Brian Chirles is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2007 following his tenure as the founder of The Arezzo Chirles Team, established in 2003 at another financial institution. Brian holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, and retirement income. Brian provides tailored financial guidance to clients across these focus areas. Brian earned his high school diploma from John F Kennedy High School in Somers, NY, an associate degree from Northern Virginia Community College, and a bachelor's degree from James Madison University. Originally from New York, he resides in Reston, Virginia. In his personal time, Brian enjoys gardening, scuba diving, surfing, and traveling.

Matthew Brown is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop strategies aimed at achieving their financial goals across short-, mid-, and long-term horizons. He provides guidance on a broad range of financial matters including investing, retirement planning, and preparing for unexpected expenses. Matthew also facilitates access to Bank of America specialists who offer additional services in banking, credit, home financing, and small business solutions. Matthew holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from Roanoke College. He emphasizes a client-centered approach, aiming to uncover what matters most to clients and their families in order to create tailored financial strategies.

Louis Vingi is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and five years of industry experience. His prior work includes positions at Jefferies LLC and Continuous Software, and he has also worked in education and hospitality sectors. Outside of finance, he is involved in dog walking through a side business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to support its investment approach and offers both brokerage and advisory solutions.

Jeremy Marshall is a financial advisor at Ameriprise with eight years of industry experience. He holds a Series 66 designation and has worked at Ameriprise Financial Services, LLC since 2018. Prior to his advisory career, he was employed at Textron Specialized Vehicles and the University of South Carolina. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that focuses on retirement planning through written recommendation reports and ongoing annual advice. The firm employs an investment approach that integrates proprietary research and third-party data within a defined product ecosystem to deliver tax-aware withdrawal strategies and dependable income planning.

Matthew Costigan is a financial advisor with Ameriprise in Charleston, SC, holding a Series 66 license and six years of industry experience. His prior roles include positions at Fidelity Investments, Pruco Securities LLC, and multiple engagements with Ameriprise. Outside of finance, he has been involved with local golf courses and youth baseball programs. Ameriprise Financial Services is a diversified advisory firm serving both individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement income planning through written recommendations and ongoing advice focused on tax-aware withdrawal strategies and dependable income sources.

Carter Bidwick is a financial advisor at RBC Capital Markets with eight years of industry experience. He has been with RBC Capital Markets, LLC since 2017 and previously worked at The John Akridge Management Company from 2015 to 2017. He holds the Series 66 designation. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, employing both in-house and third-party investment managers to tailor strategies to clients’ risk profiles.

Thomas Ransone Jr. is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 credentials. He has 26 years of industry experience, including roles at Cambridge Investment Research Advisors since 2016 and working as an independent insurance agent since 2000. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm offers a range of investment solutions across multiple platforms, combining proprietary and unaffiliated strategies tailored to client objectives.

Douglas Geron is a financial advisor at Osaic with 14 years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes roles at Morgan Stanley and LPL Financial. Osaic Wealth serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, using a variety of asset-allocation tools and investment strategies.

Deirdre Marion is a financial advisor at Ameriprise with 27 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley and Morgan Stanley Private Bank for 11 years. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with written recommendations and ongoing advice.

Dennis Klein is a financial advisor at UBS Financial Services with 42 years of industry experience. He holds a Series 63 designation and has been with UBS since 2009. Located in Kiawah Island, SC, his long tenure reflects extensive experience in the field. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Wendy Brewer is a financial advisor with Wells Fargo Clearing in Charleston, SC, holding the PFS™ designation as well as Series 65 and Series 66 licenses. She has 12 years of industry experience, including roles at Wells Fargo Advisors, LLC, and has been with Wells Fargo Clearing since 2016. Outside of her advisory work, she is co-owner of Breathe In Breathe Out LLC, where she assists with decisions related to real estate maintenance. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services guided by investment policy statements and modern portfolio theory. The firm serves institutional clients with a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Zachary Volousky is a financial advisor with LPL Financial in Charleston, SC, holding a Series 66 designation and possessing 12 years of industry experience. He has worked at LPL Financial and South Carolina Bank & Trust since 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with extensive non-advisory financial products and technology tools.

Jerome Hornowski is a financial advisor at UBS Financial Services with 46 years of industry experience. He has been with UBS since 2002 and holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of financial solutions supported by proprietary research and capital markets expertise.

Ronald Warden is a financial advisor with Mass Mutual Investors Services in Mt Pleasant, SC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been affiliated with MassMutual Life Insurance Co and Mass Mutual Investors Services since 1996. Outside of his advisory role, Warden is involved in real estate sales and appraisals and operates a benefits group specializing in life, health insurance, and retirement plan communications. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analysis tools and structures its services to focus on investment strategy recommendations rather than specific product selections.

La Tasha Gandy is a financial advisor at Merrill with three years of industry experience and a Series 66 designation. She has been affiliated with Bank of America since 2010. Gandy serves on the boards of the Charleston Regional Development Alliance, the MUSC Foundation College of Nursing, and My Sister’s House Inc., a nonprofit focused on domestic violence support. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Montgomery is a financial advisor with LPL Financial in Hollywood, SC, holding Series 63 and Series 66 licenses and 25 years of industry experience. His prior work includes roles at The Huntington Investment Company, First Merit Bank, and Invest Financial Corporation. Outside of advising, he is involved in golf course maintenance at The Links at Stono Ferry. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a broad range of advisory and brokerage services utilizing model portfolios, third-party subadvisors, and customized strategies, supported by various technology tools and a wide network of over 22,800 advisors.

David Ranney is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Rebalance, LLC and Bend Financial. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm engages in discretionary and non-discretionary advisory work, fund advisory, and portfolio management with notable use of systematic methodologies and AI in its investment process.

Richard Carlin Jr. is a financial advisor at RBC Capital Markets with 45 years of industry experience. He has been with RBC Capital Markets Corporation since 2008 and holds Series 63 and Series 65 designations. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles and investment preferences.

Clark Samisch is a financial advisor at Robert Baird & Co. with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing, Morgan Stanley, CUSO Financial Services, LP, and SCFCU. Samisch is based in Charleston, SC. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services, utilizing a range of investment strategies and overlays to align with client goals and risk tolerances.

Jason Oates is a financial advisor with Wells Fargo Clearing in Mount Pleasant, SC. He holds a Series 66 designation and has 21 years of industry experience, including 15 years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.