Elizabeth Feagans is a Financial Advisor with Merrill Lynch Wealth Management, joining the firm and the Nuttycombe Wealth Management Group in 2022. She focuses on wealth planning and relationship building, offering expertise in areas including family wealth management strategies, legacy planning, liquidity management, retirement income, and tax minimization. Her approach incorporates personalized plans tailored to clients' unique goals and priorities. Before transitioning to financial advising, Elizabeth spent eight years practicing law as an attorney. This background, combined with her financial services industry licensing and training, has equipped her to serve her clients effectively in managing and planning their wealth. Her client focus includes supporting personal retirement planning, small business strategies, managing new wealth, and addressing the financial needs of women. Elizabeth earned a Bachelor's Degree from Christopher Newport University and a Juris Doctorate Degree from Charlotte School of Law. Originally from Newport News, Virginia, she now resides in Charlotte, North Carolina. Outside of work, she enjoys spending time with her husband, Andrew, and their sons, Bronx and Hudson, as well as engaging in activities such as baseball, football, hiking, skiing, swimming, interior decorating, music, traveling, and watching movies.

Arturo Medina is a financial advisor with Morgan Stanley in Newport News, VA, holding the Series 63 and Series 65 designations and bringing 34 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Legg Mason Wood Walker. Outside of his advisory work, he volunteers as a pro bono project analyst with the Peruvian government’s Ministerio de la Produccion, evaluating startup programs to support economic diversification. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers its services through both direct and corporate channels.

Brandon Herring is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked within the Wells Fargo organization since 2014. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs more than 14,000 advisors, offering both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Richard Reese III is a CFP® designated financial advisor with Edward Jones, based in Suffolk, VA. He has 13 years of industry experience, having been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Marcia Geisert is a financial advisor at Ameriprise with 21 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she serves as Financial Secretary for Resurrection Lutheran Church and participates in the Lutheran Women's Missionary League, where she assists with mission grant collections and provides devotions and prayer. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement, focusing on tailored income strategies, Social Security options, and tax-efficient withdrawals. The firm combines algorithmic modeling and advisor collaboration to deliver personalized, non-discretionary recommendations, primarily for clients with substantial assets under Ameriprise management.

Mark Pond is a financial advisor with Osaic Wealth, Inc. in Chesapeake, VA, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. His prior experience includes roles at Sii and Oppenheimer. He also conducts investment and advisory business under the name Signature Financial Group, LLC. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering brokerage and advisory services, financial planning, retirement consulting, and access to various managed account platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios tailored to client needs.

Regan Van Cura is a financial advisor at Edward Jones in Poquoson, VA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, Regan worked at AR Workshop and The Office Group Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of more than 23,700 advisors. The firm manages approximately $1.01 trillion in assets and provides additional services including trust operations, affiliated mutual funds, and securities-based lending.

Richard Holden is a CFP® professional with 31 years of industry experience. He has been with Raymond James Financial since 2009. Outside of his advisory work, Holden owns a financial consulting support company and serves as a committee member for the St. Mark Church Endowment Committee, assisting in managing endowment funds. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools, and it supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Andrea Mc Murran is a Certified Financial Planner® with 25 years of industry experience, currently serving as a Financial Advisor and Vice President at Towne Bank's Towne Wealth Management subsidiary. Her prior experience includes two decades at Monaco Capital Management, LLC, as well as roles at Raymond James Financial Services and UBS Financial Services. Outside of her advisory work, she co-owns a real estate rental property. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored non-discretionary planning and supports its clients through advisory programs, emphasizing risk profiling and analytical modeling in its investment approach.

Jeffrey Brown is a financial advisor with Merrill in Norfolk, VA, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill and Bank of America since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Curtis Hanson is a financial advisor with UBS Financial Services, holding a Series 66 designation and 10 years of industry experience. He has worked at UBS Financial Services since 2015, with a two-year tenure at LPL Financial in between. Hanson is based in Norfolk, VA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets and research resources.

Xavier Davis is a financial advisor at Merrill in Norfolk, VA, holding a Series 66 designation. He has one year of industry experience and previously held positions at firms including NYLIFE Securities LLC and New York Life. His background also includes work with Norfolk State University and several other organizations. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals and institutions.

Justin Sanders is a financial advisor at Wells Fargo Clearing in Norfolk, VA, with one year of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Wells Fargo Bank, N.A. since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

David Burlin is a financial advisor with Merrill in Norfolk, VA, holding Series 63 and Series 65 designations and having 38 years of industry experience. He has worked with Merrill and its predecessor entities since 1988 and has been associated with Bank of America since 2009. Burlin is an owner of two family businesses unrelated to investment advisory services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Byron Barnes is a financial advisor at Edward Jones in Norfolk, VA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 16 years of industry experience, including roles at Merrill Lynch, Bank of America, Suntrust Investment Services, and PNC Bank. Outside of finance, he was involved with Stove The Restaurant for 16 years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Judah Stephens is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at Centient1 and Fidelity Investments. He has also been involved with small business ventures, including The Mellow Company LLC and J.B.S.ense LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services supported by advanced modeling tools and a structured planning process.

Kim Cyr is a CFP® with 28 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, Kim worked at Wells Fargo Advisors LLC for seven years. She is based in Virginia Beach, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gregory Smith is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Smith is a quarter owner, pilot, and treasurer of TLC Aviation, an aviation business based in Virginia Beach, VA. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement, typically with significant investable assets. The firm offers a combination of advisory, brokerage, and insurance solutions, utilizing a centralized consulting team and algorithmic tools to deliver tailored, tax-efficient retirement income recommendations.

Edward Spencer is a financial advisor with Morgan Stanley in Newport News, VA, holding a Series 66 designation and 28 years of industry experience. His prior roles include positions at Citigroup Global Markets and Legg Mason Wood Walker. He is a trustee involved in estate administration and serves on the Endowment Committee of the Virginia Living Museum. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to both individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by advanced modeling tools.

Charles Heaton IV is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2007, he has been assisting families in developing comprehensive financial strategies that are detailed enough to meet their goals while remaining straightforward to avoid unnecessary complexity or concern. His approach involves asking thoughtful questions, actively listening, and providing guidance aimed at serving the best interests of his clients and their families. With over two decades of experience in financial services dating back to 2002, Charles specializes in family wealth management, college education planning, personal retirement planning, portfolio management, and strategies tailored for women, special needs planning, and tax minimization. He strives to help clients prepare for significant life events such as births, graduations, weddings, celebrations, travel, and retirement, and provides support during challenging times to offer stability and a clear path forward. Prior to his financial career, Charles served as a Marine and Naval Officer for 25 years. He holds a Bachelor of Science degree from Embry-Riddle Aeronautical University, an M.B.A. from Old Dominion University, and is a graduate of the Naval War College. Charles is a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of work, he enjoys baseball, boating, and spending time with his family. He is married with two adult children.