Michael Flores is a CFP® professional with 26 years of industry experience, all spent at Edward Jones in El Paso, TX. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Ronald White is a financial advisor at LPL Financial with 34 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Raymond James Financial for 17 years. In addition to his advisory career, he is involved in real estate brokerage in El Paso, TX. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment services through a large network of advisors, employing various portfolio strategies and technology tools for research and support.

Laura Jones is a financial advisor with Merrill in El Paso, TX, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at Merrill since 2002 and has also been affiliated with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jesus Arroyo is a financial advisor with Charles Schwab in El Paso, TX, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He has been with Charles Schwab since 1999 and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Eli Cabral is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 65 credentials and has worked at various Charles Schwab entities since 2022, following prior experience at Wells Fargo from 2014 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment solutions through an integrated, multi-asset approach.

Pamela Hynes is a financial advisor with Edward Jones in El Paso, Texas, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. She has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies and maintaining a large nationwide network of financial advisors and branch offices.

David Todman is a Series 66-licensed financial advisor with Morgan Stanley in El Paso, TX, where he has been working since 2023. Prior to joining Morgan Stanley, he served in the U.S. Army from 2015 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning services supported by structured discovery processes and advanced planning tools.

Norma Robredo is a financial advisor with Raymond James & Associates in El Paso, TX, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. She has worked at Raymond James since 2021 and previously held roles at Wells Fargo Clearing and WELLS FARGO Advisors from 2011 to 2021. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, serving a wide range of clients including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, leveraging firm research and model managers across multiple portfolio management styles.

Kim Prinzing is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC. She also has a long tenure with Wells Fargo Bank, N.A., dating back to 1999. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of advisory services including investment policy statement preparation, investment recommendations, and participant education. The firm’s IPS-driven process incorporates modern portfolio theory and includes both discretionary and non-discretionary options, with a notable emphasis on insurance-related products and bank deposit sweep options.