. He previously worked at Bank of America, N.A. and Merrill for eight years. Lindner is also the co-founder and COO of Campus Private Wealth, an investment advisory firm where he oversees client relations and investment activity. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams serving individual and institutional clients. The firm manages approximately $13.45 billion in client assets and offers a wide range of products and platforms, including discretionary and non-discretionary arrangements with specialized offerings such as annuity subaccount and 529 plan services.

Cole Kershner is a financial advisor at 49 Financial with a Series 65 designation and two years of industry experience. Prior to joining 49 Financial, he worked at Aquila Commercial and Upmerch, and also served as an assistant water polo coach at Longhorn Aquatics during summers. He is based in Austin, TX. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term investment approach grounded in diversified asset allocation and integrates multiple analytical methods with an emphasis on client behavioral coaching.

Sean O'Brien is a financial advisor at 49 Financial with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Oakwood Capital Securities and Purshe Kaplan Sterling Investments. Outside of his advisory role, he serves as an insurance agent with the Financial Independence Group and is involved with 25 Giving, a nonprofit consulting organization. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and investment management, offering tiered fractional family office services and access to third-party managers. The firm uses a long-term, diversified investment approach based on Modern Portfolio Theory, combining multiple forms of analysis and maintaining oversight through an Investment Committee.

Jessica Knutson is a financial advisor at Transce3nd LLC with 15 years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Kalos Management, AE Wealth Management LLC, and Madison Avenue Securities. She is also involved in insurance and financial representative activities focused on life insurance solutions and income and estate tax minimization strategies through E3 Consultants Group and her own firm, JML & Associates. Transce3nd LLC serves a diverse client base including individuals, foundations, trusts, and employer-sponsored retirement plans. The firm employs a strategic asset allocation approach integrating fundamental, technical, and quantitative analysis, often utilizing third-party model and money managers via AE Wealth Management’s platform.

Alfred Lopez is a financial advisor at 49 Financial with two years of industry experience. He holds a Series 66 designation and has worked at Oakwood Capital Securities, Inc., Purshe Kaplan Sterling Investment, 49 Wealth Management, Axa, and Austin Stone. Outside of his advisory role, he serves as president of 25 Giving, a charitable planning company, and is a founding board member of the nonprofit RBI Austin. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation approach combining multiple analytical methods and provides tiered fractional family office services alongside access to third-party managers.

Jesse Bayarena is a CFP® professional with 26 years of industry experience, currently serving with Kestra Private Wealth Services, LLC. His prior roles include positions at Avantax Advisory Services and 1ST Global Advisors, Inc. He is also the founder of Kaizen Tax Planning and owner of Ronin Wealth, where he provides financial planning and tax reduction services. Kestra Private Wealth Services, LLC delivers investment advisory services through independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets across 208 advisors. The firm offers a wide range of investment products and specialized services to individual and institutional clients.

Michael Hogan is a financial advisor at Momentum Independent Network Inc. with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Momentum Independent Network since 2014. Momentum Independent Network serves a diverse client base including individual, high-net-worth, charitable, corporate, institutional, and banking/thrift clients through advisory and brokerage services. The firm uses a platform model with third-party managers and offers a range of investment advisory programs, managed accounts, and financial planning solutions, notable for its integration with Hilltop affiliates and specialized municipal bond strategies.

Elizabeth Mock Hernandez is a financial advisor at Waterloo Capital with 22 years of industry experience. She has held previous roles at Raymond James, Bank of America, Merrill, and UBS Financial Services. Outside of her advisory work, she owns a business providing Spanish translation services and serves as president of a social impact platform as well as a board member of a nonprofit organization focused on service in Honduras. Waterloo Capital is a multi-team SEC-registered advisory firm serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm employs a primarily long-term, fundamental analysis approach to build customized portfolios and offers a broad range of investment tools and financial services.

Garrett Newberry is a financial advisor with 49 Financial in Austin, TX, holding Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and 49 Wealth Management LLC. Outside of his advisory work, he is involved with 25 Giving, helping develop charitable plans for nonprofits, and participates in Master Networks, a professional networking organization. 49 Financial serves a diverse client base including individuals, trusts, estates, and institutions, offering financial planning, retirement-plan consulting, and investment management. The firm employs a long-term, diversified asset allocation strategy grounded in Modern Portfolio Theory and provides tiered family office services alongside access to third-party managers and specialized legacy solutions.

Stewart Werner is a CFP®-certified financial advisor with 11 years of industry experience, currently affiliated with Kestra Private Wealth Services, LLC. He previously worked at Charles Schwab and Charles Schwab Bank for over a decade. Outside of his advisory role, he serves as Managing Director of Planwell Private Wealth Services, providing financial guidance and investment management. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets. The firm serves both individual and institutional clients with access to a wide range of investment products and specialized offerings.