Alexander Pehar is a financial advisor at Optima Capital Management in Tempe, AZ, holding a Series 65 designation with two years of industry experience. Prior to joining Optima Capital Management in 2022, he worked in various roles including positions at Arizona State University and Oldschool Engineering. Optima Capital Management provides wealth and portfolio management services to individual and high-net-worth clients, as well as retirement plans, trusts, and employer-sponsored programs. The firm employs a goals-based process with an Investment Policy Statement for each client and uses multiple analysis methods in portfolio construction, while offering client education and periodic seminars.

Sara Amparan is a CFP® with 15 years of industry experience, currently serving as an advisor at Prospera Capital Management, LLC. She previously worked at The Vanguard Group, Inc. for 11 years and has been self-employed since 2020. Outside of her advisory work, she contracts with the Mothers Milk Bank of North Texas, supporting breast milk donations for premature and at-risk babies. Prospera Capital Management primarily serves individual and high-net-worth clients, as well as trusts, pension and profit-sharing plans, and business entities. The firm offers discretionary asset management and financial planning, using a variety of analytical approaches and investment strategies tailored to client objectives.

Steven Wheeler is a financial advisor at Public Safety Financial/Galloway in Mesa, AZ, holding a Series 65 designation with 11 years of industry experience. His prior roles include positions at Modern Wealth Management, LLC and Galloway Asset Management, LLC, as well as involvement with Victory Worship Center. Public Safety Financial/Galloway is an SEC-registered adviser serving public-sector entities, municipal defined contribution plans, and individual clients. The firm offers discretionary portfolio management based on model portfolios and third-party research, with a focus on public safety personnel and municipal plans, providing financial education, training, and advisory services.

Craig Halver is a financial advisor at Public Safety Financial/Galloway with three years of industry experience. He holds a Series 65 designation and previously worked at Modern Wealth Management, LLC, and has over two decades of public safety experience with the Superstition Fire & Medical District. Halver serves as a board member and director for the Arizona Girls Lacrosse Association, contributing to health and wellness initiatives and program development. Public Safety Financial/Galloway is an SEC-registered adviser specializing in serving public-sector entities, municipal defined contribution plans, and individual clients. The firm emphasizes discretionary portfolio management and financial education for public safety personnel and municipal plan participants.

Max Rossiter is a financial advisor at Biltmore Wealth Management, LLC in Tempe, AZ, holding a Series 65 designation with 11 years of industry experience. He has been with Biltmore Wealth Management since 2015. Biltmore Wealth Management provides investment advisory and financial planning services to individuals, business entities, trusts, estates, and charitable organizations. The firm manages approximately $440 million in discretionary assets across about 300 client accounts, employing proprietary investment models with ongoing monitoring and proactive rebalancing to deliver individualized portfolios aligned with client objectives.

Janaye Carracedo is a CFA® charterholder with five years of industry experience. She has worked at Envision Retirement LLC since 2022 and previously spent eight years at BMO Private Bank. Envision Retirement, LLC manages discretionary portfolios for individual investors, including high-net-worth clients, as well as pension and profit-sharing plans. The firm employs a strategic asset allocation approach with an emphasis on tax-efficient portfolio management and offers financial planning and pension consulting services.

Ryan Loynd is a financial advisor at BrightGuide Financial with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including AE Wealth Management and ChangePath, LLC. In addition to his advisory role, Loynd is the CEO of an insurance sales business affiliated with BrightGuide Financial. BrightGuide Financial provides discretionary portfolio management and financial planning services to individuals and high-net-worth clients, using a combination of fundamental, quantitative, and technical analysis alongside modern portfolio theory to tailor investment strategies. The firm also offers insurance products through licensed advisors and refers clients to third-party advisers when appropriate.

Montel Hawkins is a financial advisor at Modern Wealth LLC with a Series 65 designation and three years of industry experience. He has worked at several firms including Terra Wealth Management, Renaissance Marriott, and Thompson Financial Group. Hawkins is also a founding partner of Modern Wealth Insurance Services LLC, an insurance agency offering life, disability, long-term care, and annuity products. Modern Wealth LLC provides discretionary portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, business entities, and employee benefit plans. The firm employs a blend of fundamental analysis and modern portfolio theory, focusing on ETF- and mutual fund-based allocations with a long-term investment horizon.

Todd Bendell is a CFP® professional with 13 years of industry experience, currently serving at Optima Capital Management. He has worked at Amphibian Capital since 2021 as a General Partner involved in portfolio management and previously spent six years with Merrill Lynch. Outside of his financial advisory role, he teaches yoga, breathwork, and sound at a Phoenix-based studio. Optima Capital Management provides wealth management, financial planning, and portfolio management services to individuals, families, and businesses, including retirement plan advisory and fiduciary support. The firm employs a goals-based approach using written investment policies and manages portfolios with a range of strategies, including traditional equities, fixed income, and ETFs.

Michael Bosen is a financial advisor at GBG Wealth Management LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Gallacher Capital Management LLC and Gallacher, Bosen & Goodman PLLC. Outside of his advisory role, he is involved in tax preparation, accounting, and consulting through Gallacher, Bosen & Goodman PLLC. GBG Wealth Management LLC provides discretionary investment management, financial planning, and retirement plan consulting for corporations, plan sponsors, and select individual clients. The firm employs a consultative, objectives-driven approach and may allocate assets to third-party managers, including its affiliated adviser Gallacher Capital Management, LLC.

Andreas Hoefer is a financial advisor at West Coast Capital Management, LLC with four years of industry experience. He holds a Series 65 designation and has worked at West Coast Capital Management since 2021 and TrueNorth Retirement Planning since 2020. Outside of his advisory role, he is a licensed life and health insurance producer and owns TrueNorth Retirement Planning, LLC, which handles commission payments from insurance product sales. West Coast Capital Management serves individual and high-net-worth clients with retirement-focused financial planning, fee-based asset management, and consulting. The firm employs a combination of strategic, dynamic, and tactical investment methods based on Modern Portfolio Theory and quantitative analysis, tailoring portfolios to client objectives and risk tolerance.

Venkat Iyer is a financial advisor at Fjaka Wealth Management LLC in Phoenix, AZ, holding a Series 65 designation with one year of industry experience. His background includes work preparing for Fjaka Launch and trading his own capital while completing a JD candidacy at Arizona State University. Fjaka Wealth Management LLC provides discretionary portfolio management, financial planning, and family-office advisory services to individuals and high-net-worth clients nationwide, primarily via virtual meetings. The firm employs a blend of fundamental analysis, strategic asset allocation, and active security selection, including the use of derivatives and options strategies in separately managed accounts.

Anthony Culotta is a Certified Financial Planner® with 12 years of industry experience. He is currently with Freedom Family Office, LLC in Mesa, AZ, where he has worked for one year following a 13-year tenure at Robert W. B. Freedom Family Office provides family office services and discretionary portfolio management to individuals, families, trusts, estates, and other private entities, focusing on multi-generational wealth coordination. The firm emphasizes tailored portfolios based on written Investment Policy Statements, continuous monitoring, and fiduciary oversight.

Adam Skousen is a financial advisor at Harvard Avenue Investment Advisory with four years of industry experience. He holds a Series 65 credential and has prior work experience at Brigham Young University and Mesquite High School. Outside of his advisory role, he has worked as a computer technician supporting a university humanities department. Harvard Avenue Investment Advisory provides fee-only, discretionary portfolio management and financial planning primarily for individual investors, including high-net-worth clients and retirement plans. The firm employs a long-term, buy-and-hold investment approach based on Modern Portfolio Theory, focusing on low-cost mutual funds and ETFs, and offers educational seminars to clients at no charge.

Cean Kenefick Rogers is a CFP® and CFA® with 19 years of experience in the financial industry. He has worked at WLTH Capital Management, LLC since 2025 and previously held roles at Ironwood Wealth Management, LLC, Ironwood Financial, LLC, and Marathon Advisors, Inc. Outside of advising, he serves as the treasurer for the Wellington Estates Homeowner Association in Chandler, AZ. WLTH Capital Management provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and businesses. The firm uses fundamental analysis and a long-term orientation to construct portfolios primarily with mutual funds and exchange-traded funds, tailoring allocations to client objectives and risk tolerance.

Clay Kazmierski is a financial advisor at Exos Wealth Strategies, LLC with 20 years of industry experience. He holds the Series 66 designation and previously worked at Pangea Wealth Management for 15 years before joining Exos in 2023. Exos Wealth Strategies serves individuals, trusts, estates, and retirement plans by providing discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm constructs individualized asset allocations primarily using mutual funds and ETFs, conducts due diligence on private placements, and can operate in ERISA Section 3(21) or 3(38) fiduciary capacities.

Gabriel Sirvent is a financial advisor at Lifestyle Planning, LLC with one year of industry experience. He holds a Series 65 designation and previously worked for four years at Keystone Law Firm. Lifestyle Planning provides investment advisory, financial planning, and boutique family office services to individuals, high-net-worth clients, families, and business owners. The firm offers non-discretionary portfolio management, comprehensive financial plans, and a Retirement Management Office™ program, managing approximately $43 million in non-discretionary assets.

Barclay Vajda is a financial advisor at Embark Wealth Management, LLC in Tempe, AZ, with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Charles Schwab & Co., Inc., Merrill, and several other firms. Mr. Vajda is also a licensed insurance agent. Embark Wealth Management provides investment supervisory services and financial planning to individuals, pension and profit-sharing plans, and small businesses. The firm manages approximately $57.4 million across about 369 client relationships, using portfolios that include mutual funds, equities, bonds, ETFs, REITs, private placements, and insurance products, guided by client-specific Investment Policy Statements.

Kristopher Johnson is a CFP®-certified financial advisor with 19 years of industry experience. He is currently with Kai Wealth LLC and has previous experience at Raintree Capital Management, South Georgia Capital, and Timothy Financial Counsel. Johnson also serves as a portfolio manager for a private fund at Raintree Capital Management, dedicating part of his time to that role. Kai Wealth LLC provides investment management, financial planning, and investment consulting primarily for high-net-worth and sophisticated investors. The firm employs a risk-managed portfolio approach using thematic equity strategies, alternative investments, and options-based overlays, offering both discretionary and non-discretionary services.

Abbey Brennan is a financial advisor at Acute Investment Advisory in Mesa, AZ, holding a Series 66 designation with 13 years of industry experience. She has been with Acute Investment Advisory since 2015. Brennan holds an inactive real estate license in Arizona. Acute Investment Advisory manages approximately $200 million across over 660 client relationships, providing discretionary and non-discretionary portfolio management primarily for individual clients, including both high-net-worth and non-HNW households. The firm employs an ETF-centric investment approach supplemented by a range of securities and uses sub-advisers and third-party model portfolios for support.