Phillip Brown is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing more than 25 years of experience in the financial markets. He works closely with individuals, families, business owners, and retirees to develop comprehensive strategies aligned with their investments, retirement goals, business interests, and legacy aspirations. His expertise spans areas including divorce transition planning, legacy planning, LGBT wealth planning, small business strategies, special needs planning, tax minimization, and retirement income. Prior to his career in financial advising, Phillip began on the floor of the Pacific Options Exchange in San Francisco, advancing from runner to broker. He also has a background in coaching high school and junior college football, receiving recognition as PAL Coach of the Year in 2008. These experiences have influenced his approach to client relationships and financial planning. Phillip holds professional designations such as Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned his High School Diploma from Saint Anthony High School. Outside of his professional work, Phillip enjoys spending time with his family, golfing, cycling, following various sports, and supporting community organizations in the Central Valley. He has previously served as a football coach at several high schools and colleges, including De Anza College, De Anza High School, Los Altos High School, Menlo-Atherton High School, and St. Ignatius High School.

Oscar Ocana is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and having four years of industry experience. He has worked at J.P. Morgan Securities since 2022 and has prior experience in banking at JPMorgan Chase Bank, N.A. since 2017. Before his finance career, he held roles at Foothill Packing Inc. and the Missing Hole Donut Shop. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager and fund searches, and customized performance reporting. The firm uses a quantitative asset-allocation approach combined with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Timothy Dodd is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory work, he is also a business owner of Central Valley Kenpo Karate. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, wrap and model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supporting a wide range of investment strategies and tools.

Jasvender Grewal is a financial advisor with Charles Schwab in Fresno, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and due diligence from Schwab Center for Financial Research.

Caleb Blech is a financial advisor with LPL Financial in Clovis, CA, holding Series 63 and Series 65 licenses with three years of industry experience. Prior to joining LPL Financial in 2025, he worked at Aegis Capital Corp from 2022 to 2025 and briefly at Walla Walla University in 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Katie Altomare is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, with prior experience at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of investment vehicles, such as insurance-related products and bank deposit sweep options.

Brian Oakes is a financial advisor with Morgan Stanley in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at Citigroup Global Markets from 1993 to 2009 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, emphasizing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services including corporate financial planning agreements and access to diverse investment solutions.

Rachel Mc Elroy is a financial advisor at Morgan Stanley in Fresno, CA, holding a Series 66 designation with six years of industry experience. Prior to joining Morgan Stanley in 2019, she worked at JD Food from 2017 to 2019 and the Clovis Unified School District from 2014 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by proprietary tools and research, managing approximately $2.74 trillion in client assets.

Robert Ralston is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. His previous roles include positions at Waddell & Reed Inc and Ameriprise. Outside of his advisory work, he has experience as a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, with a platform notable for its scale and integration of diverse financial activities.

Jeffrey Bradshaw is a financial advisor at Cambridge Investment Research Advisors with 26 years of industry experience. He holds a Series 66 designation and has been with Cambridge since 2011. Outside of advising, Bradshaw is a licensed real estate agent and serves as a board member for the Ten Talents Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a range of platform options and proprietary model strategies.

Bassim Michael is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. He previously worked at SCF Investment Advisors, Inc. and SCF Securities, Inc. for 14 years and operates Michael & Company, CPA, a tax preparation and accounting business. He is also the owner of Premiere Practice Transitions, Inc. and Practice Solutions Technologies, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors using various strategies and platforms.

Aaron Carrillo is a financial advisor with Ameriprise in Fresno, CA, holding a Series 66 designation. He has one year of industry experience and previously worked at Walmart Inc., Clovis Community College, and Sanger Unified School District. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, combining investment research and algorithmic tools to deliver personalized recommendations for clients nearing or in retirement.

Michael Nili is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His career includes positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, A.G. Edwards & Sons, Inc., and Morgan Stanley DW Inc. He is also associated with Nili Financial Corporation, a business entity established for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and extensive operational tools.

Clayton Johnston is a financial advisor at Stifel based in Fresno, CA. He holds a Series 66 designation and has recently begun his career in the industry. Prior to joining Stifel, his work experience includes roles at University of California, Los Angeles, Chick-Fil-A Blackstone, and in education with the Clovis Unified School District. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment methodology relies on forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning decisions.

Dwayne Michael is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with Wells Fargo Advisors since 2016. Michael is also involved in wealth management through his ownership in DM Wealth Management, Inc. and minority ownership in Encore Investment Consultants, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu for clients meeting a net-worth threshold, delivering tailored recommendations supported by Wells Fargo research and planning tools.

Mason Marini is a financial advisor with Morgan Stanley in Fresno, CA, holding a Series 66 designation and one year of industry experience. His prior experience includes roles at Ameriprise and involvement in businesses such as TNT Fireworks and Simonian Farms. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process.

Omar Khalil is a financial advisor with Charles Schwab, holding a Series 66 credential and bringing nine years of industry experience. He previously worked for Bank of America and Merrill for 12 years before joining Charles Schwab in 2026. Outside of his advisory role, he is a general partner and managing member of Balady Brothers LLC, a food event pop-up and catering business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advice and access to discretionary separately managed accounts within a large, integrated operational structure.

Jessica Heberger is a financial advisor with RBC Capital Markets in Fresno, CA, holding a Series 66 designation and nine years of industry experience. She has worked at RBC Capital Markets since 2017 and previously spent one year each at Jube J. Najarian, A Professional Corporation, and Hinds Hospice. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base that includes individual investors, institutional clients, and charitable organizations. The firm offers tailored investment strategies through multiple advisory programs, combining discretionary and non-discretionary portfolio management with access to both in-house and third-party investment managers.

Stevan Horvath is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s advisory process is IPS-driven and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Brooke Simmons is a financial advisor at LPL Financial with 27 years of industry experience. She has held registrations including Series 63 and Series 66 and previously worked at UBS Financial Services from 2004 to 2010 before joining LPL Financial in 2010. Her other business activities include operating under several DBAs related to financial consulting. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, and institutions. The firm offers various investment programs and uses technology tools for operational support while maintaining oversight of substantial discretionary assets across a large network of advisors.