Casey Reyna is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has worked previously at FedEx Ground and through various educational roles before joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various model portfolios and third-party asset managers.

Maria Cristina Deterala De La O is a financial advisor at Primerica Advisors with 11 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Primerica Advisors since 2014, having an overall affiliation with Primerica Financial Services since 2006. Outside of advisory work, she manages De La O Associates, Inc., an entity formed for Primerica business purposes, and is involved in sales and referrals related to mortgage and home security products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily through model-based strategies managed by unaffiliated asset managers. The firm operates at scale with thousands of advisors and offices, managing approximately $15.5 billion in assets under management.

Travis Bartsch is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Woodbury Financial Services, American General Financial Advisors, and Valic Financial Advisors. Outside of his advisory work, he operates a fixed insurance agency. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a multi-advisor platform with brokerage and advisory services. The firm uses a model-based investment approach with portfolio optimization tools and supports a variety of managed account strategies.

Damian Lozano is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 credentials and 13 years of industry experience. His background includes long-term roles in financial services and education, as well as managing a family-owned tax preparation service. He also engages in part-time office assistance for business purposes related to Primerica. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven strategies managed by third parties and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Jorge Caceres is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 registrations and has worked at firms including Live Nation Entertainment and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their approach incorporates centralized due diligence, a combination of quantitative and qualitative research, and the use of forward-looking capital market assumptions.

Ian Massey is a financial advisor at OSAIC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Mariner Independent Advisor Network, LPL Financial, Trilogy Capital, and National Planning Corporation. Outside of his advisory role, Massey is the CFO of Providence Wealth Planning, an LLC through which he conducts financial planning and manages company operations, and he owns Financial Caddie, LLC, a personal consulting business. OSAIC Wealth serves a wide range of clients including individuals, retirement plans, charities, and corporations. The firm offers comprehensive financial planning and investment management services through a multi-advisor platform with a focus on model-based asset allocation, portfolio optimization, and access to both proprietary and third-party investment strategies.

Arlette Oberg is a Series 66-credentialed financial advisor with 17 years of industry experience. She has been with Ameriprise since 2001, serving in her current role since 2020. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Mary Carruthers is a CFP®-designated financial advisor with 42 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2009. Outside of her advisory role, she serves as president of H.M. Bradley Properties, LLC, where she manages mineral interests and related administrative responsibilities. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Aaron Johnson is a financial advisor with OSAIC Wealth, Inc. in Corona, CA, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior roles include positions at Mariner Independent Advisor Network, LPL Financial, Trilogy Capital, and National Planning Corporation. He also serves as secretary at Simplified Wealth Management, Inc., an investment-related corporation. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, utilizing discretionary and advisor-managed strategies alongside third-party managers and proprietary models.

Roxanne Jones is a financial advisor at OSAIC with 32 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Sagepoint Financial, Independent Capital Management, and Thompson Wealth Management, Inc. Outside of her advisory role, she serves as treasurer for Camille Russell Wooden Ministries, a nonprofit organization. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process focuses on model-based asset allocation, portfolio optimization, and a variety of management strategies supported by risk assessment tools.

Danny Payne is a financial advisor with LPL Financial in Redlands, CA, holding Series 63 and Series 66 registrations and bringing 25 years of industry experience. He previously worked at National Planning Corporation for 14 years before joining LPL Financial in 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research tools and various strategic investment options.

Aaron Handfield is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He has previously worked at Edward Jones, J.P. Morgan Securities, CUNA Brokerage Services, and Schools First Federal Credit Union, where he continues to maintain a role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Kenneth Smith is a financial advisor with Primerica Advisors in Riverside, CA, holding Series 65 and Series 63 licenses and two years of industry experience. His prior work includes roles at PFS Investments Inc. and Primerica Financial Services. Outside of advisory services, he has compensation arrangements related to the sale of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through established third parties.

Damon Hopkins is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 12 years of industry experience. His career includes roles at JPMC BANK NA, Scottrade, Morgan Stanley, and Waddell & Reed. He is based in Fontana, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria within a broad range of eligible strategies.

Ashley Klein is a financial advisor with Ameriprise in Riverside, CA, holding a Series 66 designation and eight years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Bruce Hibma is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutions, with approximately $2.74 trillion in client assets under management. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group utilizing structured discovery processes and firm-approved planning tools.

Ashkhen Ispiryan is a financial advisor with Edward Jones in Rancho Cucamonga, CA, holding a Series 66 designation and eight years of experience at the firm. Prior to joining Edward Jones in 2018, she was not employed in the industry. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

John Storm is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors and Transamerica Financial Advisors. In addition to his advisory work, he is CEO of a health insurance business and a certified Covered California health agent. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, with access to various managed account strategies and alternative investments.

Sandra Ruiz is a financial advisor at Fidelity with four years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Outside of her advisory role, Ruiz owns a catering business, Bella Vita Boards, operating on some weekends. Fidelity’s Strategic Advisers LLC serves a diverse client base including retail and institutional investors, providing advisory and portfolio management services that integrate fundamental research with quantitative analysis and systematic portfolio construction.

Margaret Cape is a financial advisor at Morgan Stanley with 18 years of industry experience and holds a Series 66 designation. She previously worked at Wells Fargo Clearing for seven years before joining Morgan Stanley Smith Barney LLC in 2023. Outside of her advisory role, she has involvement in retail customer service through a non-investment-related position at Kohl's Department Store. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to both individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.