Cynthia Cardoza is a financial advisor at Charles Schwab with seven years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Her current practice is based in El Paso, Texas. Charles Schwab & Co., Inc. serves a large client base mainly consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and access to alternative investments, supported by a centralized operational structure.

Colin Mildred is a financial advisor with Thrivent Investment Management in El Paso, TX, holding a Series 66 designation and 19 years of industry experience. He has been with Thrivent Financial For Lutherans and Thrivent Investment Management since 2006. Outside of his advisory role, he serves on the board of trustees for Faith Lutheran Church and School, participating in facility maintenance planning. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers both one-time and ongoing planning engagements, covering a wide range of financial topics.

Michael Montano is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones from 2016 to 2019 before joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Roberto Torres is a financial advisor with Equitable Advisors in El Paso, TX, holding a Series 66 designation and 25 years of industry experience. He has been with Equitable Advisors since 2000 and previously worked at Axa Advisors, LLC. In addition to his advisory role, Torres owns and operates a CPA firm, Roberto G. Torres & Co PC, and serves on the investment committee of the Catholic Diocese of El Paso. Equitable Advisors provides financial planning, retirement consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a combination of firm-offered programs and third-party asset managers to deliver customized investment solutions.

David Forney is a financial advisor at Edward Jones in El Paso, TX, holding the CFP®, ChFC®, and Series 66 credentials with seven years of industry experience. Prior to joining Edward Jones in 2019, he served in the United States Army from 2016 to 2019. He is the Vice President of the BNI Synergy Chapter in El Paso, where he manages the membership committee and assists the chapter president. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jesus Alvidrez is a financial advisor with LPL Financial based in El Paso, TX, holding Series 63 and Series 66 licenses and having 25 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services Corp., and Banc Of America Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides advisory and brokerage services through a large network of investment adviser representatives, offering a range of financial planning, portfolio programs, and institutional platforms.

Michael Flores is a CFP® professional with 26 years of industry experience, all spent at Edward Jones in El Paso, TX. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Ronald White is a financial advisor at LPL Financial with 34 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Raymond James Financial for 17 years. In addition to his advisory career, he is involved in real estate brokerage in El Paso, TX. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment services through a large network of advisors, employing various portfolio strategies and technology tools for research and support.

Laura Jones is a financial advisor with Merrill in El Paso, TX, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at Merrill since 2002 and has also been affiliated with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jesus Arroyo is a financial advisor with Charles Schwab in El Paso, TX, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He has been with Charles Schwab since 1999 and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Eli Cabral is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 65 credentials and has worked at various Charles Schwab entities since 2022, following prior experience at Wells Fargo from 2014 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment solutions through an integrated, multi-asset approach.

Pamela Hynes is a financial advisor with Edward Jones in El Paso, Texas, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. She has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies and maintaining a large nationwide network of financial advisors and branch offices.

David Todman is a Series 66-licensed financial advisor with Morgan Stanley in El Paso, TX, where he has been working since 2023. Prior to joining Morgan Stanley, he served in the U.S. Army from 2015 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning services supported by structured discovery processes and advanced planning tools.

Norma Robredo is a financial advisor at Raymond James & Associates with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing. She is based in El Paso, TX. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Kim Prinzing is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding a Series 66 designation and 21 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has a broader tenure at Wells Fargo Bank, N.A. dating back to 1999. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.